4047 S GARLAND TERRACE, INVERNESS, FL, 34452
Active113 days on marketListed Apr 16, 2026MLS #G5111135
Come see it
Upcoming open house
Sat, Aug 15
11:00 AM – 2:00 PM
About this home
4047 S GARLAND TERRACE
Looking for an oversized pool home in a desireable neighborhood, then look no further! This well maintained home has two bedrooms and two full bathrooms, but that's just the start. Inside laundry, separate dining and living spaces. You'll step out into your screened in lanai where there's plenty of room to enjoy the weather year round. Outside of the lanai you'll be enclosed in a birdcage surrounding your inground pool that's ready for you to enjoy right away. You'll get not only a wonderful home, but also the addition of the lot to the right of the home. Thats right, you're getting a double lot so there's plenty of room to play. Schedule your private tour today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,278
Sqft
0.44 ac
Lot size
1
Garage
1980
Year built
One
Levels
$207
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,875 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,875/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs INVERNESS HIGHLANDS SOUTH
$207 vs $174
Days on market
113 vs 38 typical
Where $207/sqft sits among the 12 homes for sale in INVERNESS HIGHLANDS SOUTH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Inverness
Get to know Inverness. See the full Inverness guide →
INVERNESS 34452 — neighborhood snapshot
Population
13,729
Median age
46.8
Median income
$58,199
Median home value
$207,200
Avg household
2.35
Households w/ children
1,419
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Inverness market
$235K → $265K
Inverness median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
7 of 12
INVERNESS HIGHLANDS SOUTH have cut their price
Median sold price, Inverness, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 72% above the INVERNESS 34452 median. See the full Inverness market guide →
Paper trail
This home's history
Reality check
What actually sold near 4047 S GARLAND TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$234,000
410 TULIP LANE · same community
3 bd · 2 ba · 1,250 sqft · $187/sqft · 2 DOM
Sold · Nov ’25$216,000
1146 S HIGHLANDS AVENUE · same community
3 bd · 2 ba · 1,320 sqft · $164/sqft · 80 DOM
Sold · Sep ’25$210,000
1200 CLAYMORE STREET · same community
3 bd · 2 ba · 1,227 sqft · $171/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4047 S GARLAND TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4047 S GARLAND TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4047 S GARLAND TERRACE FAQs
What would the monthly payment be for 4047 S GARLAND TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,875/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4047 S GARLAND TERRACE?+
The most recent tax bill on record (2025) was $450. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Inverness?+
At $265,000, this home is listed about 4% above the Inverness median of $255,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4047 S GARLAND TERRACE?+
Pleasant Grove Elementary School (elementary), Inverness Middle School (middle), Citrus High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$265,000 runs 72% above the INVERNESS 34452 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
113 days on market against a Inverness median of 38 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of DOWN HOME REALTY, LLLP · Kristen Pillar. MLS #G5111135.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Inverness homes, in your inbox
Like 4047 S GARLAND TERRACE but not quite? A daily digest of every new listing in Inverness — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →