14433 LAKE YALE ROAD, UMATILLA, FL, 32784
Active69 days on marketListed May 28, 2026MLS #G5112955
About this home
14433 LAKE YALE ROAD
No HOA! Ag Exempt! This 14-acre agricultural exempt property features approximately 7 acres of pines, a 4-acre home site, and 3.43 acres of wetlands and beautiful sunsets. Click to experience the home through the Zillow 3D tour and our YouTube video walkthrough. Built in 2005, this 3-bedroom, 2-bath home offers approximately 1,727 square feet with a split floor plan, fireplace, luxury vinyl plank flooring throughout, quartz countertops. Primary suite has custom Poplar and Red Oak shelving, walk-in tile shower, a garden tub, and dual sinks. Home has an attached 2 car garage. Recent updates include new roof (2018), new HVAC system (2020), and a new hot water heater (2025). Home is gated at the main road and sits far enough off the road to offer privacy and it’s open enough to enjoy beautiful sunsets. Close to Eustis (9 miles), Mt. Dora (14 miles) and The Villages (25 miles). You’ll love having the space for gardening, hobby farming or having livestock. Need room for toys, a car collection, RVs, boats, or equipment? Own your own tradesman business? Need space for a work shop? This property checks so many boxes. Other improvements include an underground irrigation system, diesel 8-inch well, replaced well tank, natural spring/water feature beneath the property, and goat wire fencing on three sides. The commercial-grade metal agricultural utility building (120x40) has three large garage doors (12x10), mini- split A/C and heat, 150 MPH hurricane rating construction and designed with what’s considered a 50- year lifespan by Inland Buildings. Additional structure includes workshop (640 sq. ft.) with 2 roll-up doors (8x8), and an in wall A/C unit, and carport (400 sq. ft.) Outdoor buildings and storage structures included.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,727
Sqft
14.66 ac
Lot size
2
Garage
2005
Year built
One
Levels
$579
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,240 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,240/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+145.3%
$/sqft vs METES AND BOUNDS
$579 vs $391
Days on market
69 vs 42 typical
Where $579/sqft sits among the 51 homes for sale in METES AND BOUNDS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $333K
Umatilla median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
7 of 51
METES AND BOUNDS have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 224% above the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 14433 LAKE YALE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$425,000
16274 NE 153RD LANE · same community
3 bd · 2.5 ba · 1,754 sqft · $242/sqft · 10 DOM
Sold · Apr ’26$650,000
14182 SW 161ST ST · same community
3 bd · 2 ba · 1,755 sqft · $370/sqft · 12 DOM
Sold · Jun ’26$600,000
4507 S Indian River Drive, Fort Pierce FL 34982 · same community
3 bd · 2 ba · 1,608 sqft · $373/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14433 LAKE YALE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14433 LAKE YALE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
14433 LAKE YALE ROAD FAQs
What would the monthly payment be for 14433 LAKE YALE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,240/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 14433 LAKE YALE ROAD?+
The most recent tax bill on record (2025) was $3,712. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Umatilla?+
At $1,000,000, this home is listed about 167% above the Umatilla median of $374,999. The market section on this page shows how the area is trending.
Which schools are assigned to 14433 LAKE YALE ROAD?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,000,000 runs 224% above the UMATILLA 32784 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $1,200,000, now $1,000,000 — a $200K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Lizzy Bell. MLS #G5112955.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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