David Ramirez
$199,900$208,0003 bd1.5 ba1,230 sqft$163 /sqft$1,726 /mo all-in ↓

11984 SE 95TH TERRACE, BELLEVIEW, FL, 34420

Active54 days on marketListed May 31, 2026MLS #G5111647

Priced 22% below the BELLEVIEW 34420 medianReduced $8KSingle Family ResidenceBELLEVIEW HILLS

About this home

11984 SE 95TH TERRACE

Virtually Staged. ** PRICE IMPROVED!!** Move right into this Beautifully UPDATED 3-bedroom, 1.5-bath HOME WITH BONUS ROOM, METAL ROOF & PRIME CENTRAL FLORIDA LOCATION! **NO HOA** This well-maintained home in Belleview offers a blend of comfort, efficiency, and convenience. Major updates include a metal roof installed in 2019, new energy-efficient windows (2019), a tankless water heater, dishwasher, fresh interior paint, updated flooring, freshly trimmed trees, and an upgraded higher-tonnage A/C system designed to keep the home comfortable year-round. The former garage has been professionally converted into a versatile bonus room, providing additional living space perfect for a family room, home office, playroom, gym, or guest area. Step outside to enjoy the fully fenced backyard, offering plenty of space for play, pets, outdoor entertaining, gardening or simply relaxing in your own private retreat. A storage shed offers additional space for lawn equipment, tools and seasonal items. Conveniently located with easy access to both The Villages and Ocala. You'll enjoy nearby shopping, dining, entertainment, parks, and medical facilities. If you've been searching for an affordable, move-in ready home with significant improvements already completed, this is the one you won't want to miss. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

1.5

Bathrooms

1,230

Sqft

0.25 ac

Lot size

1982

Year built

One

Levels

$163

Per sqft

Pets allowed

Inside

FlooringVinyl
AppliancesDishwasher · Microwave · Range · Refrigerator · Tankless Water Heater
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
FacesEast
ParkingConverted Garage · Driveway
ExteriorLighting · Private Yard · Sliding Doors

Community & fees

Taxes (2025)$3,605/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,726 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property tax — 2025 actual bill$300
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,997Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,997
Interest rate6.00%
Loan term

Estimated payment

$1,726/mo

Principal & interest$1,177
FHA mortgage insurance (est.)$88
Property taxes (actual bill)$300
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $200K
$192KedgeAI estimate $218,796 · range $213K$228K$237K

vs edgeAI estimate

−8.6%

$/sqft vs Belleview actives

$163 vs $175

Days on market

54 vs 31 typical

Where $163/sqft sits among the 137 Belleview actives

25
44 · this home
41
11
6
10
$117–147$147–176$176–206$206–236$236–265$265+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belleview

Map of 11984 SE 95TH TERRACE

Get to know Belleview. See the full Belleview guide →

BELLEVIEW 34420 — neighborhood snapshot

Population

19,167

Median age

43

Median income

$52,551

Median home value

$192,600

Avg household

2.59

Households w/ children

2,199

For the school run

Marion County School District

ElementaryBelleview-Santos Elementary School★★★★
MiddleBelleview Middle School★★★★★
HighBelleview High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Belleview market

Seller’s marketBalanced5.0 months of inventoryBuyer’s market

$255K$276K

Belleview median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

70 of 137

Belleview actives have cut their price

Median sold price, Belleview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% below the BELLEVIEW 34420 median. See the full Belleview market guide →

Paper trail

This home's history

CurrentPrice reduced to $199,900 $8K
May 31, 2026Listed at $208,000 · 54 days on market since
1982Built · BELLEVIEW HILLS

Reality check

What actually sold near 11984 SE 95TH TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9417 SE 132ND LOOPSold · Oct ’25

$209,000

9417 SE 132ND LOOP

2 bd · 2 ba · 1,237 sqft · $169/sqft · 179 DOM

13269 SE 102ND COURTSold · Mar ’26

$220,000

13269 SE 102ND COURT

3 bd · 2 ba · 1,246 sqft · $177/sqft · 77 DOM

13100 SE 93RD TERRACE ROADSold · Aug ’25

$216,304

13100 SE 93RD TERRACE ROAD

2 bd · 2 ba · 1,208 sqft · $179/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11984 SE 95TH TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11984 SE 95TH TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11984 SE 95TH TERRACE FAQs

What would the monthly payment be for 11984 SE 95TH TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,726/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 11984 SE 95TH TERRACE?+

The most recent tax bill on record (2025) was $3,605. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11984 SE 95TH TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Belleview?+

At $199,900, this home is listed about 30% below the Belleview median of $283,735. The market section on this page shows how the area is trending.

Which schools are assigned to 11984 SE 95TH TERRACE?+

Belleview-Santos Elementary School (elementary), Belleview Middle School (middle), Belleview High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ERA GRIZZARD REAL ESTATE · Nikki Harrison. MLS #G5111647.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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