David Ramirez
$379,9003 bd2.5 ba1,828 sqft$208 /sqft$3,225 /mo all-in ↓

3527 CARUSO PLACE, OVIEDO, FL, 32765

Active70 days on marketListed May 27, 2026MLS #G5112833

Priced 17% below the OVIEDO 32765 medianTownhouseHAWTHORNE GLEN

About this home

3527 CARUSO PLACE

***New Roof in 2022*** Located less than a mile from the University of Central Florida, this spacious END-UNIT townhome in Hawthorne Glen offers over 1,900 square feet with 3 bedrooms, 2.5 baths, and an attached 1-car garage. Whether you're looking for a primary residence, student housing opportunity, or investment property, the location alone makes this one stand out. Just a 5-minute drive to UCF and only about a 20-minute walk to UCF Stadium, this location is ideal for students, faculty, or anyone wanting quick access to campus life. You’re also just 15 minutes from Waterford Lakes Town Center with Target, Ross, restaurants, shopping, and a movie theater. Outdoor lovers will appreciate being within walking distance to the Econ River Wilderness Area trails and just a short drive to the UCF Arboretum with even more scenic walking paths and nature trails. Everyday conveniences are nearby too, including Dollar General within walking distance plus Publix and Neighborhood Walmart only about 5 minutes away. The updated kitchen features beautiful granite countertops, 42” cherry cabinetry, and all appliances included. The current owners also upgraded the flooring by removing the carpet downstairs and installing luxury vinyl plank flooring, giving the home a cleaner, more modern feel throughout the main living areas. The first floor also offers a separate dining room, breakfast area, half bath, and a unique under-stair storage space complete with lighting. Upstairs you’ll find an oversized primary suite with a large walk-in closet and spacious bath, along with two additional bedrooms, a full bathroom, and a versatile loft area perfect for a home office, study space, or second living area. Washer and dryer are included in the upstairs laundry room. Additional features include ceiling fans throughout, wired internet and cable in every room, radiant barrier insulation for energy efficiency, a 5-inch media AC filter system, epoxy-coated garage floor with adjustable shelving, and extra guest parking directly beside the unit — a rare and valuable bonus in this community with approximately 12 guest spaces nearby. Hawthorne Glen residents enjoy access to a community pool located right across the street, a dog park, playground, and a very walkable community atmosphere. Conveniently located near UCF, Oviedo, major highways, shopping, dining, and entertainment, this property offers both lifestyle and long-term value

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,828

Sqft

0.04 ac

Lot size

1

Garage

2005

Year built

Two

Levels

$208

Per sqft

Pets allowed

Inside

FlooringCeramic Tile · Luxury Vinyl
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorLighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$295/mo
Taxes (2025)$4,384/yr
PetsYes
CommunityPlayground

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,225 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property tax — 2025 actual bill$365
HOA fee — from the listing$295
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,297Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,297
Interest rate6.00%
Loan term

Estimated payment

$3,225/mo

Principal & interest$2,236
FHA mortgage insurance (est.)$168
Property taxes (actual bill)$365
HOA / condo fee$295
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $380K
$323KedgeAI estimate $340,885 · range $337K$348K$395K

vs edgeAI estimate

+11.4%

$/sqft vs Oviedo actives

$208 vs $251

Days on market

70 vs 33 typical

Where $208/sqft sits among the 204 Oviedo actives

50 · this home
55
42
31
11
15
$200–226$226–252$252–278$278–304$304–330$330+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oviedo

Map of 3527 CARUSO PLACE

Drive times from this address

Downtown Orlando24 min
Orlando Int’l Airport (MCO)33 min
Universal Orlando37 min
Walt Disney World49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Oviedo. See the full Oviedo guide →

OVIEDO 32765 — neighborhood snapshot

Population

63,646

Median age

35.5

Median income

$99,161

Median home value

$418,600

Avg household

2.82

Households w/ children

8,093

For the school run

Seminole County School District

ElementaryCarillon Elementary School★★★★
HighHagerty High School★★★★
MiddleJackson Heights Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Oviedo market

Seller’s marketSeller’s market2.8 months of inventoryBuyer’s market

$530K$540K

Oviedo median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

107 of 204

Oviedo actives have cut their price

Median sold price, Oviedo, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 17% below the OVIEDO 32765 median. See the full Oviedo market guide →

Paper trail

This home's history

May 27, 2026Listed at $379,900 · 70 days on market since
2005Built · HAWTHORNE GLEN

Reality check

What actually sold near 3527 CARUSO PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13802 RIVERPATH GROVE DRSold · Sep ’25

$390,000

13802 RIVERPATH GROVE DR

4 bd · 2 ba · 1,829 sqft · $213/sqft · 2 DOM

4105 MENDENWOOD LANESold · Mar ’26

$370,000

4105 MENDENWOOD LANE

4 bd · 2 ba · 1,802 sqft · $205/sqft · 146 DOM

4024 FOREST ISLAND DRIVESold · Apr ’26

$412,000

4024 FOREST ISLAND DRIVE

3 bd · 2 ba · 1,858 sqft · $222/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3527 CARUSO PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3527 CARUSO PLACE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

3527 CARUSO PLACE FAQs

What would the monthly payment be for 3527 CARUSO PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,225/mo — principal and interest, the actual property-tax bill, the $295/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3527 CARUSO PLACE?+

The association fee works out to $295 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3527 CARUSO PLACE?+

The most recent tax bill on record (2025) was $4,384. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3527 CARUSO PLACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Oviedo?+

At $379,900, this home is listed about 27% below the Oviedo median of $520,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3527 CARUSO PLACE?+

Carillon Elementary School (elementary), Hagerty High School (high), Jackson Heights Middle School (middle) — Seminole County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the OVIEDO 32765 market on paper

$379,900 is 17% below the OVIEDO 32765 median of $459,995, and at $208/sqft it sits under the Oviedo average of $268.

02Time on market is leverage

70 days on market against a Oviedo median of 33 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Carillon Elementary School, Hagerty High School, Jackson Heights Middle School — Carillon Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COOPER HOMEFRONT REALTY · Joe Cooper. MLS #G5112833.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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