David Ramirez
$3,389,0005 bd5 ba4,571 sqft$741 /sqft$20,547 /mo all-in ↓

15393 APENNINE WAY, MONTVERDE, FL, 34756

Active87 days on marketListed May 9, 2026MLS #G5111457

New constructionPrivate poolSingle Family ResidenceBELLA COLLINA HILLTOP

About this home

15393 APENNINE WAY

Pre-Construction. To be built. Positioned within the exclusive Village of Cortona at Bella Collina, this pre-construction estate by Vogel Building Group presents a rare opportunity to create a fully customized luxury residence within one of Central Florida’s premier private golf communities. The Bella Vista floor plan showcases timeless Mediterranean architecture paired with refined modern living, featuring a dramatic two-story great room, expansive glass, private courtyard entry, and thoughtfully designed indoor-outdoor spaces created for both elevated entertaining and everyday comfort. Designed as a luxury custom estate, the home includes a lavish primary retreat, multiple private guest suites, upper-level lounge and balcony spaces, oversized garages, and a resort-inspired outdoor living environment with a custom pool, spa, covered lanai, and summer kitchen potential. Planned finishes and specifications include premium PGT EnergyVue windows and sliding glass doors, custom cabinetry, designer-selected surfaces, luxury flooring allowances, smart home technology, tankless water heaters, natural gas features, custom closets, professionally curated landscaping, and elevated architectural detailing throughout. For buyers purchasing prior to construction, Vogel Building Group will provide a personalized design experience, allowing the opportunity to select cabinetry, flooring, countertops, lighting, plumbing fixtures, paint selections, and other interior finishes to create a truly one-of-a-kind Bella Collina residence tailored to your vision and lifestyle. Bella Collina delivers an unmatched luxury lifestyle surrounded by rolling hills, sparkling lakes, and a Nick Faldo-designed championship golf course, with world-class amenities including fine dining, a full-service spa, fitness center, tennis, pickleball, and a vibrant social calendar, all conveniently located just minutes from Monteverde Academy, Winter Garden, and Orlando.

Facts & features

The home at a glance

5

Bedrooms

5

Bathrooms

4,571

Sqft

0.48 ac

Lot size

3

Garage

2027

Year built

Two

Levels

$741

Per sqft

Private poolTrees/Woods view

Inside

FlooringEngineered Hardwood · Porcelain Tile
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Freezer · Gas Water Heater · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorHigh Ceilings · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s) · Wet Bar
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete · Tile
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesSoutheast
ParkingDriveway · Garage Door Opener · Split Garage
ExteriorBalcony · Courtyard · Irrigation System · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$410/mo
Taxes (2026)$5,029/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityCommunity Boat Ramp · Dock · Fishing · Lake · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · No Truck/RV/Motorcycle Parking · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Natural Gas Connected · Phone Available · Sewer Connected · Sprinkler Meter · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$20,547 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$18,287
PMI (est., until 20% equity)$1,271
Property tax — 2026 actual bill$419
HOA fee — from the listing$410
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $338,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $338,900
Interest rate6.00%
Loan term

Estimated payment

$20,547/mo

Principal & interest$18,287
PMI (est., until 20% equity)$1,271
Property taxes (actual bill)$419
HOA / condo fee$410
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.4M
$2.1MedgeAI estimate $2,329,417 · range $2.2M$2.4M$3.5M

vs edgeAI estimate

+45.5%

$/sqft vs Montverde actives

$741 vs $320

Days on market

87 vs 81 typical

Where $741/sqft sits among the 60 Montverde actives

29
9
10
2
8
2 · this home
$214–302$302–390$390–478$478–566$566–653$653+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bella Collina

Map of 15393 APENNINE WAY inside its neighborhood boundary

Drive times from this address

Downtown Orlando35 min
Universal Orlando38 min
Walt Disney World46 min
Orlando Int’l Airport (MCO)49 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Montverde. See the full Montverde guide →

Bella Collina — neighborhood snapshot

Population

466

Median age

40

Median income

$137,700

Median home value

$582,400

Avg household

3

Households w/ children

64%

For the school run

Lake County School District

HighLake Minneola High School★★★★★
ElementaryGrassy Lake Elementary School★★★★
MiddleEast Ridge Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Montverde market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$707K$659K

Montverde median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

25 of 60

Montverde actives have cut their price

Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 239% above the MONTVERDE 34756 median. See the full Montverde market guide →

Paper trail

This home's history

May 9, 2026Listed at $3,389,000 · 87 days on market since
2027Built · BELLA COLLINA HILLTOP

Reality check

What actually sold near 15393 APENNINE WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

16828 VINCI WAYSold · Mar ’26

$2,025,000

16828 VINCI WAY

4 bd · 4.5 ba · 4,640 sqft · $436/sqft · 56 DOM

15125 PENDIO DRIVESold · Aug ’25

$2,239,732

15125 PENDIO DRIVE

5 bd · 4.5 ba · 4,874 sqft · $460/sqft · 0 DOM

1216 HULL ISLAND DRIVESold · Jun ’26

$1,730,000

1216 HULL ISLAND DRIVE

5 bd · 4.5 ba · 4,224 sqft · $410/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 15393 APENNINE WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 15393 APENNINE WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

15393 APENNINE WAY FAQs

What would the monthly payment be for 15393 APENNINE WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,547/mo — principal and interest, the actual property-tax bill, the $410/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 15393 APENNINE WAY?+

The association fee works out to $410 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 15393 APENNINE WAY?+

The most recent tax bill on record (2026) was $5,029. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 15393 APENNINE WAY?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Montverde?+

At $3,389,000, this home is listed about 241% above the Montverde median of $995,000. The market section on this page shows how the area is trending.

Which schools are assigned to 15393 APENNINE WAY?+

Lake Minneola High School (high), Grassy Lake Elementary School (elementary), East Ridge Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,389,000 runs 239% above the MONTVERDE 34756 median — but at 4,571 sqft it's also 49% larger than the typical Montverde listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Lake Minneola High School, Grassy Lake Elementary School, East Ridge Middle School — Grassy Lake Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BELLA COLLINA REAL ESTATE CO · Dawn Roffey. MLS #G5111457.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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