David Ramirez
Office

Commercial Sale · Office

$650,0002,420 sq ft$269 /sq ft0.69 acres3 units

107 NE 4TH STREET, CRYSTAL RIVER, FL, 34429

Active116 days on marketListed Apr 9, 2026MLS #G5110760

About this property

The property at a glance

SELLER MOTIVATED! A unique downtown opportunity to own a piece of historical Crystal River. .75 acres at the corner of 1st & 4th Street. This Gem is located approximately two blocks from Hunter Springs and two blocks from the bay. This 2400 square foot office/condo has been modernized with two newer A/C units; new ductwork; and full insulation. The building has been refitted with CAT 5 wiring; an NEC SL 2100 phone system, as well as alarm system. The wrap-a-round porch is beautifully landscaped with indigenous Florida vegetation. The pervious rock parking allows for excellent drainage. With the property being 300x100, that gives you nearly 3/4 of an acre of prime downtown property. The property is divided into multiple addresses, suitable for business and/or residential. Firewalls separate the three rental units. Limitless possibilities for multiple uses!

2,420

Building sq ft

$269

Price / sq ft

0.69

Lot acres

1930

Year built

3

Units

1

Building

CG

Zoning

Office

Property type

Building size2,420 sq ft
Lot size0.69 acres
Year built1930
Units3
Buildings1
ZoningCG
ConstructionHardiPlank Type
CoolingCentral Air
HeatingCentral · Electric
UtilitiesPublic
Annual taxes$4,886

The numbers

Investment snapshot

$216,667

Price / unit

3

Units

Estimated payment (illustrative)

Down payment25% · $162,500
Interest rate6.00%
Loan term

Estimated payment

$3,490/mo

Principal & interest$2,923
Property taxes (actual bill)$407
Est. insurance$160

Illustrative only. Commercial loans are underwritten on the property’s income (DSCR, cap rate) — typically 25–35% down with lender-set terms. Ask a commercial lender for real numbers. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Financing

Commercial financing works differently from a home loan — expect roughly 25–35% down with terms driven by the property’s income and your lender’s underwriting (DSCR, cap rate), not FHA or VA programs. Ask David to connect you with a commercial lender for real numbers.

Where it sits

Location & trade area

24,500vehicles / day · 2025Sr-44/Ne 5 St to Cr-495/Citrus Ave · Traffic count · Florida DOT
5-min drive10-min drive15-min drive

What’s nearby

Kane's Cattle Co.Restaurant0.1 mi
Saint John's TavernRestaurant0.1 mi
Norton's Riverside Sports Bar & GrillRestaurant0.1 mi
BubbaQueue's BBQ - Crystal RiverRestaurant0.2 mi
Cattle Dog Coffee RoastersRestaurant0.2 mi
Heritage VillageRetail0.2 mi
King's Bay LodgeLodging0.2 mi
Cotton ClubRetail0.2 mi
OystersRestaurant0.2 mi
WawaGrocery0.3 mi
Queen of CakesRestaurant0.3 mi
Karma CottageRetail0.3 mi
McDonald'sRestaurant0.3 mi
Taco BellRestaurant0.3 mi
Charlie's Fish HouseRestaurant0.3 mi
Land & Sea DécorRetail0.3 mi
Sara’s DinerRestaurant0.4 mi
Dunkin'Restaurant0.4 mi
Wendy'sRestaurant0.4 mi
Hardee'sRestaurant0.4 mi
Burger KingRestaurant0.4 mi
Thai Phoon RestaurantRestaurant0.4 mi
Save-A-LotGrocery0.4 mi
Big LotsRetail0.4 mi

Business data © OpenStreetMap contributors

The area

Who's around this property

9,494

Population

$57,716

Median income

63.7

Median age

2.14

Avg household

$220,300

Median home value

$1,070/mo

Median rent

490

Households w/ kids

Recent sales

What actually sold near 107 NE 4TH STREET

The most comparable commercial properties that changed hands nearby. No two are identical — ask us for a full comparative analysis.

708 NE 6TH STREET

$218,000

708 NE 6TH STREET

2,448 sqft · $89/sqft · Sold Jan 21, 2026

753 N CITRUS AVENUE

$230,000

753 N CITRUS AVENUE

2,088 sqft · $110/sqft · Sold Nov 18, 2024

825 N CITRUS AVENUE

$350,000

825 N CITRUS AVENUE

1,840 sqft · $190/sqft · Sold Mar 26, 2025

Your team

The pros in your corner

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, offers, and every question about 107 NE 4TH STREET — start here.

Andrew Acosta

Financing contact

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Ask about commercial financing options for 107 NE 4TH STREET.

See it in person

Schedule a tour

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Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Steve Latiff. MLS #G5110760.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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