441 MACARTHUR STREET, BARTOW, FL, 33830
Active138 days on marketListed Mar 7, 2026MLS #G5109243
About this home
441 MACARTHUR STREET
Virtually Staged. ****ASSUMABLE VA LOAN COULD HELP YOUR BUYER GET INTO THIS AMAZING HOME IN BARTOW AS WELL AS THIS HOME IS IN A USDA ELIGIBILITY AREA!**** Welcome to this move-in ready 4-bedroom, 2-bath home located on a quiet cul-de-sac in Bartow! This well-maintained home offers a desirable open and split floor plan, providing both comfort and privacy for everyday living. The spacious kitchen features granite countertops, stainless steel appliances including a stove, dishwasher, microwave, and refrigerator, plus a pantry for additional storage. Tile flooring runs through the main living areas, while the bedrooms feature comfortable carpet. The primary suite includes a walk-in shower and private en-suite bath. You’ll also appreciate the generous storage throughout the home, including a linen closet and additional storage spaces. Additional highlights include a 2-car garage, SOLAR PANELS WITH A VERY LOW MONTHLY AMOUNT THAT IS LOWER THAN YOUR AVERAGE ELECTRIC BILL (CONTACT US FOR MORE INFORMATION!) THIS COMMUNITY IS BUILT FOR EFFICIENCY BY THE BUILDER WITH EVERY HOME IN THE COMMUNITY HAS SOLAR PANELS WHEN PURCHASED, and a convenient location on a cul-de-sac. Don’t miss this opportunity to own a beautiful home in Bartow that is ready for its new owners!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,841
Sqft
0.13 ac
Lot size
2
Garage
2022
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,543 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,543/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.5%
Days on market
138 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bartow
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bartow. See the full Bartow guide →
BARTOW 33830 — neighborhood snapshot
Population
32,738
Median age
36.2
Median income
$62,636
Median home value
$207,900
Avg household
2.91
Households w/ children
3,768
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bartow market
$325K → $310K
Bartow median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
Median sold price, Bartow, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the BARTOW 33830 median. See the full Bartow market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 441 MACARTHUR STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 441 MACARTHUR STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
441 MACARTHUR STREET FAQs
What would the monthly payment be for 441 MACARTHUR STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,543/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 441 MACARTHUR STREET?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 441 MACARTHUR STREET?+
The most recent tax bill on record (2025) was $3,892. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 441 MACARTHUR STREET?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bartow?+
At $315,000, this home is listed about 3% below the Bartow median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 441 MACARTHUR STREET?+
Bartow Senior High School (high), Bartow Middle School (middle), James E. Stephens Academy (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of EXP REALTY LLC · Natalie Frye. MLS #G5109243.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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