300 NW 12TH AVENUE, CRYSTAL RIVER, FL, 34428
Active148 days on marketListed Mar 11, 2026MLS #G5109213
About this home
300 NW 12TH AVENUE
Stylish 2 story waterfront pool home with inlaw suite complete with bath and full kitchen. Very close to main river, direct access, huge covered boat house with life, firepit, gourmet kitchen, white wood cracker cabinets, spectacular quartz counters, 22' ceilings, gas table range, 4 bedrooms/3 baths total, salt water pool & spa, lap pool, elevator to primary bedroom, 2 car garage plus golf cart garage to access downtown shopping & restaurants.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,133
Sqft
0.25 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$431
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,390 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,390/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+35%
$/sqft vs Crystal River actives
$431 vs $209
Days on market
148 vs 49 typical
Where $431/sqft sits among the 139 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
72 of 139
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 614% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 300 NW 12TH AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$1,600,000
2235 N KINGS COVE POINT
3 bd · 2.5 ba · 3,101 sqft · $516/sqft · 131 DOM
Sold · Jul ’26$285,000
754 NE 2ND AVENUE
4 bd · 3.5 ba · 2,991 sqft · $95/sqft · 115 DOM
Sold · Jun ’26$505,000
1941 NW 15TH STREET
4 bd · 3.5 ba · 3,303 sqft · $153/sqft · 413 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 300 NW 12TH AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 300 NW 12TH AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
300 NW 12TH AVENUE FAQs
What would the monthly payment be for 300 NW 12TH AVENUE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,390/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 300 NW 12TH AVENUE?+
The most recent tax bill on record (2025) was $17,276. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $1,350,000, this home is listed about 350% above the Crystal River median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 300 NW 12TH AVENUE?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,350,000 runs 614% above the CRYSTAL RIVER 34428 median — but at 3,133 sqft it's also nearly twice the size of the typical Crystal River listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
148 days on market against a Crystal River median of 49 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,600,000, now $1,350,000 — a $250K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Steve Latiff. MLS #G5109213.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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