David Ramirez
$495,000$545,0002 bd2 ba1,197 sqft$414 /sqft$3,580 /mo all-in ↓

2316 N GRIFFIN DRIVE, LEESBURG, FL, 34748

Active132 days on marketListed Mar 27, 2026MLS #G5110219

Reduced $50KWaterfrontSingle Family ResidenceGRIFFIN SHORES

About this home

2316 N GRIFFIN DRIVE

Direct lake front home on Lake Griffin, part of the Harris chain, this home has been completely reimagined from the inside out, which offers the rare combination of modern finishes, privacy and direct access to one of Central Florida’s most sought-after waterways on the Harris Chain of Lakes. Set on nearly one acre with no HOA, the property slopes gently toward the lake, creating stunning views and a peaceful setting where wildlife, boating activity and spectacular sunrises become part of your everyday backdrop. The interior has been fully renovated to deliver a fresh, modern feel throughout the two-bedroom, two-bath home. From the moment you enter, the open living spaces are designed to showcase the lake, with views stretching from the living room, family room and dining area toward the water. The gorgeous kitchen is truly the centerpiece of the home, featuring an abundance of cabinetry, stainless steel appliances including built-in ovens and a sleek cooktop accented by a touchless vent hood that blends style with convenience. The finishes throughout the home feel thoughtful and elevated, including beautifully selected tile and flooring in both showers. The second bathroom features a clever space-saving shower door design, while the primary bedroom includes a generous walk-in closet area intentionally left open, so you can design the custom closet system that perfectly fits your lifestyle. Practical upgrades add tremendous value and peace of mind, including a brand-new AC system, updated plumbing and electrical and new gutters. An inside laundry area with a stackable washer and dryer is already in place for convenience. Outside, the property shines. Nearly one acre of land with no HOA provides room to breathe and the freedom to enjoy the waterfront lifestyle. The lot gently slopes down to Lake Griffin where you will find a fishing dock ideal for relaxing, casting a line or simply watching the incredible wildlife that makes this lake so special. A private concrete boat ramp allows you to launch your own boat and explore the Harris Chain of Lakes, known for its world-class bass fishing, scenic waterways and the ability to boat between multiple lakes, waterfront restaurants and marinas throughout the chain. Enjoy the outdoors from multiple vantage points, whether you are relaxing on the spacious 22-by-12-foot front patio, entertaining on the rear deck overlooking the backyard and lake or sitting on the dock directly over the water as the sun sets across the lake. A circular driveway leads you to the home and adds both convenience and curb appeal. With a serviced well, well house and a recently pumped septic system, you’ll enjoy the benefit of no water or sewer bills while living on one of Florida’s beloved fishing and boating lakes. This is the perfect opportunity to enjoy a completely updated home with lake views, private lake access, and the freedom of nearly an acre on Lake Griffin, where boating, fishing and nature are right outside your door.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,197

Sqft

0.93 ac

Lot size

1952

Year built

One

Levels

$414

Per sqft

WaterfrontWater viewNegotiablePets allowed

Inside

FlooringLuxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorKitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric · Heat Pump
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewWater
FacesWest
ParkingCircular Driveway · Driveway · Parking Pad
ExteriorPrivate Mailbox · Rain Gutters · Storage

Community & fees

Taxes (2025)$3,439/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,580 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property tax — 2025 actual bill$287
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,325Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,325
Interest rate6.00%
Loan term

Estimated payment

$3,580/mo

Principal & interest$2,914
FHA mortgage insurance (est.)$219
Property taxes (actual bill)$287
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $495K
$168KedgeAI estimate $224,243 · range $175K$253K$515K

vs edgeAI estimate

+120.7%

$/sqft vs Leesburg actives

$414 vs $172

Days on market

132 vs 56 typical

Where $414/sqft sits among the 400 Leesburg actives

102
202
65
15
8
8 · this home
$91–145$145–198$198–252$252–306$306–360$360+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Leesburg

Map of 2316 N GRIFFIN DRIVE

Drive times from this address

Downtown Orlando58 min
Universal Orlando60 min
Walt Disney World68 min
Orlando Int’l Airport (MCO)72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Leesburg. See the full Leesburg guide →

LEESBURG 34748 — neighborhood snapshot

Population

45,960

Median age

60.4

Median income

$53,768

Median home value

$226,200

Avg household

2.14

Households w/ children

3,516

For the school run

Lake County School District

MiddleOak Park Middle School★★★★
ElementaryLeesburg Elementary School★★★★★
HighLeesburg High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Leesburg market

Seller’s marketBalanced5.1 months of inventoryBuyer’s market

$269K$290K

Leesburg median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

206 of 400

Leesburg actives have cut their price

Median sold price, Leesburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 77% above the LEESBURG 34748 median. See the full Leesburg market guide →

Paper trail

This home's history

CurrentPrice reduced to $495,000 $50K
Mar 27, 2026Listed at $545,000 · 132 days on market since
1952Built · GRIFFIN SHORES

Reality check

What actually sold near 2316 N GRIFFIN DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2316 N GRIFFIN DRIVESold · Nov ’25

$263,900

2316 N GRIFFIN DRIVE · same community

3 bd · 1 ba · 1,197 sqft · $220/sqft · 11 DOM

1507 N LAKE VIEW AVENUESold · Apr ’26

$248,000

1507 N LAKE VIEW AVENUE · same community

3 bd · 1.5 ba · 1,152 sqft · $215/sqft · 4 DOM

1505 GROVE AVENUESold · May ’26

$140,000

1505 GROVE AVENUE · same community

4 bd · 2 ba · 1,300 sqft · $108/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2316 N GRIFFIN DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2316 N GRIFFIN DRIVE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2316 N GRIFFIN DRIVE FAQs

What would the monthly payment be for 2316 N GRIFFIN DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,580/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2316 N GRIFFIN DRIVE?+

The most recent tax bill on record (2025) was $3,439. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2316 N GRIFFIN DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Leesburg?+

At $495,000, this home is listed about 65% above the Leesburg median of $299,800. The market section on this page shows how the area is trending.

Which schools are assigned to 2316 N GRIFFIN DRIVE?+

Oak Park Middle School (middle), Leesburg Elementary School (elementary), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$495,000 runs 77% above the LEESBURG 34748 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

132 days on market against a Leesburg median of 56 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $545,000, now $495,000 — a $50K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBYS INT'L REALTY · Dawn Giachetti. MLS #G5110219.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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