David Ramirez
$265,0003 bd3 ba1,728 sqft$153 /sqft$2,068 /mo all-in ↓

2523 KAREN DRIVE, MOUNT DORA, FL, 32757

Active118 days on marketListed Mar 28, 2026MLS #G5110231

Priced 41% below the MOUNT DORA 32757 medianManufactured HomeDORA PINES SUB

About this home

2523 KAREN DRIVE

Welcome to this one-of-a-kind gem featuring 3 bedrooms and 3 bathrooms, perfectly situated on a rare double lot offering extra space and privacy. This beautifully maintained home has been thoughtfully updated for comfort and peace of mind, including a 2018 roof, brand-new shed (2021), and a 2024 hot water heater. Enjoy energy efficiency and durability with all-new double-pane windows backed by a lifetime warranty. The home has been tastefully remodeled and includes brand-new appliances, making it truly move-in ready. Inside, you’ll find a wide-open, oversized kitchen perfect for cooking, entertaining, and gathering with family and friends. The primary suite offers his and hers en-suite bathrooms. The full-house surround sound system adds a modern touch, creating an ideal atmosphere for relaxing or hosting. Step outside and enjoy the tranquility of having no rear neighbors—just peaceful wildlife views. The irrigation system keeps the landscaping lush and easy to maintain, while the extra lot provides endless possibilities for outdoor living. Located in a desirable 55+ community with low HOA fees and no lot rent, residents enjoy access to a pool, clubhouse, and a wide variety of social activities. This pet-friendly neighborhood offers a welcoming lifestyle just minutes from downtown Mount Dora and convenient access to the 429 Expressway. This home truly combines space, upgrades, and location—don’t miss your chance to make it yours!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,728

Sqft

0.23 ac

Lot size

1999

Year built

One

Levels

$153

Per sqft

Fireplace55+ community

Inside

FlooringCarpet · Tile · Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator
InteriorEating Space In Kitchen · Split Bedroom · Vaulted Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal · Shingle
ConstructionBlock · Vinyl Siding
FoundationBlock · Pillar/Post/Pier
FacesEast
ExteriorAwning(s) · Irrigation System · Lighting · Private Yard · Rain Gutters · Storage

Community & fees

HOA fee$65/mo
Taxes (2025)$1,992/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,068 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property tax — 2025 actual bill$166
HOA fee — from the listing$65
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,275Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,275
Interest rate6.00%
Loan term

Estimated payment

$2,068/mo

Principal & interest$1,560
FHA mortgage insurance (est.)$117
Property taxes (actual bill)$166
HOA / condo fee$65
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Mount Dora actives

$153 vs $219

Days on market

118 vs 50 typical

Where $153/sqft sits among the 287 Mount Dora actives

58 · this home
95
74
27
12
21
$153–188$188–222$222–256$256–290$290–324$324+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dora Pines

Map of 2523 KAREN DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Orlando40 min
Universal Orlando44 min
Walt Disney World50 min
Orlando Int’l Airport (MCO)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Mount Dora. See the full Mount Dora guide →

Dora Pines — neighborhood snapshot

Population

200

Median age

63

Median income

$99,900

Median home value

$330,200

Avg household

2

Households w/ children

17%

For the school run

Lake County School District

MiddleMt. Dora Middle School★★★★★
HighMt. Dora High School★★★★★
ElementaryRound Lake Charter School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Mount Dora market

Seller’s marketBalanced6.4 months of inventoryBuyer’s market

$450K$453K

Mount Dora median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

167 of 287

Mount Dora actives have cut their price

Median sold price, Mount Dora, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 41% below the MOUNT DORA 32757 median. See the full Mount Dora market guide →

Paper trail

This home's history

Mar 28, 2026Listed at $265,000 · 118 days on market since
1999Built · DORA PINES SUB

Reality check

What actually sold near 2523 KAREN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1901 BROOKSIDE DRIVESold · Sep ’25

$205,000

1901 BROOKSIDE DRIVE · same community

3 bd · 3 ba · 1,620 sqft · $127/sqft · 112 DOM

2651 SUNRISE BOULEVARDSold · Aug ’25

$393,000

2651 SUNRISE BOULEVARD · same community

3 bd · 2 ba · 1,550 sqft · $254/sqft · 95 DOM

20150 WILLOW CIRCLESold · Jun ’26

$389,900

20150 WILLOW CIRCLE · same community

3 bd · 2 ba · 1,517 sqft · $257/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2523 KAREN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2523 KAREN DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2523 KAREN DRIVE FAQs

What would the monthly payment be for 2523 KAREN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,068/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2523 KAREN DRIVE?+

The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2523 KAREN DRIVE?+

The most recent tax bill on record (2025) was $1,992. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2523 KAREN DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Mount Dora?+

At $265,000, this home is listed about 44% below the Mount Dora median of $469,950. The market section on this page shows how the area is trending.

Which schools are assigned to 2523 KAREN DRIVE?+

Mt. Dora Middle School (middle), Mt. Dora High School (high), Round Lake Charter School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the MOUNT DORA 32757 market on paper

$265,000 is 41% below the MOUNT DORA 32757 median of $449,900, and at $153/sqft it sits under the Mount Dora average of $234.

02Time on market is leverage

118 days on market against a Mount Dora median of 50 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Mt. Dora Middle School, Mt. Dora High School, Round Lake Charter School — Round Lake Charter School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLBERT REALTY GROUP LLC · Brittany Colbert. MLS #G5110231.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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