12724 SCOTTISH PINE LANE, CLERMONT, FL, 34711
Active55 days on marketListed May 29, 2026MLS #G5113027
Come see it
Upcoming open house
Sat, Jul 25
12:00 PM – 3:00 PM
About this home
12724 SCOTTISH PINE LANE
Welcome to your Florida dream home! This beautifully updated 4-bedroom, 3-bathroom pool home offers a thoughtfully designed living space, blending comfort, functionality, and modern upgrades. BRAND NEW FLOORING THROUGHOUT THE HOME! One of the home’s most impressive features is the brand-new luxury vinyl flooring that flows seamlessly throughout the entire home, creating a cohesive, stylish, and low-maintenance living environment. Freshly painted inside and out in 2024, the home greets you with a dedicated office or den just off the entryway—perfect for remote work, studying, or a quiet retreat. Just beyond this space, you’ll find an expansive 20’ x 20’ flex room that can serve as a living room, playroom, media room, man cave, additional bedroom, or whatever best suits your lifestyle. The gourmet kitchen is a true standout, boasting brand-new stainless-steel appliances, quartz countertops, a gas stove, double ovens (including an air fryer oven), and a gas water heater. With 20 cabinets and a breakfast counter that opens into a bright and airy breakfast nook, there’s plenty of space for everyday living and entertaining. A formal dining room provides the perfect setting for holiday gatherings and special occasions. The kitchen opens to a spacious living room featuring an elegant electric fireplace and a large TV that conveys with the property, creating a warm and inviting atmosphere. The primary suite serves as a private sanctuary with tray ceilings, direct access to the lanai, and a beautifully updated en-suite bathroom featuring a modern vanity, walk-in shower, and added convenience. Bathroom three offers direct access to the pool area, making it ideal for guests and outdoor entertaining. Step outside to the screened-in lanai and pool area, designed for year-round Florida enjoyment. The saltwater pool includes a relaxing spa, while the fully fenced backyard features two gated entrances, mature fruit trees, hammocks, and an irrigation system. Additional highlights include 55 solar panels paired with 2 Tesla batteries, providing exceptional energy efficiency and peace of mind. The oversized driveway offers ample room for RV or boat parking, and the property includes a permitted 18’ x 25’ deep storage shed. The roof was replaced in 2014, and the septic tank, located on the front left side of the home, was serviced in 2024. With major updates already completed—including new luxury vinyl flooring throughout, an updated primary bathroom, fresh interior and exterior paint, and energy-saving solar features—this exceptional property is move-in ready and offers the perfect blend of style, convenience, and Florida living. Schedule your private tour today and experience everything this remarkable home has to give.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,514
Sqft
0.3 ac
Lot size
2
Garage
1997
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,918 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,918/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.1%
$/sqft vs Clermont actives
$207 vs $222
Days on market
55 vs 33 typical
Where $207/sqft sits among the 400 Clermont actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Greater Pines
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clermont. See the full Clermont guide →
Greater Pines — neighborhood snapshot
Population
1,665
Median age
37
Median income
$88,644
Median home value
$394,400
Avg household
3
Households w/ children
182
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clermont market
$443K → $450K
Clermont median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
191 of 400
Clermont actives have cut their price
Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 12% above the CLERMONT 34711 median. See the full Clermont market guide →
Paper trail
This home's history
Reality check
What actually sold near 12724 SCOTTISH PINE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$520,000
2888 SANDY CAY
4 bd · 3 ba · 2,562 sqft · $203/sqft · 29 DOM
Sold · Nov ’25$480,000
3299 SALOMAN LANE
4 bd · 3 ba · 2,433 sqft · $197/sqft · 34 DOM
Sold · Jul ’26$554,000
3755 FALLSCREST CIRCLE
4 bd · 3 ba · 2,423 sqft · $229/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12724 SCOTTISH PINE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12724 SCOTTISH PINE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12724 SCOTTISH PINE LANE FAQs
What would the monthly payment be for 12724 SCOTTISH PINE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,918/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12724 SCOTTISH PINE LANE?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12724 SCOTTISH PINE LANE?+
The most recent tax bill on record (2025) was $4,901. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12724 SCOTTISH PINE LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clermont?+
At $519,999, this home is listed about 11% above the Clermont median of $466,500. The market section on this page shows how the area is trending.
Which schools are assigned to 12724 SCOTTISH PINE LANE?+
East Ridge High School (high), East Ridge Middle School (middle), Lost Lake Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$519,999 runs 12% above the CLERMONT 34711 median — but at 2,514 sqft it's also 21% larger than the typical Clermont listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
East Ridge High School, East Ridge Middle School, Lost Lake Elementary School — East Ridge Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $525,000, now $519,999 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Regina Cruz. MLS #G5113027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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