David Ramirez
$344,900$365,0003 bd2 ba1,398 sqft$247 /sqft$2,475 /mo all-in ↓

2055 HYDRANGEA AVENUE, THE VILLAGES, FL, 32162

Active137 days on marketListed Mar 19, 2026MLS #G5109806

Reduced $20KVillaVILLAGES OF SUMTER HYDRANGEA VILLAS

About this home

2055 HYDRANGEA AVENUE

Welcome home to this 3-bedroom, 2-bath Savannah Courtyard Villa in the highly desirable Village of St. Charles, located right in the heart of The Villages-WITH NO BOND!! Offering great bones and endless potential, this home is perfect for buyers looking to add their personal touch and create their ideal Florida retreat. The open floor plan features volume ceilings and abundant natural light throughout. The kitchen offers ample cabinet storage and a breakfast bar suitable for casual dining and entertaining. The primary suite includes a walk-in closet and en-suite bath, while the split bedroom layout provides privacy for guests with two additional bedrooms and a shared bath. Enjoy year-round outdoor living in the enclosed all-seasons room with glass sliders, plus a private, low-maintenance backyard patio. Conveniently located near Cane Garden, golf, recreation, dining, shopping, and walking distance to St. Charles pool, this home is a fantastic opportunity to enjoy The Villages lifestyle. Call today to schedule your exclusive tour!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,398

Sqft

0.1 ac

Lot size

1

Garage

2008

Year built

One

Levels

$247

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Linoleum
AppliancesCooktop · Dishwasher · Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Vaulted Ceiling(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesWest
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Rain Gutters

Community & fees

Taxes (2025)$1,581/yr
PetsYes
CommunityDeed Restrictions · Dog Park · Fitness Center · Gated Community - No Guard · Golf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available · Electricity Connected · Public · Sewer Available · Sewer Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,475 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,030
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$132
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,072Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,072
Interest rate6.00%
Loan term

Estimated payment

$2,475/mo

Principal & interest$2,030
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$132
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $345K
$328KedgeAI estimate $351,030 · range $341K$375K$390K

vs edgeAI estimate

−1.7%

$/sqft vs The Villages actives

$247 vs $256

Days on market

137 vs 50 typical

Where $247/sqft sits among the 400 The Villages actives

116
137 · this home
69
31
17
30
$198–233$233–269$269–304$304–340$340–376$376+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village Of St. Charles

Map of 2055 HYDRANGEA AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Orlando62 min
Universal Orlando64 min
Walt Disney World72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know The Villages. See the full The Villages guide →

Village Of St. Charles — neighborhood snapshot

Population

1,453

Median age

73

Median income

$80,636

Median home value

$406,500

Avg household

2

Households w/ children

8%

For the school run

Sumter County School District

ElementaryWildwood Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The The Villages market

Seller’s marketSeller’s market2.6 months of inventoryBuyer’s market

$365K$360K

The Villages median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

202 of 400

The Villages actives have cut their price

Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $344,900 $20K
Mar 19, 2026Listed at $365,000 · 137 days on market since
2008Built · VILLAGES OF SUMTER HYDRANGEA VILLAS

Reality check

What actually sold near 2055 HYDRANGEA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2620 PERSIMMON LOOPSold · Sep ’25

$387,500

2620 PERSIMMON LOOP

3 bd · 2 ba · 1,392 sqft · $278/sqft · 39 DOM

1526 BLUEBERRY WAYSold · Oct ’25

$341,000

1526 BLUEBERRY WAY

3 bd · 2 ba · 1,392 sqft · $245/sqft · 146 DOM

2583 RAINTREE DRIVESold · Feb ’26

$340,000

2583 RAINTREE DRIVE

3 bd · 2 ba · 1,392 sqft · $244/sqft · 32 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2055 HYDRANGEA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2055 HYDRANGEA AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2055 HYDRANGEA AVENUE FAQs

What would the monthly payment be for 2055 HYDRANGEA AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,475/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2055 HYDRANGEA AVENUE?+

The most recent tax bill on record (2025) was $1,581. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2055 HYDRANGEA AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in The Villages?+

At $344,900, this home is listed about 12% below the The Villages median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 2055 HYDRANGEA AVENUE?+

Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of REALTY EXECUTIVES IN THE VILLAGES · Amy Lauder. MLS #G5109806.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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