110 CHULA VISTA AVENUE, LADY LAKE, FL, 32159
Active131 days on marketListed Mar 31, 2026MLS #G5109984
About this home
110 CHULA VISTA AVENUE
GAS FIREPLACE AND STOVE-THOUGHTFULLY UPDATED THROUGHOUT-GRANITE COUNTERTOPS-OPEN LIVING SPACE-PROGRAMMABLE LAWN IRRIGATION SYSTEM-VAULTED CEILINGS Located in the Village of La Zamora, this Vera Cruz model offers a prime setting near Chula Vista Recreation Center, Spanish Springs Town Square, shopping, dining, and the Villages bike trail. BOND IS PAID. Roof replaced in 2020. This 3-bedroom, 2-bath home with an additional 11’ x 13’ bonus room has been thoughtfully updated throughout with no carpets and no popcorn ceilings. It has vaulted ceilings, and enhanced natural light from two solar tubes. The interior showcases a well-designed split floor plan starting with an entryway coat closet not available in many homes, upgraded finishes and modern touches. The kitchen features smudge-resistant black stainless steel appliances, granite countertops, recessed lighting, gas stove, and convenient pull-out cabinet drawers. A spacious breakfast nook with wooden window blinds—featured throughout the home—complements the open living space, highlighted by a gas fireplace. Both the primary and guest bathrooms have been recently remodeled, while the primary suite includes dual walk-in closets for optimal storage. Additional interior features include a large mudroom/laundry room with newer washer and dryer, mini-fridge, built-in cabinetry, storage bench, and ample workspace. French doors and a screened front entry create excellent airflow leading to the screened lanai, enhancing indoor-outdoor living. The lanai is elevated and includes opaque screening providing desirable privacy. Exterior highlights include mature landscaping with exceptional curb appeal, a programmable lawn irrigation system, leaf-protected gutters, and a covered front porch seating area. The extended garage has a freshly painted floor and substantial storage with upper and lower cabinets, additional shelving, utility sink, and a work bench ideal for a handyman. This well-maintained block and stucco home combines functional upgrades, quality finishes, and an unbeatable location in The Villages.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,038
Sqft
0.16 ac
Lot size
2
Garage
1998
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,133 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,133/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.8%
$/sqft vs THE VILLAGES
$206 vs $252
Days on market
131 vs 54 typical
Where $206/sqft sits among the 229 homes for sale in THE VILLAGES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lady Lake
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lady Lake. See the full Lady Lake guide →
LADY LAKE 32159 — neighborhood snapshot
Population
30,846
Median age
68.7
Median income
$57,536
Median home value
$272,100
Avg household
1.83
Households w/ children
1,240
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lady Lake market
$306K → $320K
Lady Lake median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
125 of 229
THE VILLAGES have cut their price
Median sold price, Lady Lake, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the LADY LAKE 32159 median. See the full Lady Lake market guide →
Paper trail
This home's history
Reality check
What actually sold near 110 CHULA VISTA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$450,000
2184 MARKRIDGE LOOP · same community
3 bd · 2 ba · 1,939 sqft · $232/sqft · 22 DOM
Sold · Dec ’25$530,000
2108 CLARKS HILL WAY · same community
3 bd · 2 ba · 1,927 sqft · $275/sqft · 9 DOM
Sold · Mar ’26$540,000
4528 HAYWARD PATH · same community
3 bd · 3 ba · 1,911 sqft · $283/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 110 CHULA VISTA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 110 CHULA VISTA AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
110 CHULA VISTA AVENUE FAQs
What would the monthly payment be for 110 CHULA VISTA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,133/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 110 CHULA VISTA AVENUE?+
The most recent tax bill on record (2025) was $3,854. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 110 CHULA VISTA AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lady Lake?+
At $419,000, this home is listed about 24% above the Lady Lake median of $339,000. The market section on this page shows how the area is trending.
Which schools are assigned to 110 CHULA VISTA AVENUE?+
The Villages Elementary Of Lady Lake School (elementary), Carver Middle School (middle), Leesburg High School (high) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$419,000 runs 32% above the LADY LAKE 32159 median — but at 2,038 sqft it's also 18% larger than the typical Lady Lake listing.
02Time on market is leverage
131 days on market against a Lady Lake median of 54 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $429,000, now $419,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · James Cooper. MLS #G5109984.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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