David Ramirez
$440,000$450,0002 bd2 ba1,900 sqft$232 /sqft$3,994 /mo all-in ↓

108 MIST FLOWER LANE, GROVELAND, FL, 34736

Active128 days on marketListed Apr 2, 2026MLS #G5110411

Reduced $10KSingle Family ResidenceCASCADES OF GROVELAND (TRILOGY)

About this home

108 MIST FLOWER LANE

BACK ON THE MARKET! Their loss is your opportunity! NOW $10,000 PRICE REDUCTION! WOW, motivated Sellers are offering CREDIT TO BUYER, $20,000 for contract by 8/31/2026! ALL INSPECTIONS COMPLETE FOR PEACE OF MIND!Welcome to one of Trilogy's most desirable homes, ideally located just beyond the gates on the coveted "Island," an exclusive enclave of only 70 homes surrounded by mature trees and lush landscaping. Exceptional curb appeal begins with the welcoming front porch, oversized homesite, and impressive 40-foot brick-paver driveway, LONGEST DRIVEWAY in the entire community. leading to a rare 3-CAR GARAGE. Designed for comfort, efficiency, and entertaining, this exceptional home features a Tesla Solar System with a recently replaced system. The 20-year PAID OFF lease transfers to the buyer at no cost, providing immediate energy savings and long-term value. Energy savings; DUAL PANE LOW E WINDOWS, RADIANT BARRIER, NATURAL GAS. Inside, you'll appreciate the spacious, thoughtfully designed floor plan featuring granite countertops, premium Jenn Air appliances, and an expansive Great Room highlighted by a spectacular glass rolling wall that seamlessly opens to the covered lanai, creating the ultimate indoor-outdoor Florida lifestyle. A separate formal dining room provides the perfect setting for entertaining family and friends. The private Primary Suite is a relaxing retreat featuring dual vanities, garden tub, walk-in shower, private water closet, and a custom walk-in closet with built-in organizers. One of this home's most unique features is the oversized Smart Space, offering abundant cabinetry, generous counter space, and two built-in desk areas, making it ideal for a home office, hobbies, crafts, sewing, or creative projects. The desirable split-bedroom floor plan provides excellent privacy for owners and guests, while the versatile Bonus Room easily adapts to your lifestyle as a den, office, media room, fitness room, or additional guest space. The Lifestyle: Living in this guard-gated, resort-style community means more than owning a beautiful home, it means enjoying an exceptional way of life. HOA dues include cable TV, high-speed internet, security monitoring, and complete lawn maintenance, and all of this: spectacular & EXCLUSIVE 57,000-square-foot Magnolia House, featuring: • Member-exclusive restaurant & bar with live entertainment • Indoor & outdoor heated pools • State-of-the-art fitness center • Artisan studio & culinary kitchen • Poker room & creative spaces • Tennis, pickleball, bocce, billiards & virtual golf • 50+ member-led clubs and activities • Spectacular Event Center with professional stage and AV system. Conveniently located approximately 45 minutes from Walt Disney World, Universal Orlando, and Orlando International Airport, and about 90 minutes from Florida's beautiful beaches and Port Canaveral Cruise Terminal.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,900

Sqft

0.21 ac

Lot size

3

Garage

2014

Year built

One

Levels

$232

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorAccessibility Features · Built-in Features · Ceiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingNatural Gas

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$578/mo
Taxes (2025)$5,651/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityFishing · Lake · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Irrigation-Reclaimed Water · Park · Pool · Restaurant · Sidewalks · Special Community Restrictions · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Fire Hydrant · Natural Gas Connected · Phone Available · Public · Sewer Connected · Solar · Sprinkler Meter · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,994 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property tax — 2025 actual bill$471
HOA fee — from the listing$578
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,400
Interest rate6.00%
Loan term

Estimated payment

$3,994/mo

Principal & interest$2,590
FHA mortgage insurance (est.)$195
Property taxes (actual bill)$471
HOA / condo fee$578
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $440K
$383KedgeAI estimate $437,233 · range $399K$504K$524K

vs edgeAI estimate

+0.6%

$/sqft vs Groveland actives

$232 vs $201

Days on market

128 vs 47 typical

Where $232/sqft sits among the 226 Groveland actives

97
80 · this home
24
3
8
14
$152–192$192–232$232–271$271–311$311–351$351+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Groveland

Map of 108 MIST FLOWER LANE

Drive times from this address

Downtown Orlando36 min
Universal Orlando39 min
Walt Disney World44 min
Orlando Int’l Airport (MCO)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Groveland. See the full Groveland guide →

The numbers that matter

The Groveland market

Seller’s marketLeans seller3.6 months of inventoryBuyer’s market

$378K$405K

Groveland median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

111 of 226

Groveland actives have cut their price

Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the Groveland median. See the full Groveland market guide →

Paper trail

This home's history

CurrentPrice reduced to $440,000 $10K
Apr 2, 2026Listed at $450,000 · 128 days on market since
2014Built · CASCADES OF GROVELAND (TRILOGY)

Reality check

What actually sold near 108 MIST FLOWER LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

603 CONSERVATION BOULEVARDSold · Aug ’26

$495,000

603 CONSERVATION BOULEVARD · same community

2 bd · 2 ba · 1,918 sqft · $258/sqft · 45 DOM

244 SILVER MAPLE ROADSold · Apr ’26

$325,000

244 SILVER MAPLE ROAD · same community

2 bd · 2 ba · 1,853 sqft · $175/sqft · 106 DOM

277 SILVER MAPLE ROADSold · Jun ’26

$382,500

277 SILVER MAPLE ROAD · same community

3 bd · 2 ba · 1,839 sqft · $208/sqft · 226 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 108 MIST FLOWER LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 108 MIST FLOWER LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

108 MIST FLOWER LANE FAQs

What would the monthly payment be for 108 MIST FLOWER LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,994/mo — principal and interest, the actual property-tax bill, the $578/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 108 MIST FLOWER LANE?+

The association fee works out to $578 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 108 MIST FLOWER LANE?+

The most recent tax bill on record (2025) was $5,651. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 108 MIST FLOWER LANE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Groveland?+

At $440,000, this home is listed about 10% above the Groveland median of $399,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$440,000 runs 10% above the Groveland median.

02Know the monthly fee

The association fee is $578/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

128 days on market against a Groveland median of 47 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $450,000, now $440,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of COMMUNITY ELITE REALTY · Nancy Aitken. MLS #G5110411.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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