4703 CASSANDRA LANE, LAKELAND, FL, 33809
Active50 days on marketListed Jun 5, 2026MLS #G5112357
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Sat, Jul 25
10:00 AM – 12:00 PM
Price Reduced. Lakefront Property low taxes, Titled Lakefront Property! Clubhouse and Pool
About this home
4703 CASSANDRA LANE
Price Reduced. Lowest lakefront property on Lake Gibson with low taxes and Waterfront living in Lakeland, Florida Completely Rebuilt in 2000— a well-maintained home offering comfortable Florida living with peaceful surroundings and convenient access to shopping, dining, medical facilities, and major roadways. Situated directly on Lake Gibson, this property provides the perfect blend of relaxation, accessibility and easy living. Community Pool, Clubhouse, Marina, hot tub, fitness center...) This spacious home offers approximately 1,818 square feet of living space and features an inviting layout designed for everyday comfort and entertaining. Completely rebuilt from foundation. The home offers generous living areas, abundant natural light, outdoor patio for nighttime star gazing all on the shores of Lake Gibson. Between the new dock (2025), newer roof (2024), brick paver driveway (2024), granite counter tops, Plantation Shutters (2024), custom kitchen cabinet and back brick patio you have over $72,000 in recent upgrades. Separate 1,150 sq. ft. work room, Gym, Study.... which is temp. controlled for summer and winter. HOA covers, Internet, Cable TV, Lawn Service, Water, Gym, Community Pool, hot tub and massive clubhouse, pool tables, community room... and marina with boat docks. Very active community and amazing lakefront features. Enjoy the Florida lifestyle from your outdoor living areas while taking in the tranquil setting surrounding the property. The neighborhood is known for its mature landscaping, established homes, and relaxed atmosphere. Whether enjoying your morning coffee outdoors or entertaining friends and family, this property offers the ideal setting to unwind. Conveniently located near US-98 and I-4, the home provides easy access to Tampa and Orlando while remaining close to Lakeland’s local attractions, shopping centers, restaurants, golf courses, parks, and recreational opportunities. Lakeland is known for its beautiful lakes, outdoor lifestyle, and central Florida convenience. This property presents an excellent opportunity for year-round living or seasonal use. With affordable Lake Front living on Lake Gibson in North Lakeland and a desirable location, this home is ready for its next owner as well as only lakefront home on Lake Gibson below $500,000.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,818
Sqft
0.29 ac
Lot size
1973
Year built
One
Levels
$247
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,336 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,336/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$247 vs $196
Days on market
50 vs 33 typical
Where $247/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
LAKELAND 33809 — neighborhood snapshot
Population
30,498
Median age
42.6
Median income
$67,112
Median home value
$248,700
Avg household
2.58
Households w/ children
3,738
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
208 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% above the LAKELAND 33809 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 4703 CASSANDRA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$275,000
707 CARPENTERS WAY UNIT 35
3 bd · 3 ba · 1,848 sqft · $149/sqft · 5 DOM
Sold · Oct ’25$212,000
4030 DOVER TERRACE DRIVE
3 bd · 2.5 ba · 1,776 sqft · $119/sqft · 59 DOM
Sold · Dec ’25$259,000
3745 WOODBURY HILL LOOP
3 bd · 2.5 ba · 1,771 sqft · $146/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4703 CASSANDRA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4703 CASSANDRA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4703 CASSANDRA LANE FAQs
What would the monthly payment be for 4703 CASSANDRA LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,336/mo — principal and interest, the actual property-tax bill, the $292/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4703 CASSANDRA LANE?+
The association fee works out to $292 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4703 CASSANDRA LANE?+
The most recent tax bill on record (2025) was $504. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4703 CASSANDRA LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $449,000, this home is listed about 32% above the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4703 CASSANDRA LANE?+
Edgar L. Padgett Elementary (elementary), Lake Gibson Middle School (middle), Lake Gibson Senior High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$449,000 runs 37% above the LAKELAND 33809 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $499,000, now $449,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · John Burgfechtel. MLS #G5112357.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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