David Ramirez
$929,835$948,8003 bd3 ba3,147 sqft$295 /sqft$6,821 /mo all-in ↓

8461 BRIDGEPORT BAY CIRCLE, MOUNT DORA, FL, 32757

Active54 days on marketListed Jun 1, 2026MLS #G5112548

Reduced $19KWaterfrontSingle Family ResidenceLAKES OF MOUNT DORA

About this home

8461 BRIDGEPORT BAY CIRCLE

One or more photo(s) has been virtually staged. Set on a peaceful waterfront lot with wide-open lake views, this highly sought-after Santa Maria model—a custom Medallion Home built in 2019—offers 3 bedrooms, 2 baths plus a den/media room with lake views, and the refined Florida living buyers dream about. Inside, the home features Land Blanc 21" porcelain tile throughout, cathedral ceilings, large crown molding, tray accents, interior 8-ft doors, a central vacuum system, two tankless gas water heaters, double-pane Low-E windows and sliders, garage storage shelving, detailed foyer ceiling treatment, gutters, and paver walkways, lanai, and driveway. Lightning rods were added for enhanced storm protection. The gourmet kitchen is a standout, showcasing Maple Chiffon soft-close cabinetry with full-extension drawers, quartz countertops with a waterfall edge, and a full quartz backsplash. A drop-tray ceiling defines the breakfast nook, while the dramatic aquarium glass window frames panoramic water views and becomes a signature focal point of the home. An enclosed sunroom with its own dedicated HVAC system provides year-round comfort and seamless indoor-outdoor living, capturing huge lake views. The main living areas have the ideal open layout with abundant natural light and wide water vistas. A separate den/media room also enjoys lake views and direct access to the sunroom. The primary suite includes serene water views, a well-appointed ensuite with walk-in shower, custom cabinetry, and two generous walk-in closets. Guest rooms are well-sized and positioned for privacy—ideal for visitors or workspace needs. Two separate garages - three-car capacity, epoxy flooring, and built-in storage—perfect for car enthusiasts or hobbyists. The covered lanai overlooks the water and provides ample space for a future pool, creating a versatile outdoor living area with beautiful sunset views. Residents enjoy resort-style amenities, including a beach-entry pool, clubhouse with a full social calendar, fitness center, pickleball, walking trails, and RV/boat storage—just minutes from historic downtown Mount Dora’s dining, shops, and waterfront events.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,147

Sqft

0.25 ac

Lot size

3

Garage

2019

Year built

One

Levels

$295

Per sqft

WaterfrontWater view55+ community

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Convection Oven · Cooktop · Dishwasher · Dryer · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Central Vacuum · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ParkingGarage Door Opener · Golf Cart Garage · Golf Cart Parking · Oversized · Split Garage
ExteriorFrench Doors · Irrigation System · Rain Gutters · Sidewalk · Sprinkler Metered

Community & fees

HOA fee$290/mo
Taxes (2025)$12,062/yr
PetsCats OK, Dogs OK
CommunityFishing · Lake · Private Boat Ramp · Waterfront · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Phone Available · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,821 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,017
PMI (est., until 20% equity)$349
Property tax — 2025 actual bill$1,005
HOA fee — from the listing$290
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $92,984Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $92,984
Interest rate6.00%
Loan term

Estimated payment

$6,821/mo

Principal & interest$5,017
PMI (est., until 20% equity)$349
Property taxes (actual bill)$1,005
HOA / condo fee$290
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $930K
$832KedgeAI estimate $930,207 · range $867K$1.1M$1.1M

vs edgeAI estimate

Right at the estimate

$/sqft vs LAKES OF MOUNT DORA

$295 vs $237

Days on market

54 vs 50 typical

Where $295/sqft sits among the 15 homes for sale in LAKES OF MOUNT DORA

2
7
5
0
1
0 · this home
$217–230$230–243$243–256$256–269$269–282$282+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakes Of Mount Dora

Map of 8461 BRIDGEPORT BAY CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Orlando48 min
Universal Orlando52 min
Walt Disney World57 min
Orlando Int’l Airport (MCO)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

Lakes Of Mount Dora — neighborhood snapshot

Population

1,749

Median age

63

Median income

$99,900

Median home value

$330,200

Avg household

2

Households w/ children

117

For the school run

Lake County School District

MiddleEustis Middle School★★★★
ElementaryRound Lake Charter School★★★★★
HighEustis High School★★★★★
ElementarySeminole Springs Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

7 of 15

LAKES OF MOUNT DORA have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 107% above the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

CurrentPrice reduced to $929,835 $19K
Jun 1, 2026Listed at $948,800 · 54 days on market since
2019Built · LAKES OF MOUNT DORA

Reality check

What actually sold near 8461 BRIDGEPORT BAY CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2440 PAWTUCKET PASSSold · May ’26

$615,000

2440 PAWTUCKET PASS · same community

3 bd · 2 ba · 2,663 sqft · $231/sqft · 47 DOM

8674 BRIDGEPORT BAYSold · Jun ’26

$730,000

8674 BRIDGEPORT BAY · same community

4 bd · 3 ba · 2,579 sqft · $283/sqft · 1 DOM

8682 BRIDGEPORT BAY CIRCLESold · Jul ’25

$670,000

8682 BRIDGEPORT BAY CIRCLE · same community

3 bd · 2.5 ba · 2,527 sqft · $265/sqft · 111 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8461 BRIDGEPORT BAY CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8461 BRIDGEPORT BAY CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8461 BRIDGEPORT BAY CIRCLE FAQs

What would the monthly payment be for 8461 BRIDGEPORT BAY CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,821/mo — principal and interest, the actual property-tax bill, the $290/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8461 BRIDGEPORT BAY CIRCLE?+

The association fee works out to $290 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8461 BRIDGEPORT BAY CIRCLE?+

The most recent tax bill on record (2025) was $12,062. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8461 BRIDGEPORT BAY CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $929,835, this home is listed about 98% above the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 8461 BRIDGEPORT BAY CIRCLE?+

Eustis Middle School (middle), Round Lake Charter School (elementary), Eustis High School (high), Seminole Springs Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$929,835 runs 107% above the MOUNT DORA 32757 median — but at 3,147 sqft it's also 47% larger than the typical Mount Dora listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Eustis Middle School, Round Lake Charter School, Eustis High School, Seminole Springs Elementary School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $948,800, now $929,835 — a $19K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Kimberly Koch. MLS #G5112548.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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