15954 WINDING BLUFF DRIVE, MONTVERDE, FL, 34756
Active129 days on marketListed Mar 18, 2026MLS #G5109795
About this home
15954 WINDING BLUFF DRIVE
Welcome to Willow Ridge, a gated new community in the charming Town of Montverde, offering elevated homesites with some of the highest views in Central Florida. Enjoy a peaceful, small-town feel just minutes from Mt. Dora, Downtown Winter Garden, Clermont, and Lake Apopka, with convenient access to the Turnpike, top-rated schools, shopping, dining, and entertainment. Residents enjoy premium amenities including a private pool with cabana, fire pit area, natural gas, 1 Gig internet with streaming TV, and no CDD. This award winning floor plan offers 4 bedrooms, a flex room, 3.5 bathrooms, a 3-car garage, and a private backyard oasis. The open-concept layout seamlessly connects the kitchen, café, and gathering room, highlighted by pocket sliding glass doors that bring in abundant natural light. The chef’s kitchen features KitchenAid stainless steel appliances, natural gas cooktop, quartz countertops, tile backsplash, a whole house water filtration system and soft-close cabinetry. The first-floor Owner’s Suite provides a private retreat with a spa-like bath, rain like shower, and walk-in closet. Additional downstairs bedrooms are thoughtfully positioned for privacy, while upstairs offers a spacious loft, private bedroom, and full bath—perfect for guests or multigenerational living. Designer finishes, wood-look tile, smart home features, and upgraded details throughout complete this exceptional home. Roof (2024) , A/C (2024) and Tankless Water Heater (2024) Schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,301
Sqft
0.17 ac
Lot size
3
Garage
2024
Year built
Two
Levels
$221
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,367 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,367/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.1%
$/sqft vs WILLOW RDG
$221 vs $212
Days on market
129 vs 78 typical
Where $221/sqft sits among the 6 homes for sale in WILLOW RDG
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Montverde
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Montverde. See the full Montverde guide →
The numbers that matter
The Montverde market
$820K → $778K
Montverde median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 6
WILLOW RDG have cut their price
Median sold price, Montverde, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 13% below the Montverde median. See the full Montverde market guide →
Paper trail
This home's history
Reality check
What actually sold near 15954 WINDING BLUFF DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$980,000
15296 WILLOW RIDGE DRIVE · same community
5 bd · 5 ba · 4,764 sqft · $206/sqft · 104 DOM
Sold · Oct ’25$321,000
3894 WILLOW RIDGE DRIVE · same community
4 bd · 2 ba · 1,627 sqft · $197/sqft · 23 DOM
Sold · Nov ’25$325,000
6843 MOSSY OAK LANE · same community
3 bd · 2 ba · 1,558 sqft · $209/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15954 WINDING BLUFF DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15954 WINDING BLUFF DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15954 WINDING BLUFF DRIVE FAQs
What would the monthly payment be for 15954 WINDING BLUFF DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,367/mo — principal and interest, the actual property-tax bill, the $160/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15954 WINDING BLUFF DRIVE?+
The association fee works out to $160 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15954 WINDING BLUFF DRIVE?+
The most recent tax bill on record (2025) was $10,085. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15954 WINDING BLUFF DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Montverde?+
At $729,000, this home is listed about 13% below the Montverde median of $840,000. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of MOBED REALTY, P.A. · Ariya Mobed. MLS #G5109795.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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