20 MALAUKA CIRCLE, OCKLAWAHA, FL, 32179
Active71 days on marketListed May 19, 2026MLS #G5112578
About this home
20 MALAUKA CIRCLE
Welcome home to this 2022 built, well-maintained 3 bedroom, 2 bath block home located in Silver Spring Shores. This spacious home offers a split- bedroom floor plan, comfortable living areas, and plenty of natural light throughout. The Kitchen features plenty of cabinet and counter space with a convenient layout perfect for everyday living and entertaining. The Primary suite includes a private bath and generous closet space. The additional bedrooms are perfect for the family, guest or home office. NO CARPET. No rear neighbors. Spectrum internet hookup in the area. Upgrades: Privacy Fence with 3 gates, Gutters, Ring security system (all motion sensor & flood lights) complete on each side of the home. Security keypad, Ring doorbell with camera, Water Softener System, Retention wall in the backyard with guardrail and stairs, Extended Back Patio 16' x 12', St.Augustine sod in the Backyard, In-ground Irrigation (covers Front & Back Yard), Smart garage (MyQ), Smart deadbolt (front door), Smart thermostat, Automatic exterior light upgrades (garage & front door), Painted exterior 2024, Attic panels for storage, Garage peg board wall and Garage shelving. Conveniently located near schools, shopping, parks, dining and easy access to Ocala and The Villages.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,323
Sqft
0.3 ac
Lot size
2
Garage
2022
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,151 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,151/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.1%
$/sqft vs Ocklawaha actives
$208 vs $187
Days on market
71 vs 29 typical
Where $208/sqft sits among the 130 Ocklawaha actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocklawaha
Get to know Ocklawaha. See the full Ocklawaha guide →
OCKLAWAHA 32179 — neighborhood snapshot
Population
9,051
Median age
46.8
Median income
$48,214
Median home value
$162,700
Avg household
2.38
Households w/ children
872
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocklawaha market
$250K → $228K
Ocklawaha median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
47 of 130
Ocklawaha actives have cut their price
Median sold price, Ocklawaha, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 686% above the OCKLAWAHA 32179 median. See the full Ocklawaha market guide →
Paper trail
This home's history
Reality check
What actually sold near 20 MALAUKA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$246,900
114 MALAUKA LOOP · same community
3 bd · 2 ba · 1,323 sqft · $187/sqft · 207 DOM
Sold · Feb ’26$247,000
142 MALAUKA RADL · same community
3 bd · 2 ba · 1,322 sqft · $187/sqft · 111 DOM
Sold · Mar ’26$243,900
17 MALAUKA LOOP PLACE · same community
3 bd · 2 ba · 1,322 sqft · $184/sqft · 157 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20 MALAUKA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20 MALAUKA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20 MALAUKA CIRCLE FAQs
What would the monthly payment be for 20 MALAUKA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,151/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20 MALAUKA CIRCLE?+
The most recent tax bill on record (2025) was $3,008. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocklawaha?+
At $275,000, this home is listed about 3% above the Ocklawaha median of $268,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20 MALAUKA CIRCLE?+
Lake Weir High School (high), Emerald Shores Elementary School (elementary), Lake Weir Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$275,000 runs 686% above the OCKLAWAHA 32179 median.
02Time on market is leverage
71 days on market against a Ocklawaha median of 29 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $280,000, now $275,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DOWN HOME REALTY, LLLP · Amber Byrne-Shrout. MLS #G5112578.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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