3257 BALTIC SEA BOULEVARD, TAVARES, FL, 32778
Active76 days on marketListed May 23, 2026MLS #G5112738
About this home
3257 BALTIC SEA BOULEVARD
Welcome to this custom Courtyard home in Royal Harbor on the Harris Chain of Lakes! Offering 3 Bedrooms, 3 Baths, and 2,012 Sq. Ft., this light-filled home blends privacy, flexible living space, and Florida indoor/outdoor living beautifully. Centered around a spacious screened Courtyard, the unique layout creates a peaceful retreat ideal for entertaining, relaxing, or hosting guests. A separate Casita/Bedroom 3 with private full bath and closet opens directly to the Courtyard, making it perfect for guests, multigenerational living, hobby space, art studio, home office, or private retreat. Inside the main home, soaring ceilings, abundant natural light, and large windows create an open, airy feel throughout. The Dining Area and Great Room flow seamlessly together and open to the back screened porch through two sets of sliders, bringing the outdoors in. The Kitchen offers abundant cabinetry, generous workspace, Breakfast Bar seating, and a sunny Breakfast Nook overlooking the Courtyard. Privately located at the rear of the home, the spacious Primary Suite features large French doors leading to the backyard, a large walk-in closet with custom built-ins, and an ensuite bath with an expansive dual-sink vanity, soaking tub, and large walk-in shower. Bedroom 2 also includes a walk-in closet with built-ins and easy access to a full bath. The screened Courtyard truly sets this home apart, offering exceptional outdoor living space with room for lounging, dining, gardening, and enjoying Florida’s beautiful weather year-round. The backyard features mature landscaping and peaceful green space, while a nearby path leads to a small lake where residents can enjoy fishing and nature views. NEW HVAC 2026, ROOF 2022. Located in Royal Harbor, a gated 55+ waterfront community on Little Lake Harris and the Harris Chain of Lakes, residents enjoy a Clubhouse, Heated Pool and Spa, Fitness Center, Pickleball, Tennis, Bocce, Shuffleboard, Billiards, Community Dock, and RV/Boat Storage. Conveniently located near shopping, dining, medical facilities, and charming downtown Tavares. Come experience the unique charm and relaxed Florida lifestyle this special home has to offer!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,012
Sqft
0.16 ac
Lot size
2
Garage
2006
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,291 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,291/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tavares actives
$186 vs $193
Days on market
76 vs 47 typical
Where $186/sqft sits among the 242 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
115 of 242
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 15% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 3257 BALTIC SEA BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$365,000
3305 BALTIC SEA BOULEVARD · same community
3 bd · 2.5 ba · 2,108 sqft · $173/sqft · 144 DOM
Sold · May ’26$425,000
3723 MALAD WAY
3 bd · 2 ba · 1,960 sqft · $217/sqft · 308 DOM
Sold · Mar ’26$410,000
4224 SAWTOOTH COURT
3 bd · 2 ba · 1,960 sqft · $209/sqft · 489 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3257 BALTIC SEA BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3257 BALTIC SEA BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3257 BALTIC SEA BOULEVARD FAQs
What would the monthly payment be for 3257 BALTIC SEA BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,291/mo — principal and interest, the actual property-tax bill, the $228/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3257 BALTIC SEA BOULEVARD?+
The association fee works out to $228 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3257 BALTIC SEA BOULEVARD?+
The most recent tax bill on record (2025) was $6,366. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3257 BALTIC SEA BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $374,900, this home is listed about 11% above the Tavares median of $338,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3257 BALTIC SEA BOULEVARD?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA REALTY · Catherine Landry-Sonstegard. MLS #G5112738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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