David Ramirez
$249,900$289,9002 bd1 ba1,024 sqft$244 /sqft$1,777 /mo all-in ↓

8701 CR 647 S, BUSHNELL, FL, 33513

Active149 days on marketListed Mar 4, 2026MLS #G5109081

Priced 32% below the BUSHNELL 33513 medianReduced $40KWaterfrontSingle Family ResidenceJERRY TAYLOR LANDING

About this home

8701 CR 647 S

Seller will consider a $10,000 credit at closing toward buyer concessions! Welcome to a peaceful riverfront retreat where comfort meets natural beauty. Situated on a .35-acre lot. This 2-bedroom, 1-bath home invites you to slow down and enjoy the view, with warm oak wood floors and pine ceilings creating an inviting sense of charm from the moment you step inside. The den serves as a welcoming gathering space, centered on a cozy wood-burning fireplace and framed by large windows that let in soft natural light with calming views of the river and surrounding trees. The eat-in kitchen offers both style and efficiency, featuring granite countertops, a tumbled marble backsplash, a gas range, and generous cabinetry designed for easy everyday living. The bathroom continues the refined feel with marble tile flooring and a walk-in marble shower. Every detail reflects care and simplicity, from the private well with a water filtration system to the workshop/she-shed-laundry space, 5-ton HVAC, storage shed, and enclosed whole-house generator. This home is both comfortable and easy to maintain. A home security system is in place, featuring cameras and motion sensors installed on the perimeter of the home, along with a monitoring system set up inside. A paved circular driveway and carport add ease of access and everyday convenience. Outside, the setting encourages a relaxed outdoor lifestyle. With nearby access to Hog Island and the Withlacoochee State Forest, opportunities for kayaking, fishing, scenic walks, biking, and quiet wildlife viewing are just a short distance away. Conveniently located with access to I-75, US 301, US 41, W CR 476, and US 98, travel to Brooksville, Inverness, Ocala, The Villages, and Tampa is easily within reach. The home offers the feel of a tranquil getaway while remaining close to shopping, dining, entertainment, and medical facilities, making it ideal for either a full-time residence or a peaceful seasonal escape. Whether you are seeking a quiet place to settle in year-round or a private retreat to enjoy seasonally, this riverfront home offers the perfect balance of comfort, nature, and convenience. Come experience the calm for yourself and discover what makes this setting truly special.

Facts & features

The home at a glance

2

Bedrooms

1

Bathrooms

1,024

Sqft

0.35 ac

Lot size

1962

Year built

One

Levels

$244

Per sqft

WaterfrontFireplaceTrees/Woods view

Inside

FlooringTile · Hardwood
AppliancesDishwasher · Dryer · Electric Water Heater · Range · Range Hood · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Solid Wood Cabinets · Thermostat
LaundryOutside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesNortheast
ParkingCircular Driveway · Covered · Driveway
ExteriorStorage

Community & fees

Taxes (2025)$425/yr
CommunityFishing · Public Boat Ramp · River · Water Access

Utilities & systems

UtilitiesElectricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,777 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$35
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,747
Interest rate6.00%
Loan term

Estimated payment

$1,777/mo

Principal & interest$1,471
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$35
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bushnell actives

$244 vs $219

Days on market

149 vs 49 typical

Where $244/sqft sits among the 50 Bushnell actives

20
15 · this home
3
3
2
7
$115–207$207–298$298–390$390–482$482–574$574+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bushnell

Map of 8701 CR 647 S

Drive times from this address

Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bushnell. See the full Bushnell guide →

BUSHNELL 33513 — neighborhood snapshot

Population

13,647

Median age

44.1

Median income

$59,497

Median home value

$213,900

Avg household

2.57

Households w/ children

1,182

For the school run

Sumter County School District

ElementaryBushnell Elementary School★★★★★
MiddleSouth Sumter Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bushnell market

Seller’s marketLeans buyer7.2 months of inventoryBuyer’s market

$325K$330K

Bushnell median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

22 of 50

Bushnell actives have cut their price

Median sold price, Bushnell, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% below the BUSHNELL 33513 median. See the full Bushnell market guide →

Paper trail

This home's history

CurrentPrice reduced to $249,900 $40K
Mar 4, 2026Listed at $289,900 · 149 days on market since
1962Built · JERRY TAYLOR LANDING

Reality check

What actually sold near 8701 CR 647 S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9183 CR 647ASold · Mar ’26

$215,000

9183 CR 647A

3 bd · 2 ba · 1,152 sqft · $187/sqft · 12 DOM

29120 SENTINEL STREETSold · Sep ’25

$195,000

29120 SENTINEL STREET

3 bd · 2 ba · 1,188 sqft · $164/sqft · 218 DOM

8161 CR 647Sold · Aug ’25

$260,000

8161 CR 647

3 bd · 2 ba · 1,212 sqft · $215/sqft · 31 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8701 CR 647 S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8701 CR 647 S — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8701 CR 647 S FAQs

What would the monthly payment be for 8701 CR 647 S?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,777/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8701 CR 647 S?+

The most recent tax bill on record (2025) was $425. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bushnell?+

At $249,900, this home is listed about 38% below the Bushnell median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 8701 CR 647 S?+

Bushnell Elementary School (elementary), South Sumter Middle School (middle) — Sumter County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the BUSHNELL 33513 market on paper

$249,900 is 32% below the BUSHNELL 33513 median of $365,000, and at $244/sqft it sits under the Bushnell average of $334.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

149 days on market against a Bushnell median of 49 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Bushnell Elementary School, South Sumter Middle School — South Sumter Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $289,900, now $249,900 — a $40K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 PRIME PROPERTY RESOURCES INC · Laura Smith. MLS #G5109081.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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