David Ramirez
$399,000$425,0003 bd2 ba1,816 sqft$220 /sqft$3,129 /mo all-in ↓

3445 CAPLAND AVENUE, CLERMONT, FL, 34711

Active85 days on marketListed May 9, 2026MLS #G5112125

Priced 13% below the CLERMONT 34711 medianReduced $26KSingle Family ResidenceKINGS RIDGE

About this home

3445 CAPLAND AVENUE

This St Laurent floor plan with GOLF course view is a 3 bedroom, 2 bathroom SPLIT floor plan home has been WELL CARED for and maintained. Welcome guests through the BEVELED glass front door that also has a storm door into the foyer and OPEN floor plan with GOLF course view from almost every room. The Dining room has CROWN molding, decorative shelves and open to the Kitchen and Living room. The Living room has STACKABLE sliding glass doors leading onto the covered and screened in lanai opens to the Kitchen with CROWN molding. The Kitchen features solid wood cabinets, ceramic tile flooring, closet pantry, a built in desk, RECESSED lighting, under cabinet lighting, bar top seating and separate EAT in space and all with a golf course view. The dinette also has ceramic tile flooring, chair rail, sliding glass door onto the covered and screened in lanai with a golf course view. The Primary Bedroom has crown molding, sliding glass doors onto the lanai, EN SUITE bathroom, walk in closet and crown molding. The Primary Bedroom bathroom has an Updated shower with built in BENCH, solid wood cabinets, DUAL sinks with Corian countertops, vanity space, CERAMIC tile flooring, a private water closet and extra cabinets. Bedroom 2 has a closet that has built in shelves in place, Berber carpet and ceiling fan. Bedroom 3 has a built in closet, a decorative shelf and Amazing views of the golf course. Bathroom 2 has ceramic tile flooring, tub/shower combo, solid wood cabinets, and Corian countertops. The NEW water heater 7/2026, ROOF has been replaced within 10 years the AC as well. Homeowner dues include a Basic cable, basic internet, all exterior painting every 6-7 years, reclaimed water for irrigation, all lawn maintenance including mulch, fertilizer and trimming, 24 hour guard gated golf community, escrow reserves, basic cable, use of the multi-million dollar clubhouse with its 3 pools, 2 fitness centers & tennis, basketball, shuffleboard, pickle ball & bocce courts. The grand ballroom hosts plays, dances & movies while there are craft, billiard, computer & card rooms along with a library. If classes are what you are looking for, Kings Ridge has them all from floral arranging to investing; but if travel is your desire, planned trips are available. You can even drive your golf cart to food shopping, hair, nail or doctor appointments, several banks & restaurants. Kings Ridge also has an 18 hole Championship Course & 18 hole Executive Course.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,816

Sqft

0.18 ac

Lot size

2

Garage

2003

Year built

One

Levels

$220

Per sqft

Golf Course view55+ communityPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Chair Rail · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGolf Course
FacesNorth
ParkingGarage Door Opener · Garage Faces Side
ExteriorGray Water System · Irrigation System · Lighting · Private Mailbox · Rain Gutters · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$271/mo
Taxes (2025)$2,071/yr
PetsYes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fiber Optics · Public · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,129 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property tax — 2025 actual bill$173
HOA fee — from the listing$271
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,965Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,965
Interest rate6.00%
Loan term

Estimated payment

$3,129/mo

Principal & interest$2,349
FHA mortgage insurance (est.)$176
Property taxes (actual bill)$173
HOA / condo fee$271
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $399K
$362KedgeAI estimate $380,232 · range $377K$385K$415K

vs edgeAI estimate

+4.9%

$/sqft vs KINGS RIDGE

$220 vs $196

Days on market

85 vs 33 typical

Where $220/sqft sits among the 18 homes for sale in KINGS RIDGE

4
3
6
2
1
2 · this home
$181–187$187–194$194–200$200–207$207–214$214+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Kings Ridge

Map of 3445 CAPLAND AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando31 min
Walt Disney World33 min
Universal Orlando34 min
Orlando Int’l Airport (MCO)45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

Kings Ridge — neighborhood snapshot

Population

3,024

Median age

77

Median income

$55,576

Median home value

$318,195

Avg household

2

For the school run

Lake County School District

MiddleWindy Hill Middle School★★★★★
ElementaryLost Lake Elementary School★★★★
HighEast Ridge High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

10 of 18

KINGS RIDGE have cut their price

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 13% below the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $399,000 $26K
May 9, 2026Listed at $425,000 · 85 days on market since
2003Built · KINGS RIDGE

Reality check

What actually sold near 3445 CAPLAND AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3542 CHESSINGTON STREETSold · Feb ’26

$399,000

3542 CHESSINGTON STREET · same community

3 bd · 2 ba · 1,811 sqft · $220/sqft · 3 DOM

2234 KINGSMILL WAYSold · Dec ’25

$324,000

2234 KINGSMILL WAY · same community

3 bd · 2 ba · 1,834 sqft · $177/sqft · 7 DOM

3907 ALLAMANDA COURTSold · Dec ’25

$330,000

3907 ALLAMANDA COURT · same community

3 bd · 2 ba · 1,783 sqft · $185/sqft · 136 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3445 CAPLAND AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3445 CAPLAND AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3445 CAPLAND AVENUE FAQs

What would the monthly payment be for 3445 CAPLAND AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,129/mo — principal and interest, the actual property-tax bill, the $271/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3445 CAPLAND AVENUE?+

The association fee works out to $271 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3445 CAPLAND AVENUE?+

The most recent tax bill on record (2025) was $2,071. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3445 CAPLAND AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Clermont?+

At $399,000, this home is listed about 14% below the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3445 CAPLAND AVENUE?+

Windy Hill Middle School (middle), Lost Lake Elementary School (elementary), East Ridge High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the CLERMONT 34711 market on paper

$399,000 is 13% below the CLERMONT 34711 median of $457,970, and at $220/sqft it sits under the Clermont average of $240.

02Golf Course views

The golf course view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

85 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Windy Hill Middle School, Lost Lake Elementary School, East Ridge High School — Lost Lake Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $425,000, now $399,000 — a $26K cut. The full history is in the market section below.

Listing courtesy of RE/MAX TITANIUM GROUP · Kimberly Jones-Wilde. MLS #G5112125.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Clermont homes, in your inbox

Like 3445 CAPLAND AVENUE but not quite? A daily digest of every new listing in Clermont — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 2, 2026 at 6:46 PM UTC. The listing information on this page last changed on August 2, 2026 at 6:46 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 2, 2026 at 6:46 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 2, 2026 at 6:46 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.