12315 US HIGHWAY 441 UNIT 23, TAVARES, FL, 32778
Active95 days on marketListed May 1, 2026MLS #G5111826
About this home
12315 US HIGHWAY 441 UNIT 23
Opportunities like this don’t come around often.. Run! Do not walk to secure your slice of lakefront living! Welcome to Unit #23 at Three Lake Mobile Home Park, offering approximately 60 feet of frontage on beautiful Lake Eustis, one of seven lakes that make up The Harris Chain of Lakes. Bring your creativity and vision to transform this space into the lake retreat you’ve always imagined. The 2-bedroom, 1-bath home sits right along the shoreline, and whether you’re shopping for lake front living full time or a second home… You just found it! Situated in a resident-owned Co-Op community, the property includes a carport along with a workshop and or storage area which is perfect for tools, hobbies or your boating essentials. Residents enjoy access to community amenities such as a clubhouse, shared lake access, and community mailboxes. Monthly dues are just $100, making this an affordable entry into waterfront living. Boat slips may also be available for lease(first come first serve), giving you convenient access to boating, fishing, and exploring the entire chain of lakes. There are endless opportunities with this home. Call today for a private tour!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
1,064
Sqft
0.24 ac
Lot size
1970
Year built
One
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs Tavares actives
$122 vs $193
Days on market
95 vs 46 typical
Where $122/sqft sits among the 242 Tavares actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$318K → $313K
Tavares median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
112 of 242
Tavares actives have cut their price
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 60% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near 12315 US HIGHWAY 441 UNIT 23
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$189,900
12315 US HIGHWAY 441 · same community
3 bd · 1 ba · 1,140 sqft · $167/sqft · 68 DOM
Sold · Apr ’26$90,000
12315 US HIGHWAY 441 LOT 11 · same community
2 bd · 1 ba · 973 sqft · $92/sqft · 89 DOM
Sold · Nov ’25$255,000
1550 PALM AVENUE
3 bd · 1.5 ba · 1,053 sqft · $242/sqft · 56 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12315 US HIGHWAY 441 UNIT 23 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12315 US HIGHWAY 441 UNIT 23 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12315 US HIGHWAY 441 UNIT 23 FAQs
What would the monthly payment be for 12315 US HIGHWAY 441 UNIT 23?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,172/mo — principal and interest, the actual property-tax bill, the $100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12315 US HIGHWAY 441 UNIT 23?+
The association fee works out to $100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12315 US HIGHWAY 441 UNIT 23?+
The most recent tax bill on record (2025) was $1,076. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12315 US HIGHWAY 441 UNIT 23?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $129,900, this home is listed about 61% below the Tavares median of $336,800. The market section on this page shows how the area is trending.
Which schools are assigned to 12315 US HIGHWAY 441 UNIT 23?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the TAVARES 32778 market on paper
$129,900 is 60% below the TAVARES 32778 median of $325,000, and at $122/sqft it sits under the Tavares average of $221.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
95 days on market against a Tavares median of 46 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $150,000, now $129,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HARRISON REAL PROPERTY GROUP · Amanda Harrison. MLS #G5111826.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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