121 E PINE ST, HOWEY IN THE HILLS, FL, 34737
Active84 days on marketListed May 11, 2026MLS #G5112224
About this home
121 E PINE ST
Nestled within a desirable waterfront community, this property is truly a fisherman’s dream. Bring your boat and enjoy the natural beauty of Little Lake Harris, where exceptional views can be enjoyed right from your windows. With no HOA, you’ll have the freedom to store your boat in the backyard or in the spacious garage. Residents also enjoy access to the Harris Chain of Lakes through a community boat ramp, along with scenic walks to the shoreline, Griffin Park, and the lakefront promenade—a favorite local pastime. Inside, the home features new vinyl laminate flooring throughout the main living areas (with tile already in place in the wet areas) and fresh paint in the living room, dining room. The flexible layout includes two additional rooms, a two-car garage, and generous storage options. Large windows, bright interiors, and easy-care flooring (no carpet) create a cheerful, inviting atmosphere. Custom built-in cabinetry elegantly separates the den and dining room, while the glass-enclosed, under-air Florida room overlooks a spacious yard shaded by a beautiful oak tree. Oversized lot over 1/3 acre, shaded and fenced. There is even room for your boat or RV, with an ample gate for easy storage. Conveniently located just minutes from the Florida Turnpike, this quiet community also offers a family-friendly park system, fishing pier, basketball court, and local library. Nearby attractions include the renowned Mission Inn Resort & Spa, where golf enthusiasts can enjoy world-class courses and exceptional dining. Owner is motivated, come make this your unique home just need a little vision and this can become your little oasis.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,088
Sqft
0.34 ac
Lot size
2
Garage
1967
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,568 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,568/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.2%
$/sqft vs Howey In The Hills actives
$180 vs $183
Days on market
84 vs 74 typical
Where $180/sqft sits among the 66 Howey In The Hills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Howey In The Hills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Howey In The Hills. See the full Howey In The Hills guide →
HOWEY IN THE HILLS 34737 — neighborhood snapshot
Population
4,182
Median age
52.6
Median income
$67,237
Median home value
$348,700
Avg household
2.35
Households w/ children
352
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Howey In The Hills market
$426K → $383K
Howey In The Hills median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
35 of 66
Howey In The Hills actives have cut their price
Median sold price, Howey In The Hills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the HOWEY IN THE HILLS 34737 median. See the full Howey In The Hills market guide →
Paper trail
This home's history
Reality check
What actually sold near 121 E PINE ST
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$190,000
109 E CEDAR STREET · same community
3 bd · 2 ba · 1,450 sqft · $131/sqft · 2 DOM
Sold · Jul ’26$375,000
26812 BELLA VISTA DRIVE
2 bd · 2 ba · 2,100 sqft · $179/sqft · 65 DOM
Sold · Mar ’26$410,000
410 E ORCHID WAY
3 bd · 2 ba · 2,112 sqft · $194/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 121 E PINE ST — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 121 E PINE ST — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
121 E PINE ST FAQs
What would the monthly payment be for 121 E PINE ST?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,568/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 121 E PINE ST?+
The most recent tax bill on record (2025) was $415. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Howey In The Hills?+
At $375,000, this home is listed about 4% below the Howey In The Hills median of $391,495. The market section on this page shows how the area is trending.
Which schools are assigned to 121 E PINE ST?+
Tavares Middle School (middle), Tavares High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PILEGGI REAL ESTATE GROUP · Teresa Pileggi. MLS #G5112224.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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