David Ramirez
Short-Term Rental Eligible
$779,3604 bd2.5 ba2,527 sqft$308 /sqft$5,068 /mo all-in ↓

LOT H-19 ISLAND CLUB DRIVE, TAVARES, FL, 32778

Active110 days on marketListed Apr 30, 2026MLS #G5111332

New constructionSingle Family ResidenceDEER ISLAND CLUB PT REP A TR C-1

About this home

LOT H-19 ISLAND CLUB DRIVE

Pre-Construction. To be built. Some lots provide a view. This one provides a backdrop. Nestled within the exclusive gated community of Deer Island, this 0.33-acre interior homesite sits at the quiet edge of the golf course, where a serene natural pond creates a lush, private buffer between your future backyard and the fairway beyond. Just the kind of effortless seclusion that typically commands a premium, yet here, it simply comes with the land. Deer Island offers à la carte monthly boat dock rentals, giving you instant access to the legendary Harris Chain of Lakes from the moment you arrive; just the water at your fingertips. With no time restriction to build, your vision unfolds entirely on your terms and your timeline. The rendering from Kevco Builders shown is for inspiration only (Barcelona 2500 model). Buyers are welcome to build from a completely custom floor plan or make changes to suit their lifestyle (price is subject to change based on the floor plan and size of the home). The generous lot size gives an architect true creative latitude, with ample room for a pool, while the pond-side orientation invites outdoor living spaces designed to make the most of the scenery: a covered lanai, the scent of the evening breeze, and a view that quietly resets the day before the sun even sets. Deer Island is a rare 400-acre natural island cradled by Lake Dora and Lake Beauclair on the legendary Harris Chain of Lakes. At its heart sits the Deer Island Country Club, home to an award-winning 18-hole championship golf course recognized among America's Top 50 Public Courses and ranked #5 in the state of Florida.The club also features 19th Wave, a restaurant and bar, all within a short golf cart ride from your front door. Golf memberships are available, though never required; the choice, like everything here, is yours. Whether you're up for a morning ski run, an afternoon of fishing, a leisurely sunset cruise, or a quick boat ride into charming historic Mount Dora for dinner, the lake lifestyle here bends to your pace and is as adventurous or as still as you want it to be. Orlando's world-class attractions are roughly 45 minutes away. Both the Atlantic and Gulf Coast beaches are within about 90 minutes. And yet, once you're on this island, the outside world feels just far enough. This is the kind of lot that rewards you long before a single wall goes up. Come walk the property. Listen to the stillness. And picture what life looks like when home backs up to something truly beautiful. * The photos of the house are of a previously built home. Some features and finishes are optional and can be discussed with the builder. *

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,527

Sqft

0.33 ac

Lot size

2

Garage

2027

Year built

One

Levels

$308

Per sqft

Pets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Range · Refrigerator
InteriorCrown Molding · High Ceilings
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorOther

Community & fees

HOA fee$203/mo
Taxes (2025)$2,491/yr
PetsYes
CommunityClubhouse · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,068 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,205
PMI (est., until 20% equity)$292
Property tax — 2025 actual bill$208
HOA fee — from the listing$203
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,936Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,936
Interest rate6.00%
Loan term

Estimated payment

$5,068/mo

Principal & interest$4,205
PMI (est., until 20% equity)$292
Property taxes (actual bill)$208
HOA / condo fee$203
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $779K
$538KedgeAI estimate $620,632 · range $560K$694K$811K

vs edgeAI estimate

+25.6%

$/sqft vs DEER ISLAND CLUB PT REP A TR C-1

$308 vs $252

Days on market

110 vs 49 typical

Where $308/sqft sits among the 6 homes for sale in DEER ISLAND CLUB PT REP A TR C-1

3
2
0 · this home
0
0
1
$177–235$235–293$293–352$352–410$410–468$468+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

The investor lens

Two ways this home pays

This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunityIsland Club
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,950/mo median

MarketTavares
Annual gross at median$23,400
Gross yield on this price3.0%
Homes for rent right now27

Live Tavares rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Island Club

Map of LOT H-19 ISLAND CLUB DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando61 min
Universal Orlando65 min
Walt Disney World70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Island Club is a short-term-rental community. See the full guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$318K$313K

Tavares median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

2 of 6

DEER ISLAND CLUB PT REP A TR C-1 have cut their price

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 142% above the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

Apr 30, 2026Listed at $779,360 · 110 days on market since
2027Built · DEER ISLAND CLUB PT REP A TR C-1

Reality check

What actually sold near LOT H-19 ISLAND CLUB DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

30501 ISLAND CLUB DRIVESold · Jul ’26

$465,000

30501 ISLAND CLUB DRIVE · same community

2 bd · 2 ba · 1,896 sqft · $245/sqft · 163 DOM

18114 EAGLES WAYSold · Nov ’25

$420,000

18114 EAGLES WAY · same community

3 bd · 2 ba · 1,851 sqft · $227/sqft · 7 DOM

17648 LIVE OAK DRSold · Jan ’26

$1,145,000

17648 LIVE OAK DR · same community

3 bd · 4.5 ba · 3,262 sqft · $351/sqft · 230 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about LOT H-19 ISLAND CLUB DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for LOT H-19 ISLAND CLUB DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

LOT H-19 ISLAND CLUB DRIVE FAQs

What would the monthly payment be for LOT H-19 ISLAND CLUB DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,068/mo — principal and interest, the actual property-tax bill, the $203/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at LOT H-19 ISLAND CLUB DRIVE?+

The association fee works out to $203 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on LOT H-19 ISLAND CLUB DRIVE?+

The most recent tax bill on record (2025) was $2,491. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can LOT H-19 ISLAND CLUB DRIVE be rented short-term?+

Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at LOT H-19 ISLAND CLUB DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tavares?+

At $779,360, this home is listed about 137% above the Tavares median of $329,245. The market section on this page shows how the area is trending.

Which schools are assigned to LOT H-19 ISLAND CLUB DRIVE?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$779,360 runs 142% above the TAVARES 32778 median — but at 2,527 sqft it's also 50% larger than the typical Tavares listing.

02Zoned for nightly rentals

Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.

03Time on market is leverage

110 days on market against a Tavares median of 49 — sellers in this position are usually ready to negotiate.

Listing courtesy of EXP REALTY LLC · Monica McDonald. MLS #G5111332.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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