103 ROYAL PALM DRIVE, LEESBURG, FL, 34748
Active120 days on marketListed Apr 7, 2026MLS #G5110684
About this home
103 ROYAL PALM DRIVE
Virtually Staged. Welcome to 103 Royal Palm Drive. A warm, welcoming retreat where comfort meets thoughtful design and every detail has been carefully considered. Offering 1,312 square feet of beautifully updated living space, this charming 2-bedroom, 2-bath home invites you to slow down, settle in, and truly enjoy where you live. A beautiful paver driveway (2024) creates excellent curb appeal from the moment you arrive and continues seamlessly along the side yard to the back porch, providing both style and functionality. Just beyond, a welcoming Florida room entry sets the tone, an inviting space filled with natural light that’s perfect for greeting guests, enjoying your morning coffee, or simply easing into the day. From there, step inside and feel the difference. The solid, upgraded subfloors and stylish luxury vinyl plank flooring (2022) create a sense of quality underfoot, while natural light pours through brand-new windows (2023), giving the home a bright and airy feel. Updated lighting with dimmers (2023) allows you to set just the right mood. At the heart of the home, the kitchen is designed to bring friends and family together. Featuring rich solid wood cabinetry with convenient pull-out shelves, stainless steel appliances (Refrigerator 2025), sleek Corian countertops, it’s a space that’s as functional as it is inviting, perfect for everything from morning coffee to holiday gatherings. Thoughtfully placed pendant light fixtures hang above the peninsula and over the sink, adding both style and warm, focused lighting to the space. The spacious primary suite offers a peaceful escape, complete with a custom-built walk-in closet and a beautifully updated en-suite bathroom featuring a walk-in shower for comfort and ease. The guest bathroom includes a tub, thoughtfully designed to accommodate both relaxation and accessibility. (Both bathrooms are ADA compliant.) Step outside and discover even more to love. The large, screened porch is perfect for morning breezes or evening conversations and beyond it, a private wooded backyard offers a serene, natural setting with added privacy, making it the perfect place to unwind. With major updates already completed, including a membrane roof (2023) with new trim (2023), HVAC system (2019), tankless water heater (2016), and fresh interior paint, this home offers not just beauty, but peace of mind.................Hawthorne at Leesburg is an active, resident owned, 55+ cooperative, waterfront, gated community, with beautifully landscaped grounds, lakes with illuminated fountains and a relaxing and comfortable gazebo. The affordable monthly maintenance fee of $397 includes water, sewer, lawn mowing, private emergency services and storage space for recreational vehicles, boats, trailers and much more! The beautiful clubhouse is complete with a full-time program coordinator, more than 100 different activities and seating for 550. It has a hospitality lounge, card rooms, craft rooms, billiard room, fitness center, library, fine arts room and many more. There is excellent fishing, outdoor geo-thermally heated pool and two enclosed therapeutic pools. Hawthorne boasts a private marina monitored by an electronic security system with over 120 boat slips and access to the Harris Chain of Lakes and beyond.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,312
Sqft
0.1 ac
Lot size
1977
Year built
One
Levels
$95
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,493 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,493/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3%
$/sqft vs HAWTHORNE AT LEESBURG A COOP
$95 vs $105
Days on market
120 vs 57 typical
Where $95/sqft sits among the 56 homes for sale in HAWTHORNE AT LEESBURG A COOP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Leesburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Leesburg. See the full Leesburg guide →
LEESBURG 34748 — neighborhood snapshot
Population
45,960
Median age
60.4
Median income
$53,768
Median home value
$226,200
Avg household
2.14
Households w/ children
3,516
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Leesburg market
$269K → $290K
Leesburg median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
27 of 56
HAWTHORNE AT LEESBURG A COOP have cut their price
Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 55% below the LEESBURG 34748 median. See the full Leesburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 103 ROYAL PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$155,000
117 CHESTNUT STREET · same community
2 bd · 2 ba · 1,312 sqft · $118/sqft · 6 DOM
Sold · Feb ’26$106,500
107 WILLOW LANE · same community
2 bd · 2 ba · 1,312 sqft · $81/sqft · 101 DOM
Sold · May ’26$122,000
413 HAWTHORNE BOULEVARD · same community
2 bd · 2 ba · 1,312 sqft · $93/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 103 ROYAL PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103 ROYAL PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
103 ROYAL PALM DRIVE FAQs
What would the monthly payment be for 103 ROYAL PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,493/mo — principal and interest, the actual property-tax bill, the $397/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 103 ROYAL PALM DRIVE?+
The association fee works out to $397 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 103 ROYAL PALM DRIVE?+
The most recent tax bill on record (2025) was $1,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 103 ROYAL PALM DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Leesburg?+
At $125,000, this home is listed about 58% below the Leesburg median of $299,700. The market section on this page shows how the area is trending.
Which schools are assigned to 103 ROYAL PALM DRIVE?+
Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LEESBURG 34748 market on paper
$125,000 is 55% below the LEESBURG 34748 median of $280,000, and at $95/sqft it sits under the Leesburg average of $174.
02Time on market is leverage
120 days on market against a Leesburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $169,000, now $125,000 — a $44K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HAWTHORNE RESIDENTS COOPERATIVE ASSOCIATION INC. · Maria Crisostomo. MLS #G5110684.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Leesburg homes, in your inbox
Like 103 ROYAL PALM DRIVE but not quite? A daily digest of every new listing in Leesburg — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →