COVE ROAD, TAVARES, FL, 32778
Pending141 days on marketListed Mar 5, 2026MLS #G5109101
About this home
COVE ROAD
This exceptional building lot is just under ½ acre in area of exclusive homes and waterfront estates. The lot is cleared of large trees and is ready for your custom dream home. No HOA! Community Water available. This property combines rural charm and access to town amenities. Located in the county. No city taxes but have a city of Tavares address, often referred to as “America’s Seaplane City,” is a vibrant and scenic community in central Florida. Located in Lake County, Tavares offers a high quality of life, combining small-town charm with modern amenities. Here are some of the key benefits of living in Tavares which is situated on the shores of Lake Dora, Lake Harris and Lake Eustis and part of the Harris Chain of Lakes, Tavares is a paradise for water enthusiasts. Boating, fishing, kayaking, and seaplane activities are central to the lifestyle here. Tavares boasts scenic parks, trails, and abundant opportunities to enjoy the outdoors. Tavares provides easy access to nearby cities like Orlando, Mount Dora, and Leesburg and Major attractions, such as Walt Disney World and Universal Studios, are less than an hour away. The downtown area is a hub of activity, featuring waterfront restaurants, shops, and entertainment venues. Regular events, festivals, and live music performances keep the community engaged and lively. Golf courses, hiking trails, and recreational facilities are abundant in the area. Whether you’re looking for an outdoor-oriented lifestyle, a peaceful retirement spot, or a family-friendly community, Tavares combines the best of small-town living with the conveniences of being near major metropolitan areas.
Facts & features
The home at a glance
0.41 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$603 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$603/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Tavares
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tavares. See the full Tavares guide →
TAVARES 32778 — neighborhood snapshot
Population
25,099
Median age
53.8
Median income
$61,815
Median home value
$241,500
Avg household
2.16
Households w/ children
2,209
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tavares market
$324K → $345K
Tavares median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 79% below the TAVARES 32778 median. See the full Tavares market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about COVE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for COVE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
COVE ROAD FAQs
What would the monthly payment be for COVE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $603/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on COVE ROAD?+
The most recent tax bill on record (2025) was $2. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tavares?+
At $69,900, this home is listed about 79% below the Tavares median of $329,999. The market section on this page shows how the area is trending.
Which schools are assigned to COVE ROAD?+
Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TAVARES 32778 market on paper
$69,900 is 79% below the TAVARES 32778 median of $329,245.
02Time on market is leverage
141 days on market against a Tavares median of 40 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $79,900, now $69,900 — a $10K cut. The full history is in the market section below.
Listing courtesy of LPT REALTY, LLC. · Will Siebert. MLS #G5109101.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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