12193 SE 87TH TERRACE, BELLEVIEW, FL, 34420
Active67 days on marketListed May 21, 2026MLS #G5112666
About this home
12193 SE 87TH TERRACE
Discover affordable modern living at 12193 SE 87th Terrace in Belleview — now offered for ONLY $250,000 and qualifying for financing! Built in 2020 with durable block & stucco construction, this beautifully upgraded home delivers the perfect combination of style, technology, and value for today’s homebuyer. Step inside to an inviting open-concept floor plan featuring soaring vaulted ceilings, abundant natural light, and a desirable split-bedroom layout ideal for privacy and comfortable everyday living. The spacious kitchen opens seamlessly to the main living area and includes a large custom pantry designed for maximum storage and organization. This move-in-ready smart home comes loaded with premium upgrades including a Smart Thermostat, Smart Garage Door Opener, Ring Security System, and AC purifier UV light system for enhanced air quality and energy efficiency. The home has also been newly painted inside and out, giving it a fresh, modern feel throughout. Enjoy outdoor living in the spacious fully fenced backyard — perfect for pets, entertaining, family gatherings, or future outdoor additions. The extended concrete patio provides additional space to relax and enjoy Florida living year-round. Additional upgrades include an epoxy-coated garage floor, private wall safe, and a converted garage workshop with expanded laundry room offering incredible flexibility for hobbies, storage, remote work, or creative space. If you’ve been searching for an affordable newer construction home in Belleview with smart home features, upgraded finishes, and financing availability, this exceptional property is a must-see. At only $245,000, opportunities like this don’t last long!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,082
Sqft
0.29 ac
Lot size
2020
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,891 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,891/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.4%
$/sqft vs Belleview actives
$226 vs $177
Days on market
67 vs 31 typical
Where $226/sqft sits among the 144 Belleview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Belleview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Belleview. See the full Belleview guide →
BELLEVIEW 34420 — neighborhood snapshot
Population
19,167
Median age
43
Median income
$52,551
Median home value
$192,600
Avg household
2.59
Households w/ children
2,199
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Belleview market
$255K → $276K
Belleview median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
69 of 144
Belleview actives have cut their price
Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the BELLEVIEW 34420 median. See the full Belleview market guide →
Paper trail
This home's history
Reality check
What actually sold near 12193 SE 87TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$219,900
12181 SE 87TH COURT · same community
3 bd · 2 ba · 1,053 sqft · $209/sqft · 90 DOM
Sold · May ’26$162,000
12310 SE 86TH AVENUE · same community
3 bd · 2 ba · 1,144 sqft · $142/sqft · 7 DOM
Sold · Feb ’26$124,000
12275 SE 87TH COURT · same community
3 bd · 2 ba · 1,188 sqft · $104/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12193 SE 87TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12193 SE 87TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12193 SE 87TH TERRACE FAQs
What would the monthly payment be for 12193 SE 87TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,891/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12193 SE 87TH TERRACE?+
The most recent tax bill on record (2025) was $2,169. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Belleview?+
At $245,000, this home is listed about 14% below the Belleview median of $283,735. The market section on this page shows how the area is trending.
Which schools are assigned to 12193 SE 87TH TERRACE?+
Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BELLEVIEW 34420 market on paper
$245,000 is 5% below the BELLEVIEW 34420 median of $257,450.
02Time on market is leverage
67 days on market against a Belleview median of 31 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $250,000, now $245,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Lissette Cartagena. MLS #G5112666.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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