David Ramirez
$275,000$280,0002 bd2 ba1,436 sqft$192 /sqft$2,185 /mo all-in ↓

8856 COURTYARD LANE, GROVELAND, FL, 34736

Active118 days on marketListed Apr 8, 2026MLS #G5109575

Priced 31% below the Groveland medianReduced $5KVillaCOURTYARD VILLAS

About this home

8856 COURTYARD LANE

Beautifully updated and move-in ready, this 2-bedroom, 2-bath villa with a spacious loft offers the perfect blend of comfort, style, and low-maintenance living. Featuring 1,436 square feet and a desirable 2-car garage, this home has been thoughtfully upgraded with fresh interior paint (2026) and a newly renovated kitchen showcasing modern cabinetry and stunning quartz countertops (2026). The open layout is enhanced by tile flooring throughout the entire downstairs, creating a clean and cohesive look that’s both stylish and easy to maintain. The versatile loft provides the perfect space for a home office, guest area, or flex room to fit your lifestyle. Enjoy relaxing or entertaining on the large screened lanai, ideal for Florida living year-round. Major updates include a roof (2018), New A/C (2025), hot water heater (2023), garage door opener (2023), new drain field (2023), refrigerator (2025), and garbage disposal (2026), offering peace of mind for years to come. The HOA provides exceptional value by covering roof replacement materials (owner responsible for labor), lawn care, irrigation, and exterior materials—allowing for truly low-maintenance ownership. Residents also enjoy access to community amenities including a sparkling pool, clubhouse with reservable kitchen for private events, and direct access to the popular Rails-to-Trails bike and walking path. Conveniently located near shopping, dining, and everyday essentials, this home is a fantastic opportunity for those seeking an updated villa in a prime location with lifestyle-focused amenities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,436

Sqft

0.22 ac

Lot size

2

Garage

2003

Year built

Two

Levels

$192

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesNorth
ExteriorSidewalk · Sliding Doors

Community & fees

HOA fee$200/mo
Taxes (2025)$1,009/yr
PetsNumber Limit, Yes
CommunityDeed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property tax — 2025 actual bill$84
HOA fee — from the listing$200
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,625
Interest rate6.00%
Loan term

Estimated payment

$2,185/mo

Principal & interest$1,619
FHA mortgage insurance (est.)$122
Property taxes (actual bill)$84
HOA / condo fee$200
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $275K
$231KedgeAI estimate $250,669 · range $241K$275K$286K

vs edgeAI estimate

+9.7%

$/sqft vs Groveland actives

$192 vs $202

Days on market

118 vs 48 typical

Where $192/sqft sits among the 220 Groveland actives

97 · this home
83
17
3
8
12
$153–195$195–236$236–278$278–320$320–361$361+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Groveland

Map of 8856 COURTYARD LANE

Drive times from this address

Downtown Orlando37 min
Universal Orlando39 min
Walt Disney World43 min
Orlando Int’l Airport (MCO)51 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Groveland. See the full Groveland guide →

The numbers that matter

The Groveland market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$378K$355K

Groveland median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

112 of 220

Groveland actives have cut their price

Median sold price, Groveland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% below the Groveland median. See the full Groveland market guide →

Paper trail

This home's history

CurrentPrice reduced to $275,000 $5K
Apr 8, 2026Listed at $280,000 · 118 days on market since
2003Built · COURTYARD VILLAS

Reality check

What actually sold near 8856 COURTYARD LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9124 SE 177TH BELMONT PLACESold · Nov ’25

$248,000

9124 SE 177TH BELMONT PLACE · same community

2 bd · 2 ba · 1,287 sqft · $193/sqft · 3 DOM

8809 COURTYARD LANESold · Oct ’25

$235,000

8809 COURTYARD LANE · same community

2 bd · 2 ba · 1,283 sqft · $183/sqft · 59 DOM

8385 SE 173RD HENDRICKS LANESold · Aug ’25

$295,000

8385 SE 173RD HENDRICKS LANE · same community

2 bd · 2 ba · 1,177 sqft · $251/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8856 COURTYARD LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8856 COURTYARD LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

8856 COURTYARD LANE FAQs

What would the monthly payment be for 8856 COURTYARD LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,185/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8856 COURTYARD LANE?+

The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8856 COURTYARD LANE?+

The most recent tax bill on record (2025) was $1,009. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8856 COURTYARD LANE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Groveland?+

At $275,000, this home is listed about 31% below the Groveland median of $399,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Groveland market on paper

$275,000 is 31% below the Groveland median of $399,000, and at $192/sqft it sits under the Groveland average of $224.

02Time on market is leverage

118 days on market against a Groveland median of 48 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $280,000, now $275,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ELITE PARTNERS III REALTY · Brandie Mathison-Klein. MLS #G5109575.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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