David Ramirez

TROTTING HORSE LANE, TAVARES, FL, 32778

Active82 days on marketListed May 22, 2026MLS #G5112598

Priced 8% below the TAVARES 32778 medianBEAUCLAIR RANCH CLUB

About this home

TROTTING HORSE LANE

Nestled within the prestigious gated equestrian community of Beauclair Ranch Club, this exceptional homesite on Trotting Horse Lane offers the perfect opportunity to build your custom dream estate in one of Lake County’s most desirable acreage communities. Surrounded by luxury custom homes on sprawling estate-sized parcels, this property delivers the ideal blend of privacy, natural beauty, and upscale country living. Beauclair Ranch Club is known for its peaceful setting, scenic bridle trails, horse-friendly lifestyle, and beautifully maintained grounds — all while remaining conveniently located just minutes from downtown Tavares, Mount Dora, waterfront dining, shopping, entertainment, and major roadways. This property offers several valuable improvements already in place, helping reduce upfront development costs for the future owner. The electrical transformer has already been installed, representing a significant savings when preparing to build, and fiber-optic internet service is available at the front of the property for modern high-speed connectivity. The lot has also been thoughtfully graded over time, potentially minimizing the amount of additional fill dirt needed for construction. According to the seller, the property has demonstrated excellent natural drainage with no known standing water or puddling, even during heavy Florida rain events. Adding to the beauty and character of the homesite are mature Live Oaks that provide timeless curb appeal, natural shade, and an authentic Old Florida feel. The trees are positioned in a way that should allow flexibility for future building plans while preserving the property’s scenic aesthetics. With plenty of space for your custom home, detached garage, workshop, barn, pool, or outdoor living area, this lot presents a rare opportunity to create a private luxury estate in one of Central Florida’s premier gated acreage communities. Call today to schedule your private tour!

Facts & features

The home at a glance

2.69 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods

Community & fees

HOA fee$208/mo
Taxes (2025)$1,853/yr
PetsNo
CommunityDeed Restrictions · Gated Community - No Guard · Horses Allowed

Utilities & systems

UtilitiesElectricity Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,415 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property tax — 2025 actual bill$154
HOA fee — from the listing$208
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,465Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,465
Interest rate6.00%
Loan term

Estimated payment

$2,415/mo

Principal & interest$1,760
FHA mortgage insurance (est.)$132
Property taxes (actual bill)$154
HOA / condo fee$208
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Tavares

Map of TROTTING HORSE LANE

Drive times from this address

Downtown Orlando47 min
Universal Orlando51 min
Walt Disney World56 min
Orlando Int’l Airport (MCO)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketLeans seller4.4 months of inventoryBuyer’s market

$318K$310K

Tavares median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

May 22, 2026Listed at $299,000 · 82 days on market since

Reality check

What actually sold near TROTTING HORSE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

27805 LOIS DRIVESold · Sep ’25

$390,000

27805 LOIS DRIVE

2 bd · 2 ba · 1,234 sqft · $316/sqft · 50 DOM

16318, 16250 & 16300 COUNTY ROAD 448Sold · Sep ’25

$1,015,000

16318, 16250 & 16300 COUNTY ROAD 448

3 bd · 2 ba · 1,456 sqft · $697/sqft · 47 DOM

27727 LOIS DRIVESold · Jul ’26

$345,000

27727 LOIS DRIVE

3 bd · 2 ba · 1,541 sqft · $224/sqft · 38 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about TROTTING HORSE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for TROTTING HORSE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

TROTTING HORSE LANE FAQs

What would the monthly payment be for TROTTING HORSE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,415/mo — principal and interest, the actual property-tax bill, the $208/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at TROTTING HORSE LANE?+

The association fee works out to $208 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on TROTTING HORSE LANE?+

The most recent tax bill on record (2025) was $1,853. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at TROTTING HORSE LANE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $299,000, this home is listed about 11% below the Tavares median of $337,000. The market section on this page shows how the area is trending.

Which schools are assigned to TROTTING HORSE LANE?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of EXIT REALTY TRI-COUNTY · Jason Short. MLS #G5112598.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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