David Ramirez
$564,900$569,9003 bd2.5 ba2,383 sqft$237 /sqft$3,682 /mo all-in ↓

9440 COUNTY ROAD 561, CLERMONT, FL, 34711

Active88 days on marketListed Apr 26, 2026MLS #G5111505

Reduced $5KWaterfrontSingle Family ResidenceNONE

About this home

9440 COUNTY ROAD 561

One or more photo(s) has been virtually staged. Price Improvement! Wake up to golden sunrises shimmering across the water and begin each day with coffee on your private back porch, where the beauty of lakefront living unfolds right before your eyes. This Clermont gem offers not just a home, but a lifestyle rooted in peace, nature, and inspiration. Step inside to a grand, welcoming foyer that draws you into the heart of the home, where a stunning atrium awaits. Bathed in natural light from overhead skylights, this one-of-a-kind space captures a warm Mediterranean charm, complete with a tranquil built-in fountain creating a serene retreat perfect for quiet moments or gathering with loved ones. The spacious primary suite is your personal sanctuary, featuring wood-look tile flooring, a large walk-in closet, and a spa-like bath with a garden tub, separate shower, dual sinks, and linen storage. French doors open to the atrium, while a private door leads directly to the back porch blending indoor comfort with outdoor beauty. Two additional bedrooms provide flexibility and character, including one with its own half bath, walk-in closet, and wet bar ideal for guests, a creative space, or multi-generational living. The open dining and family room combination invites connection and comfort, with French doors that lead to the patio and out to your private dock perfect for relaxing evenings, entertaining by throwing out a fishing line to bring in a big catch, or simply soaking in the lake views. The kitchen is both functional and inviting, featuring granite countertops, warm wood cabinetry, a breakfast bar, built-in desk area, and a cozy nook for casual dining. With a 2-car garage plus an additional space for a golf cart or lawn equipment, and a generator is included, this home blends convenience with thoughtful design. Ideally located near Pine Ridge Elementary and just minutes from shopping, dining, parks, and entertainment. Recent updates provide peace of mind and added beauty: Roof (2023), landscaping and curb appeal enhancements (2026), deck and dock repairs with fresh paint (2026), and fence repairs (2026). Adding a Home Warranty for peace of mind. This is more than a home it’s your everyday escape, where light, water, and nature come together in perfect harmony.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

2,383

Sqft

0.59 ac

Lot size

3

Garage

1999

Year built

One

Levels

$237

Per sqft

WaterfrontWater viewTurnkey

Inside

FlooringCarpet · Ceramic Tile · Hardwood
AppliancesBar Fridge · Dishwasher · Disposal · Dryer · Electric Water Heater · Washer
InteriorIn Wall Pest System · Living Room/Dining Room Combo · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Vaulted Ceiling(s) · Wet Bar
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Heat Pump
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingGarage Door Opener · Garage Faces Side · Golf Cart Parking · Workshop in Garage
ExteriorFrench Doors · Irrigation System · Lighting · Private Mailbox · Rain Gutters

Community & fees

Taxes (2025)$3,140/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Sprinkler Well · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,682 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,048
PMI (est., until 20% equity)$212
Property tax — 2025 actual bill$262
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $56,490Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $56,490
Interest rate6.00%
Loan term

Estimated payment

$3,682/mo

Principal & interest$3,048
PMI (est., until 20% equity)$212
Property taxes (actual bill)$262
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $565K
$350KedgeAI estimate $626,646 · range $365K$771K$801K

vs edgeAI estimate

−9.9%

Days on market

88 vs 33 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clermont

Map of 9440 COUNTY ROAD 561

Drive times from this address

Downtown Orlando42 min
Walt Disney World43 min
Universal Orlando45 min
Orlando Int’l Airport (MCO)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clermont. See the full Clermont guide →

CLERMONT 34711 — neighborhood snapshot

Population

69,727

Median age

43.7

Median income

$88,474

Median home value

$369,900

Avg household

2.69

Households w/ children

7,374

For the school run

Lake County School District

HighEast Ridge High School★★★★★
MiddleWindy Hill Middle School★★★★★
ElementaryPine Ridge Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clermont market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$443K$450K

Clermont median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

Median sold price, Clermont, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 20% above the CLERMONT 34711 median. See the full Clermont market guide →

Paper trail

This home's history

CurrentPrice reduced to $564,900 $5K
Apr 26, 2026Listed at $569,900 · 88 days on market since
1999Built · NONE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 9440 COUNTY ROAD 561 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9440 COUNTY ROAD 561 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

9440 COUNTY ROAD 561 FAQs

What would the monthly payment be for 9440 COUNTY ROAD 561?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,682/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 9440 COUNTY ROAD 561?+

The most recent tax bill on record (2025) was $3,140. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clermont?+

At $564,900, this home is listed about 21% above the Clermont median of $466,500. The market section on this page shows how the area is trending.

Which schools are assigned to 9440 COUNTY ROAD 561?+

East Ridge High School (high), Windy Hill Middle School (middle), Pine Ridge Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$564,900 runs 20% above the CLERMONT 34711 median — but at 2,383 sqft it's also 15% larger than the typical Clermont listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

88 days on market against a Clermont median of 33 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $569,900, now $564,900 — a $5K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER HUBBARD HANSEN · Erica Wood. MLS #G5111505.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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