2146 ESTEVEZ DRIVE, THE VILLAGES, FL, 32159
Active91 days on marketListed May 5, 2026MLS #G5111830
About this home
2146 ESTEVEZ DRIVE
NO BOND! Welcome to this charming Cottage Patio Villa located in the Village of Santo Domingo—perfectly situated just minutes from shopping, restaurants, medical facilities, and entertainment. This well-maintained home offers a bright and airy feel with hand-troweled ceilings, neutral paint tones, and easy-care laminate flooring throughout. Ideal as a winter retreat, full-time residence, or investment property, this villa has been successfully used as a short-term rental for the past 2.5 years with a strong rental history. Major updates provide peace of mind, including a roof (2021), HVAC (2020), hot water heater (2019), and a brand-new washer and dryer (2024). Additional value includes a transferable termite bond. Explore the Area: El Santiago Recreation Center is just minutes away, offering a plethora of amenities including poolside relaxation, spirited games of pickleball, tennis, bocce ball, and rounds of shuffleboard, ensuring endless entertainment. For avid golf enthusiasts, the esteemed El Santiago & El Diablo Executive Golf Courses are conveniently situated within a stone's throw, promising countless hours of leisurely play. Spanish Springs Town Square is a mere 7 minutes away, providing access to all your shopping, dining, and nightly entertainment needs! Don’t miss this opportunity to own a low-maintenance villa in a prime central location!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
849
Sqft
0.08 ac
Lot size
1
Garage
1997
Year built
One
Levels
$253
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,703 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,703/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
Days on market
91 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the THE VILLAGES 32159 median. See the full The Villages market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2146 ESTEVEZ DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2146 ESTEVEZ DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2146 ESTEVEZ DRIVE FAQs
What would the monthly payment be for 2146 ESTEVEZ DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,703/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2146 ESTEVEZ DRIVE?+
The most recent tax bill on record (2025) was $2,194. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2146 ESTEVEZ DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $214,900, this home is listed about 45% below the The Villages median of $389,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2146 ESTEVEZ DRIVE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of HOAD REALTY GROUP LLC · Lisa Hoad. MLS #G5111830.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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