19150 COUNTY ROAD 450, UMATILLA, FL, 32784
Active81 days on marketListed May 1, 2026MLS #G5111507
About this home
19150 COUNTY ROAD 450
This inviting country style 3-bedroom, 2-bathroom residence offers comfort, character, and practical updates throughout. Warm wood flooring extends through the living areas, creating a welcoming atmosphere, while the kitchen provides ample cabinetry and workspace for daily living. The spacious primary suite features a unique soaking tub, adding a touch of charm and relaxation. Enjoy quiet mornings on the screened front porch or spend time outdoors in the generously sized backyard, ideal for recreation, pets, or gatherings. The fully fenced yard provides added privacy and versatility. Additional features include a long-lasting roof, two outbuildings for extra storage, and well-sized secondary bedrooms with ample closet space. Recent improvements include updated electrical components, energy-efficient lighting throughout the home, a newer pump system, and an advanced air filtration system. Combining comfort, functionality, and thoughtful upgrades, this property is ready for its next owner to enjoy.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,276
Sqft
0.28 ac
Lot size
1999
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,072 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,072/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.8%
$/sqft vs Umatilla actives
$219 vs $222
Days on market
81 vs 58 typical
Where $219/sqft sits among the 78 Umatilla actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Umatilla
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
46 of 78
Umatilla actives have cut their price
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% below the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Reality check
What actually sold near 19150 COUNTY ROAD 450
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$295,000
40747 W 2ND AVENUE · same community
3 bd · 2 ba · 1,288 sqft · $229/sqft · 19 DOM
Sold · Dec ’25$334,000
40882 W 5TH AVENUE · same community
3 bd · 2 ba · 1,300 sqft · $257/sqft · 81 DOM
Sold · Apr ’26$271,000
40390 W FIRST AVENUE · same community
3 bd · 2 ba · 1,219 sqft · $222/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19150 COUNTY ROAD 450 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19150 COUNTY ROAD 450 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19150 COUNTY ROAD 450 FAQs
What would the monthly payment be for 19150 COUNTY ROAD 450?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,072/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19150 COUNTY ROAD 450?+
The most recent tax bill on record (2025) was $1,680. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19150 COUNTY ROAD 450?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Umatilla?+
At $279,900, this home is listed about 18% below the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19150 COUNTY ROAD 450?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DOWN HOME REALTY, LLLP · Courtney Doss. MLS #G5111507.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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