David Ramirez
$795,000$879,0003 bd2 ba2,061 sqft$386 /sqft$5,965 /mo all-in ↓

5495 HAWKINS DRIVE, THE VILLAGES, FL, 32163

Active132 days on marketListed Apr 3, 2026MLS #G5110525

Reduced $84KSingle Family ResidenceVILLAGESOF SOUTHERN OAKS

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Upcoming open house

Thu, Aug 13

11:00 AM – 1:00 PM

About this home

5495 HAWKINS DRIVE

NO REAR NEIGHBORS just a beautiful view of Nature scenery . Welcome to 5495 Hawkins Drive in the highly sought-after community of The Villages—a beautifully maintained 3-Bedroom 2-Bathroom home offering comfort, privacy, and scenic surroundings. This charming elegant Kitchen has quartz countertops, plenty of cabinetry, topped with elegant finishes and highlighted by TWO skylights above-filling the Kitchen and Livingroom with abundant natural light. The Tile floors flow through the open areas. This inviting residence backs up to a serene preserve, providing peaceful views and added privacy with no rear neighbors. Inside, you’ll find a spacious and thoughtfully designed open floor plan featuring three generously sized bedrooms and the only rooms with carpet. A bright and open living area, and a well-appointed kitchen ideal for both everyday living and entertaining.Large windows fill the home with natural light while showcasing the tranquil natural backdrop. The primary suite offers a relaxing retreat with ample space and a private en-suite bath. Step outside to the Lanai that faces East and enjoy your morning coffee or evening unwind in the backyard, where nature and quiet surroundings create the perfect setting. The Roof has the Architectural Shingles, the Garage has a whole house exhaust fan, also others features the Home has full gutters, downspouts, and french drains. There is an ampicable room for a FULL SIZE POOL. Located in The Villages, this Home offers access to a vibrant, amenity-rich lifestyle including golf courses, recreation centers, dining, shopping, and countless social activities. Furniture & Golf Cart are Negotiable.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,061

Sqft

0.27 ac

Lot size

3

Garage

2021

Year built

One

Levels

$386

Per sqft

Negotiable55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ExteriorIrrigation System · Private Yard · Sliding Doors

Community & fees

HOA fee$204/mo
Taxes (2025)$12,163/yr
PetsYes
CommunityClubhouse · Community Mailbox · Dog Park · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,965 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property tax — 2025 actual bill$1,014
HOA fee — from the listing$204
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $79,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $79,500
Interest rate6.00%
Loan term

Estimated payment

$5,965/mo

Principal & interest$4,290
PMI (est., until 20% equity)$298
Property taxes (actual bill)$1,014
HOA / condo fee$204
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $795K
$565KedgeAI estimate $630,177 · range $588K$723K$827K

vs edgeAI estimate

+26.2%

$/sqft vs The Villages actives

$386 vs $255

Days on market

132 vs 53 typical

Where $386/sqft sits among the 400 The Villages actives

115
132
74
32
16
31 · this home
$198–232$232–267$267–301$301–336$336–371$371+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages

Map of 5495 HAWKINS DRIVE

Drive times from this address

Downtown Orlando57 min
Universal Orlando60 min
Walt Disney World67 min
Orlando Int’l Airport (MCO)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

THE VILLAGES 32163 — neighborhood snapshot

Population

30,886

Median age

70.1

Median income

$94,565

Median home value

$472,600

Avg household

1.85

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.5 months of inventoryBuyer’s market

$365K$341K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

222 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 73% above the THE VILLAGES 32163 median. See the full The Villages market guide →

Paper trail

This home's history

CurrentPrice reduced to $795,000 $84K
Apr 3, 2026Listed at $879,000 · 132 days on market since
2021Built · VILLAGESOF SOUTHERN OAKS

Reality check

What actually sold near 5495 HAWKINS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1803 ZIENTARA LOOPSold · Dec ’25

$920,000

1803 ZIENTARA LOOP

3 bd · 2.5 ba · 2,067 sqft · $445/sqft · 11 DOM

5769 SHEALY AVENUESold · Jun ’26

$547,000

5769 SHEALY AVENUE

3 bd · 2 ba · 2,026 sqft · $270/sqft · 65 DOM

5675 MELVIN DRIVESold · Dec ’25

$840,000

5675 MELVIN DRIVE

3 bd · 2 ba · 2,019 sqft · $416/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5495 HAWKINS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5495 HAWKINS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Straight answers

5495 HAWKINS DRIVE FAQs

What would the monthly payment be for 5495 HAWKINS DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,965/mo — principal and interest, the actual property-tax bill, the $204/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5495 HAWKINS DRIVE?+

The association fee works out to $204 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5495 HAWKINS DRIVE?+

The most recent tax bill on record (2025) was $12,163. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5495 HAWKINS DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $795,000, this home is listed about 107% above the The Villages median of $384,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5495 HAWKINS DRIVE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$795,000 runs 73% above the THE VILLAGES 32163 median — but at 2,061 sqft it's also 35% larger than the typical The Villages listing.

02Time on market is leverage

132 days on market against a The Villages median of 53 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $879,000, now $795,000 — a $84K cut. The full history is in the market section below.

Listing courtesy of DOWN HOME REALTY, LLLP · Amber Byrne-Shrout. MLS #G5110525.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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