112 8TH STREET NE, STEINHATCHEE, FL, 32359
Active55 days on marketListed May 29, 2026MLS #G5112947
About this home
112 8TH STREET NE
Short Sale. THIRD PARTY APPROVAL REQUIRED Welcome to your own slice of Old Florida paradise in the charming waterfront fishing village of Steinhatchee, Florida. Nestled on nearly an acre of fully fenced property, this beautifully updated waterfront retreat offers the perfect blend of coastal charm, modern upgrades, and income-producing potential. This spacious 4-bedroom, 3-bathroom home features over 1,720 square feet of living space with a layout designed for entertaining and hosting large groups. Two oversized primary suites, one upstairs and one downstairs, provide flexibility and privacy for guests or multi-generational living. Step outside and enjoy everything this unique property has to offer. A gated driveway leads to multiple outbuildings, storage sheds, and a covered entertainment area perfect for relaxing after a day on the water. Take in peaceful views of the large spring-fed pond from the carport or unwind on the floating dock. There’s plenty of room for boats, fishing gear, RVs, and all your outdoor toys. Recent renovations include new flooring throughout with upgraded 3/4-inch plywood subfloors, a beautifully remodeled kitchen featuring marble countertops, a newer HVAC system, new septic tank, and fresh interior and exterior paint that gives the home a bright, coastal feel. Currently operating as a successful vacation rental with consistent 5-star reviews since 2020, this property offers exceptional income potential. With the ability to accommodate large groups, it’s an ideal destination for fishing and scalloping trips. An additional separately fenced area with RV hookups creates even more opportunities for rental income. Whether you’re searching for a full-time residence, vacation getaway, or turnkey investment property, this one-of-a-kind waterfront compound delivers the ultimate Florida lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,720
Sqft
0.92 ac
Lot size
2005
Year built
Two
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,975 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,975/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Steinhatchee actives
$231 vs $248
Days on market
55 vs 143 typical
Where $231/sqft sits among the 6 Steinhatchee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Steinhatchee
Get to know Steinhatchee. See the full Steinhatchee guide →
STEINHATCHEE 32359 — neighborhood snapshot
Population
1,406
Median age
58.5
Median income
$51,250
Median home value
$141,900
Avg household
2.24
Households w/ children
97%
For the school run
Dixie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Steinhatchee market
$105K → $235K
Steinhatchee median sold, yr/yr
86.8%
Sale-to-list ratio (12 mo)
2 of 6
Steinhatchee actives have cut their price
Median sold price, Steinhatchee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 149% above the STEINHATCHEE 32359 median. See the full Steinhatchee market guide →
Paper trail
This home's history
Reality check
What actually sold near 112 8TH STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$86,000
8 13TH STREET SE · same community
4 bd · 2 ba · 1,488 sqft · $58/sqft · 72 DOM
Sold · Sep ’25$100,000
911 WHITE LANE NE · same community
2 bd · 1 ba · 1,000 sqft · $100/sqft · 98 DOM
Sold · Sep ’25$1,750,000
115 MAIN STREET · same community
4 bd · 3 ba · 2,952 sqft · $593/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 112 8TH STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 112 8TH STREET NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
112 8TH STREET NE FAQs
What would the monthly payment be for 112 8TH STREET NE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,975/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 112 8TH STREET NE?+
The most recent tax bill on record (2025) was $3,624. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 112 8TH STREET NE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Steinhatchee?+
At $397,000, this home is listed about 3% above the Steinhatchee median of $387,000. The market section on this page shows how the area is trending.
Which schools are assigned to 112 8TH STREET NE?+
James M. Anderson Elementary School (elementary), Dixie County High School (high), Old Town Elementary School (elementary) — Dixie County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$397,000 runs 149% above the STEINHATCHEE 32359 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
James M. Anderson Elementary School, Dixie County High School, Old Town Elementary School — Old Town Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $399,000, now $397,000 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LAKE LIFE REALTY · Brandy Lake. MLS #G5112947.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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