David Ramirez
$229,900$239,9002 bd2 ba1,332 sqft$173 /sqft$1,854 /mo all-in ↓

5503 LAVER STREET, LEESBURG, FL, 34748

Active78 days on marketListed May 22, 2026MLS #G5112726

Priced 18% below the LEESBURG 34748 medianReduced $10KSingle Family ResidenceHIGHLAND LAKES PH 02D TR A-D

About this home

5503 LAVER STREET

Well-maintained and ready for immediate occupancy! BLOCK and STUCCO 2-bedroom Cottage Home boasts an open airy floor plan with vaulted ceilings. The living and dining combination over-looks a bonus room that would make for an ideal sitting/reading space. The kitchen features new Formica countertops, tile flooring, eat-in dinette space and all appliances included. The Primary bedroom has walk-in closet and an ensuite bath with tile flooring, dual sinks, shower (NO tub), hi-rise toilet and glass block window. On the opposite side of the home is the guest bedroom and bath, featuring vaulted ceiling and ceiling fan. Guest bath with shower-tub combination, hi-rise toilet, new Formica vanity top with undermount/built-in sink and linen closet. DOUBLE PANE WINDOWS throughout the home! NEW ROOF in the works! NEW natural gas water heater (May 2026)! HVAC 2024! UPDATED ELECTRIC PANEL (June 2026)! Gutters and fresh exterior paint. Highland Lakes is a gated 55+ community situated in Central Florida just south of Leesburg & offers residents the following amenities: Recreational Clubhouse with two swimming pools; indoor (heated) & outdoor, a softball field complete with concession stand, an indoor arena with a stage for comm. events, complete kitchen, billiard/ping pong rm., 4 tennis courts (2 courts are lighted), 1 indoor tennis court, 8 lighted shuffle board courts, bocce ball courts, 2 outdoor and 4 indoor pickleball courts, 7 horseshoe pits, covered picnic pavilion with picnic tables & grills to barbeque, library, meeting/card room, exercise room/fitness, craft room, golf driving range, RV/boat storage (included in HOA) & has 260 spaces on a secured lot (fenced & lockable), a Craftsmen building/woodworking shop (homeowners can join the club for only $12 annually and use any/all tools available), there's also a Nature Trail within the community & seven lakes scattered throughout Highland Lakes; 4 are used by residents for catch & release fishing! Don't wait............. call now to schedule your private tour!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,332

Sqft

0.12 ac

Lot size

2

Garage

1995

Year built

One

Levels

$173

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Gas Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Open Floorplan · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSoutheast
ParkingDeeded · Driveway · Garage Door Opener · Oversized
ExteriorIrrigation System · Rain Gutters

Community & fees

HOA fee$135/mo
Taxes (2025)$1,249/yr
PetsYes
CommunityFishing · Lake · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Handicap Modified · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Natural Gas Connected · Phone Available · Public · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,854 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$104
HOA fee — from the listing$135
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,047Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,047
Interest rate6.00%
Loan term

Estimated payment

$1,854/mo

Principal & interest$1,353
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$104
HOA / condo fee$135
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$215KedgeAI estimate $228,368 · range $224K$237K$246K

vs edgeAI estimate

+0.7%

$/sqft vs Leesburg actives

$173 vs $172

Days on market

78 vs 62 typical

Where $173/sqft sits among the 400 Leesburg actives

63
67
132 · this home
78
30
30
$92–123$123–154$154–185$185–217$217–248$248+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 5503 LAVER STREET

Drive times from this address

Downtown Orlando44 min
Universal Orlando47 min
Walt Disney World55 min
Orlando Int’l Airport (MCO)59 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34748 — neighborhood snapshot

Population

45,960

Median age

60.4

Median income

$53,768

Median home value

$226,200

Avg household

2.14

Households w/ children

3,516

For the school run

Lake County School District

MiddleOak Park Middle School★★★★
ElementaryLeesburg Elementary School★★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced5.2 months of inventoryBuyer’s market

$269K$290K

Leesburg median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

218 of 400

Leesburg actives have cut their price

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% below the LEESBURG 34748 median. See the full Leesburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $229,900 $10K
May 22, 2026Listed at $239,900 · 78 days on market since
1995Built · HIGHLAND LAKES PH 02D TR A-D

Reality check

What actually sold near 5503 LAVER STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5502 SHRIVER STREETSold · Apr ’26

$238,000

5502 SHRIVER STREET · same community

3 bd · 2 ba · 1,405 sqft · $169/sqft · 35 DOM

5510 SHRIVER STREETSold · Apr ’26

$211,000

5510 SHRIVER STREET · same community

2 bd · 2 ba · 1,160 sqft · $182/sqft · 82 DOM

5503 ZINNIA STREETSold · Dec ’25

$250,000

5503 ZINNIA STREET

2 bd · 2 ba · 1,316 sqft · $190/sqft · 42 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5503 LAVER STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5503 LAVER STREET — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

5503 LAVER STREET FAQs

What would the monthly payment be for 5503 LAVER STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,854/mo — principal and interest, the actual property-tax bill, the $135/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5503 LAVER STREET?+

The association fee works out to $135 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5503 LAVER STREET?+

The most recent tax bill on record (2025) was $1,249. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5503 LAVER STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $229,900, this home is listed about 23% below the Leesburg median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5503 LAVER STREET?+

Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Sara Sutherland. MLS #G5112726.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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5503 LAVER STREET, LEESBURG, FL — 2 Bed, 2 Bath — $229,900 | CENTURY 21 Edge