TBD DEER ISLAND ROAD, TAVARES, FL, 32778
Active90 days on marketListed May 4, 2026MLS #G5111268
About this home
TBD DEER ISLAND ROAD
Along the tranquil shores of Lake Beauclair sits a 2.39-acre double lot on Deer Island, a 400-acre natural island cradled between Lake Dora and Lake Beauclair, offering over 600 feet of private water frontage on the Harris Chain of Lakes. Opportunities like this don't come twice. Imagine waking every morning to the glassy stillness of your own private horizon. The property's dual-water orientation captures the full arc of the day, with sunrise unfolding across Lake Beauclair and sunset extending toward Lake Dora. Part of the Harris Chain's 75,000 acres of navigable water connecting eight pristine lakes, this is a world-class playground for those who live by the water. Cast for trophy largemouth bass on waters that host major national fishing tournaments, carve across the wake on a ski run, or cruise directly into the enchanting historic waterfront of Mount Dora for dinner; or pull up to Tavares, Florida's famed "America's Seaplane City," for a waterfront dining experience unlike anywhere else. Build your private dock and every one of those moments begins right at your doorstep. At the heart of the island, Deer Island Country Club sets the tone for life here: an award-winning 18-hole championship course ranked #5 in Florida and among America's Top 50 Public Courses. Memberships are available but never required. The Club's restaurant and bar are just a golf cart ride away, the perfect cap to an afternoon on the water or the fairway. The homesite itself is naturally composed, with expansive water views already in place and only minimal clearing required beneath a canopy of mature live oaks and palms. Neighboring lots are conservation land, meaning the breathtaking natural setting around you is protected. Just water, sky, and the kind of privacy that money rarely buys anymore. Orlando is approximately 45 minutes away. The Atlantic and Gulf Coast beaches are within about 90 minutes. And yet, once you arrive on this island, the outside world feels beautifully, blissfully far. This is the kind of lot that rewards you long before a single wall goes up. Come walk the property, stand at the water's edge, and let yourself imagine. Because a life this rare deserves to be felt before it's built.
Facts & features
The home at a glance
2.38 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$7,239 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,239/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
The investor lens
Two ways this home pays
This home sits inside Island Club, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,008/mo median
Live Tavares rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Island Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Island Club is a short-term-rental community. See the full guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 238% above the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Reality check
What actually sold near TBD DEER ISLAND ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$390,000
18134 EAGLES WAY · same community
3 bd · 2 ba · 1,772 sqft · $220/sqft · 118 DOM
Sold · Mar ’26$357,000
30433 ISLAND CLUB DRIVE · same community
3 bd · 2 ba · 1,786 sqft · $200/sqft · 68 DOM
Sold · Nov ’25$420,000
18114 EAGLES WAY · same community
3 bd · 2 ba · 1,851 sqft · $227/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about TBD DEER ISLAND ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD DEER ISLAND ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
TBD DEER ISLAND ROAD FAQs
What would the monthly payment be for TBD DEER ISLAND ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,239/mo — principal and interest, the actual property-tax bill, the $34/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at TBD DEER ISLAND ROAD?+
The association fee works out to $34 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on TBD DEER ISLAND ROAD?+
The most recent tax bill on record (2025) was $8,358. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can TBD DEER ISLAND ROAD be rented short-term?+
Yes — this home sits inside Island Club, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at TBD DEER ISLAND ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tavares?+
At $1,100,000, this home is listed about 233% above the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to TBD DEER ISLAND ROAD?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,100,000 runs 238% above the TAVARES 32778 median.
02Zoned for nightly rentals
Island Club is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
04Time on market is leverage
90 days on market against a Tavares median of 40 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Monica McDonald. MLS #G5111268.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tavares homes, in your inbox
Like TBD DEER ISLAND ROAD but not quite? A daily digest of every new listing in Tavares — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →