3640 GRUBBS STREET, MOUNT DORA, FL, 32757
Active116 days on marketListed Apr 10, 2026MLS #G5110419
About this home
3640 GRUBBS STREET
Welcome to this newer construction home at 3640 Grubbs St in Mount Dora, offering modern design, solid construction, and move-in ready comfort in a growing residential area. Built in 2022, this well-maintained single-family residence features 4 bedrooms and 2 full bathrooms across approximately 1,527 square feet of living space, thoughtfully designed to maximize functionality and everyday livability. Step inside to an inviting open-concept layout that seamlessly connects the living, dining, and kitchen area - perfect for both relaxing and entertaining. The home showcases contemporary finishes, durable flooring, and abundant natural light, creating a bright and welcoming atmosphere throughout. The kitchen is designed with efficiency in mind, offering ample cabinetry, modern appliances, and generous counter space to support daily living and hosting needs. The split-bedroom floor plan provides added privacy, with a spacious primary suite that serves as a comfortable retreat, while the additional bedrooms offer flexibility for family, guests, or a home office setup. Both bathrooms feature updated fixtures and clean, modern styling, reflecting the home’s relatively new construction and well-kept condition. Central HVAC and energy-efficient systems further enhance year-round comfort and cost efficiency. Constructed with durable concrete block and stucco exterior along with a composition shingle roof, the home offers long-term reliability and low maintenance. The property sits on an approximately 8,170 square foot lot, providing ample outdoor space for recreation, landscaping, or future enhancements such as a patio or garden. Located in a developing area of Mount Dora, this home benefits from convenient access to nearby shopping, dining, and major roadways, while still offering a peaceful residential setting. Whether you’re a first-time homebuyer, growing household, or investor seeking a newer build with strong rental appeal, this property delivers a compelling combination of modern construction, functional design, and long-term value potential in one of Central Florida’s desirable markets. Contact me for private showing!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,527
Sqft
0.19 ac
Lot size
2
Garage
2022
Year built
One
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,691 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,691/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.9%
$/sqft vs Mount Dora actives
$216 vs $221
Days on market
116 vs 51 typical
Where $216/sqft sits among the 291 Mount Dora actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holly Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Mount Dora. See the full Mount Dora guide →
Holly Creek — neighborhood snapshot
Population
1,591
Median age
40
Median income
$109,238
Median home value
$412,000
Avg household
3
Households w/ children
167
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Mount Dora market
$450K → $410K
Mount Dora median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
165 of 291
Mount Dora actives have cut their price
Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →
Paper trail
This home's history
Reality check
What actually sold near 3640 GRUBBS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$500,000
4611 OLA BEACH DRIVE
3 bd · 2 ba · 1,617 sqft · $309/sqft · 119 DOM
Sold · May ’26$339,900
3817 HEARTLEAF LANE
3 bd · 2 ba · 1,672 sqft · $203/sqft · 37 DOM
Sold · Aug ’25$380,000
6768 CORAL BERRY DR
3 bd · 2 ba · 1,672 sqft · $227/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3640 GRUBBS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3640 GRUBBS STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3640 GRUBBS STREET FAQs
What would the monthly payment be for 3640 GRUBBS STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,691/mo — principal and interest, the actual property-tax bill, the $29/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3640 GRUBBS STREET?+
The association fee works out to $29 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3640 GRUBBS STREET?+
The most recent tax bill on record (2025) was $4,962. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3640 GRUBBS STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Mount Dora?+
At $330,000, this home is listed about 31% below the Mount Dora median of $474,995. The market section on this page shows how the area is trending.
Which schools are assigned to 3640 GRUBBS STREET?+
Zellwood Elementary (elementary), Wolf Lake Middle (middle), Apopka High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MOUNT DORA 32757 market on paper
$330,000 is 26% below the MOUNT DORA 32757 median of $445,185, and at $216/sqft it sits under the Mount Dora average of $237.
02Time on market is leverage
116 days on market against a Mount Dora median of 51 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $340,000, now $330,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Edalys Ramos. MLS #G5110419.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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