4232 COUNTY ROAD 400, LAKE PANASOFFKEE, FL, 33538
Active81 days on marketListed May 14, 2026MLS #G5112404
About this home
4232 COUNTY ROAD 400
Experience true waterfront living on the shores of beautiful Lake Panasoffkee in this stunning 4 bedroom 3 bath pool home situated on nearly an acre with approximately 300 feet of lake frontage. Tucked away at the end of a paved county road, this private retreat offers panoramic views, peaceful surroundings, and exceptional indoor-outdoor living. Designed for both comfort and entertaining, the home features wood and tile flooring throughout, and spacious layout with both a living room and family room. The oversized owner's suite provides a relaxing escape, while the additional bedrooms offer generous space for family and guests. The kitchen is equipped with all stainless steel appliances, solid wood cabinetry, and quartz countertops and opens seamlessly to the home's expansive entertaining areas. Outside you can enjoy the pool with screen enclosure and fully equipped outdoor kitchen with concrete countertops, stainless steel grills, sink, and ice makers all perfectly positioned to enjoy breathtaking lake views. For boating and outdoor enthusiasts, the property includes a private dock and covered boat slip on Lake Panasoffkee. A massive 30x25 garage/workshop provides excellent space for hobbies, storage, or recreational equipment. The paved four-board/wire fencing, and dual automatic gates add both functionality and curb appeal. Located in a quiet neighborhood a short distance from The Villages where you can find dinning, shopping, and nightly entertainment. For those needing to commute Interstate 75 and The Florida Turnpike are just a hop, skip, and a jump away. Schedule your private showing today and begin your journey to experiencing the ultimate Florida lifestyle.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,821
Sqft
0.89 ac
Lot size
2
Garage
1979
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,055 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,055/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lake Panasoffkee actives
$222 vs $167
Days on market
81 vs 44 typical
Where $222/sqft sits among the 39 Lake Panasoffkee actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Panasoffkee
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lake Panasoffkee. See the full Lake Panasoffkee guide →
LAKE PANASOFFKEE 33538 — neighborhood snapshot
Population
5,748
Median age
47.6
Median income
$48,951
Median home value
$157,200
Avg household
2.13
Households w/ children
692
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake Panasoffkee market
$194K → $169K
Lake Panasoffkee median sold, yr/yr
92.4%
Sale-to-list ratio (12 mo)
25 of 39
Lake Panasoffkee actives have cut their price
Median sold price, Lake Panasoffkee, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 265% above the LAKE PANASOFFKEE 33538 median. See the full Lake Panasoffkee market guide →
Paper trail
This home's history
Reality check
What actually sold near 4232 COUNTY ROAD 400
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$410,000
4192 CR 400 · same community
4 bd · 2 ba · 2,480 sqft · $165/sqft · 120 DOM
Sold · Mar ’26$570,000
248 SW 18th Ct, Miami FL 33135 · same community
3 bd · 1 ba · 1,318 sqft · $432/sqft · 82 DOM
Sold · Sep ’25$400,000
248 SW 18th Ct, Miami FL 33135 · same community
2 bd · 1 ba · 1,318 sqft · $303/sqft · 109 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4232 COUNTY ROAD 400 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4232 COUNTY ROAD 400 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4232 COUNTY ROAD 400 FAQs
What would the monthly payment be for 4232 COUNTY ROAD 400?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,055/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4232 COUNTY ROAD 400?+
The most recent tax bill on record (2025) was $3,461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lake Panasoffkee?+
At $625,000, this home is listed about 230% above the Lake Panasoffkee median of $189,500. The market section on this page shows how the area is trending.
Which schools are assigned to 4232 COUNTY ROAD 400?+
Lake Panasoffkee Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$625,000 runs 265% above the LAKE PANASOFFKEE 33538 median — but at 2,821 sqft it's also nearly twice the size of the typical Lake Panasoffkee listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lake Panasoffkee Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SUMTER REALTY · J.Y. Sizemore. MLS #G5112404.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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