12992 SW 64TH LANE, OCALA, FL, 34481
Active137 days on marketListed Mar 20, 2026MLS #G5109804
About this home
12992 SW 64TH LANE
Welcome to your private slice of luxury living in Ocala! Situated on 1.16 acres, this stunning 4-bedroom, 3-bathroom home offers the perfect blend of modern design, functionality, and space to breathe. From the moment you arrive, you’ll be impressed by the sleek exterior, metal roof, and inviting entryway. Step inside to an expansive open-concept floor plan featuring soaring coffered (Crawford-style) ceilings, designer finishes, and gorgeous oversized tile flooring throughout the main living areas. The heart of the home is the chef-inspired kitchen, complete with a massive island, quartz countertops, custom cabinetry, high-end appliances, and eye-catching gold accents—perfect for entertaining or everyday living. The spacious living area features a modern electric fireplace, creating a warm and stylish focal point, and flows seamlessly into the dining space and outdoor access. This home offers two master suites, ideal for multi-generational living or guests. The primary suite is a true retreat with a spa-like bathroom featuring dual vanities, a large walk-in shower, and elegant finishes. Additional highlights include, Bright and airy bedrooms with ample space, Stylish laundry room with built-in cabinetry and sink, Designer lighting and fixtures throughout. Large windows bringing in natural light and serene wooded views. Enjoy the peace and privacy of your oversized lot with plenty of room to add a pool, workshop, or outdoor oasis. If you’re looking for modern luxury with space and flexibility—this is it!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,011
Sqft
1.16 ac
Lot size
2
Garage
2026
Year built
One
Levels
$256
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,473 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,473/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.5%
$/sqft vs Ocala actives
$256 vs $184
Days on market
137 vs 48 typical
Where $256/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34481 — neighborhood snapshot
Population
25,668
Median age
68.5
Median income
$54,639
Median home value
$213,000
Avg household
1.9
Households w/ children
978
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
144 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 120% above the OCALA 34481 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 12992 SW 64TH LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$489,800
8200 SW 125TH COURT ROAD
4 bd · 2 ba · 2,073 sqft · $236/sqft · 136 DOM
Sold · Dec ’25$499,999
13032 SW 80TH STREET
4 bd · 2 ba · 2,073 sqft · $241/sqft · 0 DOM
Sold · Jul ’26$339,900
12891 SW 80TH STREET
3 bd · 2 ba · 1,939 sqft · $175/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12992 SW 64TH LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12992 SW 64TH LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12992 SW 64TH LANE FAQs
What would the monthly payment be for 12992 SW 64TH LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,473/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12992 SW 64TH LANE?+
The most recent tax bill on record (2025) was $639. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Ocala?+
At $515,000, this home is listed about 72% above the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12992 SW 64TH LANE?+
Liberty Middle School (middle), West Port High School (high), Marion Oaks Elementary School (elementary) — Marion County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$515,000 runs 120% above the OCALA 34481 median — but at 2,011 sqft it's also 17% larger than the typical Ocala listing.
02Time on market is leverage
137 days on market against a Ocala median of 48 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $550,000, now $515,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PARRISH REALTY GROUP INC · Michelle Parrish. MLS #G5109804.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Ocala homes, in your inbox
Like 12992 SW 64TH LANE but not quite? A daily digest of every new listing in Ocala — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →