12655 NE 215TH STREET, FORT MC COY, FL, 32134
Active127 days on marketListed Apr 8, 2026MLS #G5110739
About this home
12655 NE 215TH STREET
Virtually Staged. If you are seeking an escape from the noise and the hustle of the city, where birdsong replaces traffic and wildlife becomes your daily backdrop, this is the place to unwind and truly exhale. Set on 13 beautifully wooded acres, this property offers a rare kind of quiet, where mornings begin with coffee on the porch and evenings are spent under endless starlit skies. Whether you’re watching deer pass by or simply enjoying a stillness that can only be found in the country, you’ll find yourself slowing down and truly at peace. This is a lifestyle that country songs were born from, complete with dirt roads and wide-open spaces. After taking in the beauty of the outdoors, you will find the inside of this home just as inviting. Thoughtfully designed with a beautiful, open layout. With 4 bedrooms and 2 bathrooms and a warm, comfortable feel throughout. The kitchen is the heart of the home, featuring rich dark cabinetry, with a charming pantry and a kitchen island built for entertainment. The primary suite is a true retreat, complete with a walk-in closet and a well-appointed bath, perfect for soaking and relaxing after a long day. Outside, the property continues to impress with multiple outbuildings for storage, hobbies or workspace, along with a peaceful waterside sitting area overlooking one of the ponds, an ideal spot to slow down and soak it all in. If you’ve been dreaming of a home with privacy and acreage that invites you to live a little more intentionally, you’ve found your home.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,404
Sqft
13.03 ac
Lot size
2021
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,931 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,931/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Mc Coy actives
$274 vs $202
Days on market
127 vs 34 typical
Where $274/sqft sits among the 60 Fort Mc Coy actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Mc Coy
Get to know Fort Mc Coy. See the full Fort Mc Coy guide →
FORT MC COY 32134 — neighborhood snapshot
Population
7,400
Median age
55
Median income
$46,429
Median home value
$145,500
Avg household
2.3
Households w/ children
570
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Mc Coy market
$240K → $111K
Fort Mc Coy median sold, yr/yr
91.6%
Sale-to-list ratio (12 mo)
21 of 60
Fort Mc Coy actives have cut their price
Median sold price, Fort Mc Coy, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 630% above the FORT MC COY 32134 median. See the full Fort Mc Coy market guide →
Paper trail
This home's history
Reality check
What actually sold near 12655 NE 215TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$287,000
22457 NE 130TH COURT ROAD
3 bd · 2 ba · 1,300 sqft · $221/sqft · 12 DOM
Sold · Aug ’25$261,900
12150 NE 230TH STREET
3 bd · 2 ba · 1,611 sqft · $163/sqft · 65 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12655 NE 215TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12655 NE 215TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12655 NE 215TH STREET FAQs
What would the monthly payment be for 12655 NE 215TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,931/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12655 NE 215TH STREET?+
The most recent tax bill on record (2024) was $4,016. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Mc Coy?+
At $385,000, this home is listed about 127% above the Fort Mc Coy median of $169,900. The market section on this page shows how the area is trending.
Which schools are assigned to 12655 NE 215TH STREET?+
Fort McCoy School (elementary), North Marion High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$385,000 runs 630% above the FORT MC COY 32134 median — but at 1,404 sqft it's also 35% larger than the typical Fort Mc Coy listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
127 days on market against a Fort Mc Coy median of 34 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $399,000, now $385,000 — a $14K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HANSON REAL ESTATE GROUP, INC. · Erin Jefferson. MLS #G5110739.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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