David Ramirez
$1,399,000$1,499,000$8,653 /mo all-in ↓

5505 CR 634S, BUSHNELL, FL, 33513

Active128 days on marketListed Mar 23, 2026MLS #G5109988

Reduced $100KN/A

About this home

5505 CR 634S

Price Improvement! Rare 40-Acre Opportunity in Bushnell, Florida! Beautiful and versatile 40-acre property offering a unique combination of usable land, existing improvements, development potential, and prime Central Florida location. Positioned just minutes from I-75 and near the rapid growth of The Villages, Wildwood, and surrounding expansion corridors, this property offers privacy and country living while remaining conveniently connected to Orlando, Tampa, Ocala, and Brooksville. The property features 40 usable acres with potential to be divided into four 10-acre homesites with county approval, making it ideal for a family compound, multi-generational living, investment opportunity, or future development potential. Site-built homes only help preserve long-term value and maintain quality standards throughout the area. The land offers a beautiful mix of open pasture and mature trees, creating endless possibilities for horses, cattle, livestock, hobby farming, ranch living, agricultural use, or an equestrian estate. Plenty of space for barns, paddocks, fencing, riding areas, gardens, or future custom homes. As an added bonus, the property includes a move-in ready 2-bedroom, 1.5-bath home with a pole barn, large garage/workshop, and updated kitchen and bathrooms. The existing home creates immediate usability as a primary residence, guest house, caretaker home, rental opportunity, or temporary living space while building your dream estate. Private well, septic, and electric already in place, offering substantial cost savings for future improvements or development. With increasing demand for larger acreage parcels in Central Florida, opportunities like this are becoming harder to find. Whether you're searching for a private country retreat, family estate, working farm, equestrian property, investment opportunity, or long-term land hold, this property offers location, flexibility, and future potential.

Facts & features

The home at a glance

40 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods
FacesSouth

Community & fees

Taxes (2025)$5,030/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,653 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property tax — 2025 actual bill$419
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $139,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $139,900
Interest rate6.00%
Loan term

Estimated payment

$8,653/mo

Principal & interest$7,549
PMI (est., until 20% equity)$525
Property taxes (actual bill)$419
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Bushnell

Map of 5505 CR 634S

Drive times from this address

Downtown Tampa66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bushnell. See the full Bushnell guide →

BUSHNELL 33513 — neighborhood snapshot

Population

13,647

Median age

44.1

Median income

$59,497

Median home value

$213,900

Avg household

2.57

Households w/ children

1,182

For the school run

Sumter County School District

ElementaryBushnell Elementary School★★★★★
MiddleSouth Sumter Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bushnell market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$325K$330K

Bushnell median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

Median sold price, Bushnell, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 283% above the BUSHNELL 33513 median. See the full Bushnell market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,399,000 $100K
Mar 23, 2026Listed at $1,499,000 · 128 days on market since

Reality check

What actually sold near 5505 CR 634S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1074 EMPORIA ROADSold · Dec ’25

$247,000

1074 EMPORIA ROAD · same community

2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM

5640 SW 57TH AVENUESold · Dec ’25

$130,000

5640 SW 57TH AVENUE · same community

2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM

12860 SW 174TH STREETSold · Dec ’25

$168,500

12860 SW 174TH STREET · same community

3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5505 CR 634S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5505 CR 634S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5505 CR 634S FAQs

What would the monthly payment be for 5505 CR 634S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,653/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5505 CR 634S?+

The most recent tax bill on record (2025) was $5,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bushnell?+

At $1,399,000, this home is listed about 250% above the Bushnell median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 5505 CR 634S?+

Bushnell Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,399,000 runs 283% above the BUSHNELL 33513 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

128 days on market against a Bushnell median of 49 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Bushnell Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,499,000, now $1,399,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of OLYMPUS EXECUTIVE REALTY INC · Carolina Valenzuela. MLS #G5109988.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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