David Ramirez
$639,900$649,9005 bd4 ba4,094 sqft$156 /sqft$4,315 /mo all-in ↓

3463 CREEK RUN LANE, EUSTIS, FL, 32736

Active77 days on marketListed May 4, 2026MLS #G5111905

Reduced $10KPrivate poolSingle Family ResidenceSPRING RIDGE ESTATES

About this home

3463 CREEK RUN LANE

Now offered at $639,900. Seller will provide a new roof prior to closing or offer a credit toward replacement. Located in the gated community of Spring Ridge Estates, this spacious 5-bedroom, 4 full-bath pool home sits on a quiet cul-de-sac with conservation and pond views, offering privacy and convenience just minutes from Eustis, Mount Dora, and major roadways. Inside, soaring ceilings and a dramatic entry create an open, airy feel. The flexible floor plan offers multiple living areas with a natural flow, while the kitchen overlooks the main living space and outdoor entertaining area. The first-floor primary suite provides a private retreat. Upstairs features four additional bedrooms, a second living area, and a large bonus room that could easily serve as a media room, playroom, home office, or potential sixth bedroom. Step outside to a screened-in pool with waterfall feature, covered lanai, and full pool bath—perfect for year-round Florida living. With over 4,000 square feet, 5 bedrooms, 4 full baths, scenic views, and a versatile layout, this home offers exceptional value in one of Eustis’ most desirable gated communities.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

4,094

Sqft

0.39 ac

Lot size

2

Garage

2007

Year built

Two

Levels

$156

Per sqft

Private poolTrees/Woods & Water viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Primary Bedroom Main Floor · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesSouth
ParkingOversized
ExteriorFire Pit · Outdoor Grill · Outdoor Kitchen · Private Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$94/mo
Taxes (2025)$4,419/yr
PetsYes
CommunityCommunity Mailbox · Deed Restrictions · Gated Community - No Guard · Park

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,315 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$368
HOA fee — from the listing$94
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $63,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $63,990
Interest rate6.00%
Loan term

Estimated payment

$4,315/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$368
HOA / condo fee$94
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Eustis actives

$156 vs $208

Days on market

77 vs 36 typical

Where $156/sqft sits among the 201 Eustis actives

89 · this home
55
26
12
4
15
$143–200$200–256$256–313$313–370$370–427$427+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 3463 CREEK RUN LANE

Get to know Eustis. See the full Eustis guide →

EUSTIS 32736 — neighborhood snapshot

Population

11,582

Median age

49.5

Median income

$83,727

Median home value

$352,100

Avg household

2.76

Households w/ children

929

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

98 of 201

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the EUSTIS 32736 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $639,900 $10K
May 4, 2026Listed at $649,900 · 77 days on market since
2007Built · SPRING RIDGE ESTATES

Reality check

What actually sold near 3463 CREEK RUN LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3234 CYPRESS GROVE DRSold · Dec ’25

$550,000

3234 CYPRESS GROVE DR · same community

5 bd · 4 ba · 4,094 sqft · $134/sqft · 155 DOM

3458 CREEK RUN LANESold · Jan ’26

$345,000

3458 CREEK RUN LANE · same community

5 bd · 4 ba · 3,544 sqft · $97/sqft · 6 DOM

3435 CYPRESS GROVE DRIVESold · Feb ’26

$450,000

3435 CYPRESS GROVE DRIVE · same community

4 bd · 3 ba · 3,133 sqft · $144/sqft · 137 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3463 CREEK RUN LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3463 CREEK RUN LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3463 CREEK RUN LANE FAQs

What would the monthly payment be for 3463 CREEK RUN LANE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,315/mo — principal and interest, the actual property-tax bill, the $94/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3463 CREEK RUN LANE?+

The association fee works out to $94 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3463 CREEK RUN LANE?+

The most recent tax bill on record (2025) was $4,419. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3463 CREEK RUN LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Eustis?+

At $639,900, this home is listed about 67% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3463 CREEK RUN LANE?+

Eustis Middle School (middle), Eustis High School (high), Eustis Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$639,900 runs 37% above the EUSTIS 32736 median — but at 4,094 sqft it's also nearly twice the size of the typical Eustis listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

77 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $649,900, now $639,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of VERMEULEN REALTY · Brooke Vermeulen. MLS #G5111905.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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