12371 NE 48TH CIRCLE, OXFORD, FL, 34484
Active129 days on marketListed Mar 26, 2026MLS #G5109859
About this home
12371 NE 48TH CIRCLE
Virtually Staged. Two primary suites. Designer updates. Prime location! NO CDD fees/NO BOND!! This stunning home in the Villages of Parkwood offers 4 bedrooms, 3 bathrooms, and 2,611 square feet of BEAUTIFULLY REFRESHED living space with a layout that truly stands out. From the moment you arrive, the CIRCULAR DRIVEWAY and attractive curb appeal create a memorable first impression. Inside, you’ll find FRESH NEUTRAL INTERIOR PAINT, BRAND-NEW LUXURY VINYL PLANK FLOORING throughout, MODERN LIGHT FIXTURES, UPDATED HARDWARE, PLANTATION SHUTTERS, and a brand-new stove, all coming together to create a home that feels stylish, polished, and MOVE-IN READY. One of the most exciting features is the TWO TRUE PRIMARY SUITES—a rare and highly desirable setup that offers exceptional flexibility for MULTI-GENERATIONAL LIVING, extended guests, or private work-from-home space. There is also an additional flex room that can easily function as a 4th bedroom, home office, or den, giving you even more options to fit your lifestyle. The spacious kitchen is designed for both everyday living and entertaining, featuring GRANITE COUNTEROPS, an island, recessed lighting, and an easy flow into the family room and eat-in nook. Thoughtful details like CUSTOM TRAY CEILINGS in the dining room and primary suite add architectural interest, while the SHOW-STOPPING floor-to-ceiling stone FIREPLACE with a sleek linear insert brings warmth, texture, and upscale designer appeal to the main living space. The primary bedroom offers an en-suite bathroom that is a retreat of its own, complete with DUAL VANITIES, a spa-like ROMAN SHOWER with RAIN SHOWER HEADS, a GARDEN BATHTUB, and private toilet/water closet. Step outside to enjoy the FULLY-FENCED BACKYARD, perfect for pets, play, and gatherings, along with a lanai with JACUZZI HOOKUP ready for your dream outdoor oasis. And the location? It’s hard to beat. Ideally situated just five minutes from The Villages Charter Schools and moments from The Villages and Southern Trace shopping district, you’ll have shopping, dining, grocery stores, and everyday conveniences right at your fingertips. This home offers the RARE COMBINATION of space, flexibility, standout style, and location that buyers are searching for. A MUST-SEE. Call today for your private showing!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,611
Sqft
0.17 ac
Lot size
2
Garage
2014
Year built
One
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,469 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,469/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs VILLAGES OF PARKWOOD
$168 vs $160
Days on market
129 vs 49 typical
Where $168/sqft sits among the 7 homes for sale in VILLAGES OF PARKWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oxford
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Oxford. See the full Oxford guide →
OXFORD 34484 — neighborhood snapshot
Population
5,409
Median age
51.1
Median income
$90,826
Median home value
$375,800
Avg household
2.18
Households w/ children
509
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Oxford market
$326K → $360K
Oxford median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
4 of 7
VILLAGES OF PARKWOOD have cut their price
Median sold price, Oxford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 5% above the OXFORD 34484 median. See the full Oxford market guide →
Paper trail
This home's history
Reality check
What actually sold near 12371 NE 48TH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$289,900
12312 NE 48TH LOOP · same community
4 bd · 3.5 ba · 1,912 sqft · $152/sqft · 372 DOM
Sold · Dec ’25$215,000
12398 NE 50TH VIEW · same community
3 bd · 2 ba · 1,342 sqft · $160/sqft · 0 DOM
Sold · Jul ’26$265,000
5115 NE 122ND BOULEVARD · same community
3 bd · 2 ba · 1,342 sqft · $197/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12371 NE 48TH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12371 NE 48TH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12371 NE 48TH CIRCLE FAQs
What would the monthly payment be for 12371 NE 48TH CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,469/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12371 NE 48TH CIRCLE?+
The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12371 NE 48TH CIRCLE?+
The most recent tax bill on record (2025) was $4,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12371 NE 48TH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Oxford?+
At $439,000, this home is listed about 9% above the Oxford median of $402,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12371 NE 48TH CIRCLE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER VANGUARD LIFESTYLE REALTY · Kristen Miller. MLS #G5109859.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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