David Ramirez
$259,000$275,0003 bd1 ba1,462 sqft$177 /sqft$1,911 /mo all-in ↓

610 PALMETTO DRIVE, MASCOTTE, FL, 34753

Active96 days on marketListed Apr 27, 2026MLS #G5111638

Priced 24% below the Mascotte medianReduced $16KSingle Family ResidenceCOMUNICASA

About this home

610 PALMETTO DRIVE

Whether you're looking to down size, purchase your first property, or add to your investment portfolio with no HOA, this home has it all! With three spacious bedrooms, a shared bathroom, and ample living space this single story home is ready for its new owners. Boasting an impressive 1/3 acre fenced yard, whether it's a future pool ready for summer barbecues, visions of a farm-to-table garden, or a fire pit ready for perfect winter nights this home is truly a paradise waiting to be discovered by an owner longing for outdoor space. The pride in ownership is apparent and will alleviate much of the stress of purchasing your next home. Updates include: Roof 2019, fully fenced 2019, inside HVAC unit replaced 2026 (with outside unit getting a full tuneup, new capacitor, and new contractor as well), fresh interior/exterior paint, new butcher block counter top 2026, and new blinds. Call to schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,462

Sqft

0.32 ac

Lot size

1

Garage

1994

Year built

One

Levels

$177

Per sqft

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Thermostat
LaundryElectric Dryer Hookup · In Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorPrivate Yard

Community & fees

Taxes (2025)$1,344/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,911 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,525
FHA mortgage insurance (est.)$115
Property tax — 2025 actual bill$112
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,065Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,065
Interest rate6.00%
Loan term

Estimated payment

$1,911/mo

Principal & interest$1,525
FHA mortgage insurance (est.)$115
Property taxes (actual bill)$112
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $259K
$249KedgeAI estimate $282,103 · range $282K$283K$294K

vs edgeAI estimate

−8.2%

$/sqft vs Mascotte actives

$177 vs $187

Days on market

96 vs 39 typical

Where $177/sqft sits among the 45 Mascotte actives

5
5
9
4 · this home
14
8
$123–140$140–158$158–175$175–192$192–210$210+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Mascotte

Map of 610 PALMETTO DRIVE

Drive times from this address

Downtown Orlando42 min
Universal Orlando44 min
Walt Disney World48 min
Orlando Int’l Airport (MCO)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mascotte. See the full Mascotte guide →

The numbers that matter

The Mascotte market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$382K$355K

Mascotte median sold, yr/yr

98.6%

Sale-to-list ratio (12 mo)

21 of 45

Mascotte actives have cut their price

Median sold price, Mascotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the Mascotte median. See the full Mascotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $259,000 $16K
Apr 27, 2026Listed at $275,000 · 96 days on market since
1994Built · COMUNICASA

Reality check

What actually sold near 610 PALMETTO DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

323 SAVAGE WAYSold · Sep ’25

$289,000

323 SAVAGE WAY

3 bd · 2 ba · 1,456 sqft · $198/sqft · 25 DOM

604 PALMETTO DRIVESold · Sep ’25

$248,000

604 PALMETTO DRIVE

3 bd · 1.5 ba · 1,412 sqft · $176/sqft · 180 DOM

15404 TAURUS COURTSold · May ’26

$322,500

15404 TAURUS COURT

3 bd · 2 ba · 1,525 sqft · $211/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 610 PALMETTO DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 610 PALMETTO DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

610 PALMETTO DRIVE FAQs

What would the monthly payment be for 610 PALMETTO DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,911/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 610 PALMETTO DRIVE?+

The most recent tax bill on record (2025) was $1,344. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Mascotte?+

At $259,000, this home is listed about 24% below the Mascotte median of $342,500. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Mascotte market on paper

$259,000 is 24% below the Mascotte median of $342,500, and at $177/sqft it sits under the Mascotte average of $188.

02Time on market is leverage

96 days on market against a Mascotte median of 39 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $275,000, now $259,000 — a $16K cut. The full history is in the market section below.

Listing courtesy of WHEATLEY REALTY GROUP · Katelyn Raber. MLS #G5111638.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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