David Ramirez
$208,500$216,5002 bd2 ba960 sqft$217 /sqft$1,676 /mo all-in ↓

17320 PALM DRIVE, MONTVERDE, FL, 34756

Active119 days on marketListed Apr 2, 2026MLS #G5110501

Priced 75% below the Montverde medianReduced $8KWaterfrontModular HomeMONTVERDE MOBILE HOME SUB-DIVISION

Come see it

Upcoming open house

Sat, Aug 1

2:00 PM – 5:00 PM

Hosted by Marixa Soto

About this home

17320 PALM DRIVE

Stunning Lakefront Living in Charming Montverde Welcome to this beautifully maintained home nestled in the heart of Montverde, where small-town charm meets breathtaking lakefront living. This inviting property features a bright, open floor plan filled with abundant natural light, creating a warm and welcoming atmosphere throughout. Enjoy spacious living areas, a well-appointed kitchen perfect for everyday living or entertaining, and generously sized bedrooms designed for comfort. Step outside to your private backyard oasis, where you’ll find stunning water views and direct access to Lake Apopka—ideal for relaxing evenings, entertaining guests, or soaking in unforgettable sunset views. This home offers both tranquility and convenience, located just minutes from shopping, dining, Montverde Academy, and major roadways. Recent Upgrades & Features Include: • New roof (March 2026) • Central air system (installed early 2024) • Fresh exterior paint (March 2026) • Custom metal awnings • Metal seawall with concrete cap • No flood zone • NO HOA dues • Bonus: Brand new lawnmower included This is a rare opportunity to own a slice of lakefront paradise in one of Central Florida’s most desirable small towns. Don’t miss your chance to make it yours!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

960

Sqft

0.19 ac

Lot size

1977

Year built

One

Levels

$217

Per sqft

WaterfrontWater view

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Range · Range Hood · Refrigerator
InteriorThermostat · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther
ConstructionMetal Frame · Wood Frame
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway · Ground Level
ExteriorAwning(s) · Shade Shutter(s) · Sliding Doors · Storage

Community & fees

Taxes (2025)$2,360/yr
CommunityNone

Utilities & systems

UtilitiesCable Available · Electricity Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,676 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,227
FHA mortgage insurance (est.)$92
Property tax — 2025 actual bill$197
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,298Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,298
Interest rate6.00%
Loan term

Estimated payment

$1,676/mo

Principal & interest$1,227
FHA mortgage insurance (est.)$92
Property taxes (actual bill)$197
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Montverde actives

$217 vs $310

Days on market

119 vs 78 typical

Where $217/sqft sits among the 61 Montverde actives

27 · this home
10
5
6
5
8
$205–288$288–371$371–454$454–537$537–620$620+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Montverde

Map of 17320 PALM DRIVE

Drive times from this address

Downtown Orlando34 min
Universal Orlando37 min
Walt Disney World44 min
Orlando Int’l Airport (MCO)48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Montverde. See the full Montverde guide →

The numbers that matter

The Montverde market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$820K$778K

Montverde median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

23 of 61

Montverde actives have cut their price

Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 75% below the Montverde median. See the full Montverde market guide →

Paper trail

This home's history

CurrentPrice reduced to $208,500 $8K
Apr 2, 2026Listed at $216,500 · 119 days on market since
1977Built · MONTVERDE MOBILE HOME SUB-DIVISION

Reality check

What actually sold near 17320 PALM DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

17142 LIVE OAK LANESold · Apr ’26

$135,000

17142 LIVE OAK LANE

2 bd · 2 ba · 960 sqft · $141/sqft · 0 DOM

16831 BAY AVENUESold · Mar ’26

$129,000

16831 BAY AVENUE

2 bd · 2 ba · 924 sqft · $140/sqft · 154 DOM

17511 PALM DRIVESold · Sep ’25

$190,000

17511 PALM DRIVE

2 bd · 2 ba · 1,056 sqft · $180/sqft · 73 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 17320 PALM DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 17320 PALM DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

17320 PALM DRIVE FAQs

What would the monthly payment be for 17320 PALM DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,676/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 17320 PALM DRIVE?+

The most recent tax bill on record (2025) was $2,360. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Montverde?+

At $208,500, this home is listed about 75% below the Montverde median of $840,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Montverde market on paper

$208,500 is 75% below the Montverde median of $840,000, and at $217/sqft it sits under the Montverde average of $366.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $216,500, now $208,500 — a $8K cut. The full history is in the market section below.

Listing courtesy of WEICHERT REALTORS HALLMARK PRO · Marixa Soto. MLS #G5110501.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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