David Ramirez
$234,000$244,0002 bd1 ba1,182 sqft$198 /sqft$1,727 /mo all-in ↓

14152 SW 42ND TERRACE ROAD, OCALA, FL, 34473

Active130 days on marketListed Mar 26, 2026MLS #G5110186

Priced 6% below the OCALA 34473 medianReduced $10KPrivate poolSingle Family ResidenceMARION OAKS UNIT 1

About this home

14152 SW 42ND TERRACE ROAD

This wonderfully maintained 2/1 pool home in Marion Oaks is just the one you've been waiting for. On an oversized corner lot, this property is a must see! You can enjoy the Florida lifestyle on your screened in lanai or take it further and dip into your refreshing inground pool inside a screened in birdcage for total enjoyment. Originally a three bedroom home, this one was converted to a two bedroom to allow for a spacious primary bedroom. This home has been lovingly cared for and is ready for it's new owners to enjoy many years of carefree living. Call to schedule your private tour today!

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,182

Sqft

0.29 ac

Lot size

1

Garage

1983

Year built

One

Levels

$198

Per sqft

Private pool

Inside

FlooringCarpet · Laminate
AppliancesRange · Refrigerator
InteriorCeiling Fan(s)
LaundryInside
CoolingCentral Air
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$1,037/yr

Utilities & systems

UtilitiesElectricity Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,727 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,378
FHA mortgage insurance (est.)$103
Property tax — 2025 actual bill$86
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,190Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,190
Interest rate6.00%
Loan term

Estimated payment

$1,727/mo

Principal & interest$1,378
FHA mortgage insurance (est.)$103
Property taxes (actual bill)$86
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $234K
$147KedgeAI estimate $193,250 · range $153K$222K$243K

vs edgeAI estimate

+21.1%

$/sqft vs Ocala actives

$198 vs $184

Days on market

130 vs 43 typical

Where $198/sqft sits among the 400 Ocala actives

135
162 · this home
56
15
6
26
$127–170$170–212$212–255$255–298$298–341$341+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ocala

Map of 14152 SW 42ND TERRACE ROAD

Drive times from this address

Downtown Orlando70 min
Universal Orlando73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ocala. See the full Ocala guide →

OCALA 34473 — neighborhood snapshot

Population

25,030

Median age

39.4

Median income

$70,559

Median home value

$242,400

Avg household

2.98

Households w/ children

3,117

For the school run

Marion County School District

MiddleHorizon Academy At Marion Oaks★★★★
ElementarySunrise Elementary School★★★★
HighDunnellon High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ocala market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$285K$280K

Ocala median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

146 of 400

Ocala actives have cut their price

Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% below the OCALA 34473 median. See the full Ocala market guide →

Paper trail

This home's history

CurrentPrice reduced to $234,000 $10K
Mar 26, 2026Listed at $244,000 · 130 days on market since
1983Built · MARION OAKS UNIT 1

Reality check

What actually sold near 14152 SW 42ND TERRACE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

15240 SW 43RD COURTSold · Sep ’25

$349,900

15240 SW 43RD COURT · same community

4 bd · 3 ba · 1,802 sqft · $194/sqft · 175 DOM

14074 SW 48TH COURTSold · Aug ’25

$280,990

14074 SW 48TH COURT · same community

4 bd · 2 ba · 1,806 sqft · $156/sqft · 92 DOM

13598 SW 40 CIRCLESold · Nov ’25

$290,000

13598 SW 40 CIRCLE · same community

4 bd · 2 ba · 1,833 sqft · $158/sqft · 63 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 14152 SW 42ND TERRACE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14152 SW 42ND TERRACE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

14152 SW 42ND TERRACE ROAD FAQs

What would the monthly payment be for 14152 SW 42ND TERRACE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,727/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 14152 SW 42ND TERRACE ROAD?+

The most recent tax bill on record (2025) was $1,037. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Ocala?+

At $234,000, this home is listed about 22% below the Ocala median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 14152 SW 42ND TERRACE ROAD?+

Horizon Academy At Marion Oaks (middle), Sunrise Elementary School (elementary), Dunnellon High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the OCALA 34473 market on paper

$234,000 is 6% below the OCALA 34473 median of $250,000, and at $198/sqft it sits under the Ocala average of $204.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

130 days on market against a Ocala median of 43 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $244,000, now $234,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of DOWN HOME REALTY, LLLP · Kristen Pillar. MLS #G5110186.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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