David Ramirez
$439,900$465,0003 bd2 ba1,872 sqft$235 /sqft$3,302 /mo all-in ↓

447 FOSTER PLACE, THE VILLAGES, FL, 32162

Active89 days on marketListed May 14, 2026MLS #G5112156

Reduced $25KSingle Family ResidenceVILLAGES OF SUMTER

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Tue, Aug 11

11:00 AM – 1:00 PM

Hosted by Elizabeth Martin

About this home

447 FOSTER PLACE

PRICE REDUCED on this beautiful EXPANDED DESIGNER home in the highly desirable Village of Amelia! Ideally located in THE HEART OF THE VILLAGES between SUMTER LANDING & BROWNWOOD PADDOCK SQUARES, this spacious 3-bedroom, 2-bath home offers approximately 1,800 sq. ft. of living space PLUS an OVERSIZED 2-car GARAGE and a separate GOLF CART GARAGE, perfect for enjoying The Villages lifestyle. And, as a BONUS, the seller is including a 2-seater, gas powered GOLF CART! Situated on a quiet CUL-DE-SAC featuring mature landscaping on the exceptionally LARGE LOT, the home is just across the street from AMELIA CHAMPIONSHIP GOLF COURSE and only a few blocks from the Amelia REC CENTER and SWIMMING POOL. You’ll also enjoy close proximity to Mallory Hill Country Club and RESTAURANT. Upon entering, an aura of ELEGANCE and SOPHISTICATION unfolds, created by the deep, warm tones of the luxury vinyl flooring as the EXPANDED LIVING ROOM flows seamlessly into the open-concept kitchen and dining area. One of many standout features is the expansive BONUS ROOM located off the Florida room, complete with abundant windows and a PRIVATE exterior ENTRANCE. This versatile space offers endless possibilities — ideal for a home office, hobby room, guest retreat, extended family living, rental opportunity, or even a potential 4th bedroom. The private master suite features a soft beige carpet, DUAL CLOSETS, and a beautifully UPDATED ensuite bath complete with a dual-sink vanity, a WATER CLOSET for added privacy, and an updated shower. Two guest bedrooms and a guest bathroom featuring a modern WALK-IN SHOWER are located on the opposite side of the home insuring privacy for you and your guest. Home is being sold TURNKEY with the exception of agent's staging decor and specific furnishings which are available through separate negotiation. With flexible living space, thoughtful UPGRADES, oversized garage space, and an unbeatable CENTRAL LOCATION, this expanded Amarillo is a rare opportunity to enjoy the very best of life in The Villages! Private video tours for out-of-town buyers are available through the listing agent. ROOF, EXPANSION, and all other major updates done in 2021.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,872

Sqft

0.17 ac

Lot size

3

Garage

2007

Year built

One

Levels

$235

Per sqft

Turnkey55+ community

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Natural Gas · Heat Pump
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionMetal Frame · Vinyl Siding
FoundationSlab
FacesSouthwest
ParkingDriveway · Garage Door Opener · Golf Cart Garage
ExteriorAwning(s) · Private Entrance

Community & fees

Taxes (2025)$4,299/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Sewer Connected · Sprinkler Meter · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,302 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$358
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,397
Interest rate6.00%
Loan term

Estimated payment

$3,302/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$358
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$408KedgeAI estimate $455,633 · range $425K$516K$536K

vs edgeAI estimate

−3.5%

$/sqft vs VILLAGES OF SUMTER

$235 vs $251

Days on market

89 vs 51 typical

Where $235/sqft sits among the 49 homes for sale in VILLAGES OF SUMTER

14
16 · this home
8
2
4
5
$186–224$224–261$261–299$299–336$336–374$374+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 447 FOSTER PLACE

Drive times from this address

Downtown Orlando66 min
Universal Orlando69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32162 — neighborhood snapshot

Population

54,019

Median age

74.2

Median income

$73,927

Median home value

$358,100

Avg household

1.72

Households w/ children

135

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$341K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

26 of 49

VILLAGES OF SUMTER have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 26% above the THE VILLAGES 32162 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,900 $25K
May 14, 2026Listed at $465,000 · 89 days on market since
2007Built · VILLAGES OF SUMTER

Reality check

What actually sold near 447 FOSTER PLACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

769 TURBEVILLE TERRACESold · Jan ’26

$389,900

769 TURBEVILLE TERRACE · same community

3 bd · 2 ba · 1,861 sqft · $210/sqft · 19 DOM

3473 STERLING STREETSold · Nov ’25

$550,000

3473 STERLING STREET · same community

3 bd · 2 ba · 1,920 sqft · $286/sqft · 14 DOM

3440 GALESBURG COURTSold · Dec ’25

$318,800

3440 GALESBURG COURT · same community

3 bd · 2 ba · 1,920 sqft · $166/sqft · 70 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 447 FOSTER PLACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 447 FOSTER PLACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

447 FOSTER PLACE FAQs

What would the monthly payment be for 447 FOSTER PLACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,302/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 447 FOSTER PLACE?+

The most recent tax bill on record (2025) was $4,299. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in The Villages?+

At $439,900, this home is listed about 13% above the The Villages median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 447 FOSTER PLACE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER VANGUARD LIFESTYLE REALTY · Nan Robinson. MLS #G5112156.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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