David Ramirez
$1,190,000$1,250,0004 bd5 ba6,121 sqft$194 /sqft$8,066 /mo all-in ↓

1909 COUNTRY CLUB DRIVE, EUSTIS, FL, 32726

Active72 days on marketListed May 22, 2026MLS #G5111651

Reduced $60KWaterfrontSingle Family ResidenceUNINCORPORATED

About this home

1909 COUNTRY CLUB DRIVE

Set along 270 feet of frontage on Lake Nettie, this privately gated, no-HOA estate spans nearly two acres of waterfront designed for elevated everyday living and effortless entertaining. A Spanish Mediterranean-inspired exterior gives way to refined contemporary interiors, with panoramic lake views from nearly every angle. Double mahogany doors framed by decorative ironwork open to rich herringbone-pattern brick flooring, creating an unforgettable first impression. Oversized porcelain tile flows through expansive, light-filled living spaces. Dramatic picture windows frame the lake in the main living area, with French doors on either side opening to balconies where mornings start with coffee on the water and evenings end with cocktails at sunset. A sleek quartz fireplace and custom built-ins anchor the room, while the adjacent chef's kitchen features an oversized island, double ovens, and a wine refrigerator built for entertaining. The primary suite is a private waterfront retreat with balcony access and a spa-inspired bath. Three additional bedroom suites, each with its own private bath, provide comfort and privacy for family and guests. Beyond the bedrooms, the home leans into gathering: a formal dining room beneath mirrored coffered ceilings, a media room built for movie nights, and a game room with wet bar that spills through sliding glass doors onto the screened lanai and outdoor kitchen. Rounding out the estate: a 3-car garage, EV charging, private lake access, and a lower level with multiple private entrances ideal for multi-generational living or hosting guests in privacy. The setting puts scenic cycling routes, downtown Eustis, and historic downtown Mount Dora within easy reach, with year-round festivals, boutique shopping, and local restaurants in both towns. Boaters can launch from several public ramps onto Lake Eustis and Lake Dora, both part of the Harris Chain of Lakes, for afternoon cruising or dinner by boat in downtown Mount Dora. Nearby SR-429 connects quickly to Orlando's business and entertainment districts and Florida's east coast beaches. Lakefront estates of this caliber rarely come to market. Schedule your private showing and experience Eustis lakefront living firsthand.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

6,121

Sqft

1.98 ac

Lot size

3

Garage

1956

Year built

Two

Levels

$194

Per sqft

WaterfrontFireplaceWater view

Inside

FlooringBrick/Stone · Porcelain Tile
AppliancesConvection Oven · Dishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Washer
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Walk-In Closet(s) · Wet Bar
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Brick
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway
ExteriorBalcony · French Doors · Irrigation System · Lighting · Private Entrance · Sliding Doors

Community & fees

Taxes (2025)$12,468/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,066 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,421
PMI (est., until 20% equity)$446
Property tax — 2025 actual bill$1,039
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $119,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $119,000
Interest rate6.00%
Loan term

Estimated payment

$8,066/mo

Principal & interest$6,421
PMI (est., until 20% equity)$446
Property taxes (actual bill)$1,039
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs UNINCORPORATED

$194 vs $326

Days on market

72 vs 36 typical

Where $194/sqft sits among the 27 homes for sale in UNINCORPORATED

17 · this home
2
6
0
0
2
$174–452$452–731$731–1009$1009–1288$1288–1566$1566+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 1909 COUNTRY CLUB DRIVE

Drive times from this address

Downtown Orlando45 min
Universal Orlando49 min
Walt Disney World54 min
Orlando Int’l Airport (MCO)60 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Heights Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

9 of 27

UNINCORPORATED have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 325% above the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,190,000 $60K
May 22, 2026Listed at $1,250,000 · 72 days on market since
1956Built · UNINCORPORATED

Reality check

What actually sold near 1909 COUNTRY CLUB DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

29933 FULLERVILLE ROADSold · Feb ’26

$795,000

29933 FULLERVILLE ROAD · same community

3 bd · 2.5 ba · 3,161 sqft · $252/sqft · 0 DOM

5865 ROSS CREEK ROADSold · Jan ’26

$725,000

5865 ROSS CREEK ROAD · same community

4 bd · 3.5 ba · 2,907 sqft · $249/sqft · 210 DOM

16932 Prestwich Drive W, Loxahatchee FL 33470Sold · Aug ’25

$645,000

16932 Prestwich Drive W, Loxahatchee FL 33470 · same community

4 bd · 3.5 ba · 2,876 sqft · $224/sqft · 64 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1909 COUNTRY CLUB DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1909 COUNTRY CLUB DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1909 COUNTRY CLUB DRIVE FAQs

What would the monthly payment be for 1909 COUNTRY CLUB DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,066/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1909 COUNTRY CLUB DRIVE?+

The most recent tax bill on record (2025) was $12,468. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Eustis?+

At $1,190,000, this home is listed about 211% above the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1909 COUNTRY CLUB DRIVE?+

Eustis Middle School (middle), Eustis High School (high), Eustis Heights Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,190,000 runs 325% above the EUSTIS 32726 median — but at 6,121 sqft it's also nearly 3 times the size of the typical Eustis listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

72 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,250,000, now $1,190,000 — a $60K cut. The full history is in the market section below.

Listing courtesy of EXP REALTY LLC · Monica McDonald. MLS #G5111651.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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