13932 SE 96TH CIRCLE, SUMMERFIELD, FL, 34491
Active84 days on marketListed Apr 30, 2026MLS #G5111721
About this home
13932 SE 96TH CIRCLE
Find your permanent paradise at this beautiful "turn key" home in the sunshine state! (Some furniture in the pictures have been removed and will not stay with the home) You even get your own gas golf cart! Located in Del Webb's Spruce Creek Golf and Country Club, an exclusive 55+ community minutes from The Villages, Florida. Here you will find fabulous amenities and the resort-lifestyle you've been dreaming of! This 3/2 (split plan) open concept home is perfect for your everyday lounging by the pool or hosting fabulous cocktail parties! The private 14x21 heated, screened enclosed SALT WATER POOL has a water fall, new pool pump and a fabulous mural screen on the back wall. From the moment you walk in, you feel the warmth and the heart of what a home should be. The high ceilings, crown molding and plantation shutters add so much character to the home. Some of the bonus features include a brand new ice maker, kitchen reverse osmosis water system, and a tankless water heater. Primary bedroom features a Trey ceiling, walk-in closet and an ensuite primary bath complete with deep soaking tub and separate shower. You will also enjoy Faux marble countertops and shower surround. Double sinks are also an added feature in this stunning bathroom! Have guests? No problem. There are 2 extra bedrooms on the far side of the home. Guests will enjoy their own bedroom with a shared bathroom. Come check this beauty out before it's gone! Sellers are very motivated. All offers will be entertained!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,413
Sqft
0.22 ac
Lot size
2
Garage
2004
Year built
One
Levels
$259
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,537 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,537/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.9%
Days on market
84 vs 50 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summerfield
Get to know Summerfield. See the full Summerfield guide →
SUMMERFIELD 34491 — neighborhood snapshot
Population
32,369
Median age
54.4
Median income
$65,900
Median home value
$253,100
Avg household
2.3
Households w/ children
2,632
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Summerfield market
$285K → $258K
Summerfield median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
Median sold price, Summerfield, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 127% above the SUMMERFIELD 34491 median. See the full Summerfield market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13932 SE 96TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13932 SE 96TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13932 SE 96TH CIRCLE FAQs
What would the monthly payment be for 13932 SE 96TH CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,537/mo — principal and interest, the actual property-tax bill, the $214/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13932 SE 96TH CIRCLE?+
The association fee works out to $214 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13932 SE 96TH CIRCLE?+
The most recent tax bill on record (2025) was $6,684. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13932 SE 96TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Summerfield?+
At $624,900, this home is listed about 116% above the Summerfield median of $289,900. The market section on this page shows how the area is trending.
Which schools are assigned to 13932 SE 96TH CIRCLE?+
Lake Weir Middle School (middle), Harbour View Elementary School (elementary), Lake Weir High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$624,900 runs 127% above the SUMMERFIELD 34491 median — but at 2,413 sqft it's also 51% larger than the typical Summerfield listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $649,999, now $624,900 — a $25K cut. The full history is in the market section below.
Listing courtesy of LPT REALTY, LLC · Lynn Case. MLS #G5111721.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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