12764 COUNTY ROAD 223, OXFORD, FL, 34484
Active100 days on marketListed Apr 16, 2026MLS #G5111074
About this home
12764 COUNTY ROAD 223
One or more photo(s) has been virtually staged. Almost 10 acres with your own horse barn, a screened pool and no HOA-20 min from The Villages. This is the acreage lifestyle without the commute. 3-bedroom, 2.5-bath pool home on nearly 10 fully fenced acres in Oxford, FL — minutes from The Villages. This single-family home offers a functional open floor plan with a formal living room, family room, tall ceilings, and a large kitchen with a central island and dining area. The primary suite includes an en suite bath and direct access to a Florida room overlooking the screened pool. Two additional bedrooms provide space for family or guests. The property is set up for horses and livestock: a pole barn and a fully equipped barn with water and electric are already in place. Nearly 10 acres of fenced land gives room for horses, chickens, gardening, or recreational use. Key features: — 3 bed / 2.5 bath / pool / Florida room — Nearly 10 acres, fully fenced — Pole barn + equipped barn (water & electric) — Horse-ready / agricultural use — Open floor plan, tall ceilings, kitchen island — Oxford FL 34484 / Sumter County — Minutes to The Villages dining, shopping, and medical — No HOA restrictions on acreage use Ideal for buyers searching for: horse property near The Villages, acreage home Oxford FL, farm home Sumter County, pool home on land Central Florida, rural property near retirement community Florida.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
3,495
Sqft
9.81 ac
Lot size
2
Garage
2012
Year built
One
Levels
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,325 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,325/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32%
$/sqft vs NONE
$343 vs $335
Days on market
100 vs 49 typical
Where $343/sqft sits among the 272 homes for sale in NONE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$326K → $360K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
99 of 272
NONE have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 185% above the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 12764 COUNTY ROAD 223
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$311,760
7320 MARLO ROAD · same community
3 bd · 3 ba · 2,584 sqft · $121/sqft · 78 DOM
Sold · Jan ’26$410,000
301 CLARK STREET · same community
4 bd · 4 ba · 2,582 sqft · $159/sqft · 204 DOM
Sold · Dec ’25$111,000
517 CENTRAL AVENUE SE · same community
4 bd · 1.5 ba · 2,521 sqft · $44/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12764 COUNTY ROAD 223 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12764 COUNTY ROAD 223 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12764 COUNTY ROAD 223 FAQs
What would the monthly payment be for 12764 COUNTY ROAD 223?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,325/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12764 COUNTY ROAD 223?+
The most recent tax bill on record (2025) was $2,950. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Oxford?+
At $1,199,000, this home is listed about 198% above the Oxford median of $402,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12764 COUNTY ROAD 223?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,199,000 runs 185% above the OXFORD 34484 median — but at 3,495 sqft it's also nearly twice the size of the typical Oxford listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
100 days on market against a Oxford median of 49 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of SOUNDINGS, LLC · Lili Whittington. MLS #G5111074.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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